Metro area · KS
Lenders in Topeka, KS
29 lenders made 115 multifamily loans in the Topeka, KS metro area in 2024 and 2025, $159.6M in all. Heritage Bank made the most, with 14. The typical loan was about $380K.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 29
- HMDA,
- Multifamily loans, 2024-25
- 115
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $160M
- HMDA,
- Typical loan
- $380K
- HMDA,
Cite this
Source: The Lender Report, Lenders in Topeka, KS, https://lender.report/lenders-in/topeka-ks/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| Heritage Bank multifamily record | Bank | Topeka, KS | 14 | $5.57M | 12 | 2 |
| Kaw Valley Bank multifamily record | Bank | Topeka, KS | 14 | $4.26M | 10 | 4 |
| The Bennington State Bank multifamily record | Bank | Salina, KS | 12 | $8.37M | 7 | 5 |
| Landmark National Bank multifamily record | Bank | Manhattan, KS | 9 | $6.56M | 5 | 4 |
| The First Security Bank multifamily record | Bank | Overbrook, KS | 9 | $840K | 7 | 2 |
| The Farmers State Bank multifamily record | Bank | Holton, KS | 8 | $4.70M | 4 | 4 |
| The Denison State Bank multifamily record | Bank | Holton, KS | 8 | $2.52M | 4 | 4 |
| Capitol Federal Savings Bank multifamily record | Savings | Topeka, KS | 4 | $41.4M | 3 | 1 |
| CoreFirst Bank & Trust multifamily record | Bank | Topeka, KS | 4 | $2.40M | 1 | 3 |
| Equity Bank multifamily record | Bank | Andover, KS | 3 | $6.58M | 2 | 1 |
| Kaw Valley State Bank and Trust Company multifamily record | Bank | Wamego, KS | 3 | $2.58M | 2 | 1 |
| Community Bank multifamily record | Bank | Topeka, KS | 3 | $2.50M | 0 | 3 |
| Bank of the Flint Hills multifamily record | Bank | Wamego, KS | 3 | $1.58M | 3 | 0 |
| Central National Bank multifamily record | Bank | Junction City, KS | 3 | $1.28M | 3 | 0 |
| Lument Real Estate Capital multifamily record | Non-bank | Columbus, OH | 2 | $11.6M | 0 | 2 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Shawnee County, KS | 98 | $152M | 24 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 93 |
| $1M to $2.5M | 10 |
| $2.5M to $5M | 4 |
| $5M to $10M | 6 |
| $10M or more | 2 |
- Lenders made 115 multifamily loans totaling $159.6M in Topeka, KS in 2024 and 2025. HMDA,
- 70 of the loans were made in 2025 and 45 in 2024. HMDA,
- The typical loan in Topeka, KS was about $380K, with the middle half between $180K and $820K. HMDA,
- 93 of the loans were under $1M, and 8 were $5M or more. HMDA,
- Lenders reported a median rate of 7.45% on 37 loans in Topeka, KS, with the middle half between 6.90% and 8.00%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 70%. HMDA,
- 56% of the loans were refinancings and 38% were purchases. HMDA,
- Banks and savings institutions made 107 of the loans, credit unions 2, and non-banks 6. HMDA,
- The five most active lenders made 50.4% of the loans. HMDA,
- The three most active lenders were Heritage Bank with 14, Kaw Valley Bank with 14, and The Bennington State Bank with 12. HMDA,
- 23 of the 29 lenders are based in Kansas. The rest are based elsewhere, most often in Alabama, District of Columbia and Illinois. HMDA,
- The most common property size was 5 to 24 units, with 86 loans. HMDA,
- 1 county in the metro area has loans on record, and Shawnee County, KS has the most, with 98. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Topeka, KS metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.