Multifamily · MI

Multifamily lenders in Saginaw, MI, by loan size

17 lenders made multifamily loans in the Saginaw, MI metro area in 2024 and 2025. 10 made a loan under $1M, 4 made one of $5M or more, and 4 made only loans of $5M or more.

Evidence
Multifamily loans placed in the Saginaw, MI metro area, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
17
HMDA,
Loans under $1M
29
HMDA,
10 lenders
Loans $1M to $5M
9
HMDA,
7 lenders
Loans $5M or more
4
HMDA,
4 lenders

Cite this

Source: The Lender Report, Multifamily lenders in Saginaw, MI, by loan size, https://lender.report/multifamily-lenders/saginaw-mi/, data as of December 31, 2025.

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Saginaw, MI multifamily lenders, by size of loan. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order.
LenderKindBased inLoansUnder $1M$1M to $2.5M$2.5M to $5M$5M to $10M$10M or moreRefinances
Isabella Bank multifamily recordBankMount Pleasant, MI121020004
1st State Bank multifamily recordBankSaginaw, MI8620002
Horizon Bank multifamily recordBankMichigan City, IN4301002
Frankenmuth Credit Union multifamily recordCredit unionFrankenmuth, MI3210002
Velocity Commercial Capital LLC multifamily recordNon-bankWestlake Village, CA2200001
First Merchants Bank multifamily recordBankMuncie, IN1000010
Berkadia Commercial Mortgage multifamily recordNon-bankAmbler, PA1000011
First American Bank multifamily recordBankElk Grove Village, IL1000101
Fifth Third Bank, National Association multifamily recordBankCincinnati, OH1000101
Lake Trust Credit Union multifamily recordCredit unionBrighton, MI1010001
Regions Bank multifamily recordBankBirmingham, AL1010001
RF Renovo Management Company, LLC multifamily recordNon-bankChicago, IL1010001
The Dart Bank multifamily recordBankMason, MI1100000
Arbor Financial Credit UnionCredit unionKalamazoo, MI1100001
Citadel Servicing Corporation multifamily recordNon-bankIrvine, CA1100000
Wildfire Credit Union multifamily recordCredit unionSaginaw, MI1100000
ChoiceOne Bank multifamily recordBankSparta, MI1100001
HMDA,

Check a deal in Saginaw, MI in Loan Comps

Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans.

  • 10 lenders made a multifamily loan under $1M in Saginaw, MI, 6 made one from $1M to $2.5M, and 1 from $2.5M to $5M. HMDA,
  • 2 lenders made a loan from $5M to $10M, and 2 made one of $10M or more. HMDA,
  • Berkadia Commercial Mortgage made the most loans of $5M or more in Saginaw, MI, with 1. HMDA,
  • 13 lenders made at least one refinancing in Saginaw, MI, and 8 made at least one purchase loan. HMDA,
  • 2 lenders made 5 or more loans in Saginaw, MI, and 12 made exactly one. HMDA,
  • The typical loan in Saginaw, MI was about $300K, with the middle half between $180K and $1.2M. HMDA,
  • Lenders reported a median rate of 7.50% on 31 loans in Saginaw, MI, with the middle half between 6.75% and 8.00%. HMDA,
  • 45% of the loans were refinancings and 43% were purchases. HMDA,
  • Banks and savings institutions made 30 of the loans, credit unions 6, and non-banks 5. HMDA,
  • 8 of the 17 lenders are based in Michigan. The rest are based elsewhere, most often in California, Illinois and Indiana. HMDA,

How this list is defined

Measure
Multifamily loans made in the Saginaw, MI metro area, by size
Period
2024 and 2025
Formula
Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there.
Order
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
As of
2025
Source
HMDA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new loans today.
  • What they charge or require beyond the rate and term that HMDA reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.