Small-Balance CRE · NM
Small-Balance CRE lenders in New Mexico
13 lenders with an office in New Mexico hold small-balance commercial real estate loans on their books. The James Polk Stone Community Bank, based in New Mexico, holds the largest book among those based here, at $26.1M.
- Evidence
- Lender has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in New Mexico
- Data as of
- June 30, 2026
- Page last changed
- November 9, 2026
- Lenders with an office here
- 13
- FDIC call report,
- Based here
- 11
- FDIC call report,
- Held by those based here
- $128M
- FDIC call report,
- Median book, based here
- $10.1M
- FDIC call report,
Cite this
Source: The Lender Report, Small-Balance CRE lenders in New Mexico, https://lender.report/small-balance-cre-lenders/new-mexico/, data as of June 30, 2026.
Describe a deal in New Mexico
See which of these lenders made loans like yours, at your size and in your place. No account and no form.
Show small-balance CRE loans in New MexicoOn this list? Find your page
| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| The James Polk Stone Community Bank | Bank | Portales, NM | 8 | $26.1M | |
| The Bank of Clovis | Bank | Clovis, NM | 7 | $16.8M | |
| First Financial Credit Union | Credit union | Albuquerque, NM | 20 | $16.0M | |
| Centinel Bank of Taos | Bank | Taos, NM | 2 | $15.6M | |
| First New Mexico Bank of Silver City | Bank | Silver City, NM | 4 | $13.0M | |
| Valley Bank of Commerce | Bank | Roswell, NM | 3 | $10.1M | |
| Western Bank | Bank | Lordsburg, NM | 3 | $9.92M | |
| American Heritage Bank | Bank | Clovis, NM | 2 | $7.00M | |
| Otero Credit Union | Credit union | Alamogordo, NM | 7 | $5.81M | |
| Rio Grande Credit Union | Credit union | Albuquerque, NM | 8 | $5.03M | |
| Tucumcari Federal Savings and Loan Association | Savings | Tucumcari, NM | 1 | $2.33M |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| The First National Bank in Trinidad | Bank | Trinidad, CO | 1 | $11.3M |
| Citizens Bank | Bank | Amarillo, TX | 1 | $6.23M |
- 11 of these lenders are based in New Mexico, and 2 are based elsewhere with offices here. FDIC call report,
- These lenders: 9 banks, 1 savings institution and 3 credit unions. FDIC call report,
- Lenders based in New Mexico hold $127.7M of small-balance commercial real estate loans. FDIC call report,
- The five largest books based here hold 68.5% of that total. FDIC call report,
- The James Polk Stone Community Bank holds $26.1M, and The Bank of Clovis holds $16.8M. FDIC call report,
- The median book among lenders based in New Mexico is $10.1M. FDIC call report,
- These lenders list 67 offices in New Mexico. FDIC office list,
- The First National Bank in Trinidad, based in Colorado, lists the most offices here among out-of-state lenders, at 1. FDIC office list,
- Among credit unions here, the median average loan in this category is $890K. NCUA 5300,
How this list is defined
- Measure
- small-balance commercial real estate loans held by lenders with an office in New Mexico
- Period
- June 30, 2026
- Formula
- The balance of small-balance commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in New Mexico. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
For banks the book shown is nonfarm nonresidential loans of $1M or less. For credit unions it is the non-owner-occupied commercial real estate book, where the average loan is $1M or less.
Small-balance commercial real estate means loans of about $1M or less. A lender with many of them often works with smaller borrowers.
This is a rule of thumb on public filings. It is not a statement from any lender about what it will lend on.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in New Mexico. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.