Multifamily · TX

Multifamily lenders in Waco, TX, by loan size

25 lenders made multifamily loans in the Waco, TX metro area in 2024 and 2025. 10 made a loan under $1M, 11 made one of $5M or more, and 10 made only loans of $5M or more.

Evidence
Multifamily loans placed in the Waco, TX metro area, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
25
HMDA,
Loans under $1M
25
HMDA,
10 lenders
Loans $1M to $5M
16
HMDA,
9 lenders
Loans $5M or more
13
HMDA,
11 lenders

Cite this

Source: The Lender Report, Multifamily lenders in Waco, TX, by loan size, https://lender.report/multifamily-lenders/waco-tx/, data as of December 31, 2025.

Describe a deal in Waco, TX

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

Show multifamily loans in Waco, TXOn this list? Find your page

Waco, TX multifamily lenders, by size of loan. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order.
LenderKindBased inLoansUnder $1M$1M to $2.5M$2.5M to $5M$5M to $10M$10M or moreRefinances
American Bank, National Association multifamily recordBankWaco, TX9333000
Central National Bank multifamily recordBankWaco, TX8710002
Lument Real Estate Capital multifamily recordNon-bankColumbus, OH4001214
Incommons Bank, N.A. multifamily recordBankMexia, TX3012001
First National Bank of Central Texas multifamily recordBankWaco, TX3210001
Alliance Bank Central Texas multifamily recordBankWoodway, TX3300000
Inwood National Bank multifamily recordBankDallas, TX2110002
BOKF, National Association multifamily recordBankTulsa, OK1000010
Walker & Dunlop, LLC multifamily recordNon-bankBethesda, MD1000010
CBRE Multifamily Capital, Inc. multifamily recordNon-bankHouston, TX1000010
Berkeley Point Capital LLC multifamily recordNon-bankBoston, MA1000010
Berkadia Commercial Mortgage multifamily recordNon-bankAmbler, PA1000011
Genesis Capital, LLC multifamily recordNon-bankSherman Oaks, CA1000101
First State BankBankGainesville, TX1000100
Bellwether Enterprise Real Estate Capital, LLC multifamily recordNon-bankCleveland, OH1000101
Greystone Servicing Corporation, Inc. multifamily recordNon-bankMemphis, TN1000101
Northmarq Capital Finance, L.L.C. multifamily recordNon-bankWashington, DC1000100
Community Bank & Trust, Waco, TexasBankWaco, TX1001001
The American National Bank of TexasBankTerrell, TX1001000
Sterling Bank multifamily recordBankPoplar Bluff, MO1010000
Red River Employees Credit Union multifamily recordCredit unionTexarkana, TX1100001
Yoakum BankBankYoakum, TX1100000
The First National Bank of McGregorBankMc Gregor, TX1100001
RF Renovo Management Company, LLC multifamily recordNon-bankChicago, IL1100001
Security Bank of TexasBankCrawford, TX1100001
HMDA,

Check a deal in Waco, TX in Loan Comps

Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans.

  • 10 lenders made a multifamily loan under $1M in Waco, TX, 6 made one from $1M to $2.5M, and 5 from $2.5M to $5M. HMDA,
  • 6 lenders made a loan from $5M to $10M, and 6 made one of $10M or more. HMDA,
  • Lument Real Estate Capital made the most loans of $5M or more in Waco, TX, with 3. HMDA,
  • 14 lenders made at least one refinancing in Waco, TX, and 13 made at least one purchase loan. HMDA,
  • 2 lenders made 5 or more loans in Waco, TX, and 18 made exactly one. HMDA,
  • The typical loan in Waco, TX was about $1.2M, with the middle half between $560K and $4.7M. HMDA,
  • Lenders reported a median rate of 6.54% on 21 loans in Waco, TX, with the middle half between 6.08% and 7.49%. HMDA,
  • 38% of the loans were refinancings and 58% were purchases. HMDA,
  • Banks and savings institutions made 36 of the loans, credit unions 1, and non-banks 13. HMDA,
  • 14 of the 25 lenders are based in Texas. The rest are based elsewhere, most often in Ohio, California and District of Columbia. HMDA,

How this list is defined

Measure
Multifamily loans made in the Waco, TX metro area, by size
Period
2024 and 2025
Formula
Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there.
Order
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
As of
2025
Source
HMDA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new loans today.
  • What they charge or require beyond the rate and term that HMDA reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.