Figures you can use
Banks and credit unions hold these books as of June 30, 2026. Balances are what they hold, not loans made.
- Banks: commercial real estate
- $3.03T
- FDIC call report,
- Banks: multifamily
- $621B
- FDIC call report,
- Banks: construction
- $436B
- FDIC call report,
- Credit unions: commercial real estate
- $190B
- NCUA 5300,
- Savings institutions: commercial real estate
- $171B
- FDIC call report,
- All filers: commercial lending
- $6.03T
- FDIC and NCUA call reports,
Loans made come from HMDA and the SBA, the only public records of individual loans.
- HMDA multifamily loans, 2025
- 43,226
- HMDA,
- 1,710 manufactured-home park loans included
- Their total, 2025
- $269B
- HMDA,
- SBA 7(a) loans made, net of cancellations
- 175,022
- SBA FOIA,
- Oct 2023 through Sep 2026
- Their total
- $89.0B
- SBA FOIA,
- SBA 504 first liens, net of cancellations
- 18,076
- SBA FOIA,
- Oct 2023 through Sep 2026
- Their total
- $29.1B
- SBA FOIA,
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
How to cite this page
Cite this
Source: The Lender Report, Press figures, https://lender.report/press/, data as of June 30, 2026.
Read this before quoting a concentration figure
Some pages here show a bank's commercial real estate at, for example, 300% of its capital. The 300% test comes from 2006 interagency supervisory guidance. It is a screening level, not a limit, and meeting it does not mean a bank has stopped lending or has any problem. The guidance's measure also looks at 36 months of growth, which our figure leaves out. Credit union ratios use net worth, so they cannot be compared to the bank figure. Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.
How the numbers are made
The join, every rule and the limits are on the methodology page. Definitions are in the data dictionary, and every source is on the sources page. Corrections are logged on the changelog. A full table of national figures is at the data page.
Talk to a person
Write to desk@lender.report. We answer questions about what the data says and how it is built.