Business · ND

Business lenders in North Dakota

89 lenders with an office in North Dakota hold commercial and industrial loans on their books. Bell Bank, based in North Dakota, holds the largest book among those based here, at $2.1B.

Evidence
Lender holds commercial and industrial loans on its books at the latest filing and has an office in North Dakota
Data as of
June 30, 2026
Page last changed
November 11, 2026
Lenders with an office here
89
FDIC call report,
Based here
73
FDIC call report,
Held by those based here
$8.19B
FDIC call report,
+8.2% from a year earlier, 71 of 73 lenders
Median book, based here
$15.3M
FDIC call report,

Cite this

Source: The Lender Report, Business lenders in North Dakota, https://lender.report/business-lenders/north-dakota/, data as of June 30, 2026.

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Lenders based in North Dakota, by book held. First 20 of 73.
LenderKindBased inOffices hereHoldsGrowth, 12 months
Bell BankBankFargo, ND12$2.10B+17.7%
Western State BankBankDevils Lake, ND3$1.26B+8.5%
First International Bank & TrustBankWatford City, ND19$1.16B+10.9%
Alerus Financial, National AssociationBankGrand Forks, ND7$662M
Choice Financial GroupBankFargo, ND13$485M
Bravera BankBankDickinson, ND26$343M
First Western Bank & TrustBankMinot, ND8$312M+7.8%
Cornerstone BankBankFargo, ND10$231M+17.7%
Starion BankBankBismarck, ND13$175M
Border BankBankFargo, ND2$128M+4.7%
Gate City BankSavingsFargo, ND36$112M+10.5%
Dakota Community Bank & Trust, National AssociationBankHebron, ND12$94.0M+18.7%
American State Bank & Trust Company of WillistonBankWilliston, ND2$81.7M+5.6%
BankNorthBankArthur, ND9$70.4M+25.9%
United Valley BankBankCavalier, ND3$70.3M+16.0%
Dakota Western BankBankBowman, ND5$69.2M+56.1%
First State BankBankBuxton, ND5$63.8M
KodaBankBankDrayton, ND9$63.2M
First United BankBankPark River, ND19$59.6M
Town and Country Credit UnionCredit unionMinot, ND10$49.9M+2.5%
FDIC call report,

See all 89 business lenders in North Dakota in Loan Comps

Based elsewhere, with offices in North Dakota. First 10 of 16.
LenderKindBased inOffices hereHolds, nationwide
JPMorgan Chase Bank, National AssociationBankColumbus, OH3$242B
Wells Fargo Bank, National AssociationBankSioux Falls, SD11$200B
U.S. Bank National AssociationBankCincinnati, OH15$91.9B
BMO Bank National AssociationBankChicago, IL4$44.7B
Old National BankBankEvansville, IN14$11.6B
Dacotah BankBankAberdeen, SD9$1.08B
Frandsen Bank & TrustBankLonsdale, MN1$308M
American Bank & TrustBankSioux Falls, SD1$276M
Magnifi Financial Credit UnionCredit unionMelrose, MN2$166M
BNC National BankBankGlendale, AZ12$134M
FDIC call report,
  • 73 of these lenders are based in North Dakota, and 16 are based elsewhere with offices here. FDIC call report,
  • These lenders: 69 banks, 2 savings institutions and 18 credit unions. FDIC call report,
  • Lenders based in North Dakota hold $8.2B of commercial and industrial loans, up 8.2% from a year earlier among the 71 of 73 with a comparable earlier filing. FDIC call report,
  • The five largest books based here hold 69.2% of that total. FDIC call report,
  • Bell Bank holds $2.1B, and Western State Bank holds $1.3B. FDIC call report,
  • The median book among lenders based in North Dakota is $15.3M. FDIC call report,
  • 20 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
  • 11 lenders based here hold $100M or more of it. FDIC call report,
  • These lenders list 514 offices in North Dakota. FDIC office list,
  • U.S. Bank National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 15. FDIC office list,
  • Among credit unions here, the median average loan in this category is $98K. NCUA 5300,
  • Dakota West Credit Union grew this book the most in the year, up 113.2% to $31.2M. FDIC call report,

How this list is defined

Measure
commercial and industrial loans held by lenders with an office in North Dakota
Period
June 30, 2026
Formula
The balance of commercial and industrial loans on the lender's June 30, 2026 filing, for a lender with an office in North Dakota. A balance held, not loans made.
Order
Largest first by the book held at the latest filing, then name. Payment is not part of the order.
As of
June 30, 2026
Changelog
  • : First published, with the data built on this date.

Commercial and industrial loans are loans to businesses for equipment, working capital and the like, usually not secured by real estate.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds commercial and industrial loans on its books at the latest filing and has an office in North Dakota. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.