State
Lenders in North Dakota
98 lenders are based in North Dakota, holding $31.7B of commercial loans at June 30, 2026. Bell Bank holds the largest commercial book here. Pick a kind of lending below to see who does it in North Dakota.
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders based here
- 98
- FDIC institution record,
- Commercial book held
- $31.7B
- FDIC call report,
- +6.8% from a year earlier, 87 of 98 lenders
- Multifamily loans, 2025
- 250
- HMDA,
- +62.3% from 2024
- SBA 7(a) loans, 36 months
- 305
- SBA FOIA,
Cite this
Source: The Lender Report, Lenders in North Dakota, https://lender.report/lenders-in/north-dakota/, data as of June 30, 2026.
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This page lists who is based here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Commercial book | Total assets |
|---|---|---|---|
| Bell Bank | Bank | $7.72B | $15.2B |
| First International Bank & Trust | Bank | $3.71B | $6.18B |
| Alerus Financial, National Association | Bank | $2.70B | $5.28B |
| Choice Financial Group | Bank | $2.37B | $6.38B |
| Western State Bank | Bank | $1.98B | $2.49B |
| Bravera Bank | Bank | $1.63B | $3.81B |
| First Western Bank & Trust | Bank | $1.27B | $2.39B |
| Cornerstone Bank | Bank | $944M | $1.85B |
| Starion Bank | Bank | $902M | $2.10B |
| Gate City Bank | Savings | $655M | $4.04B |
| First Community Credit Union | Credit union | $620M | $1.53B |
| Border Bank | Bank | $582M | $1.06B |
| Dakota Community Bank & Trust, National Association | Bank | $561M | $1.39B |
| Bank Forward | Bank | $535M | $1.13B |
| Town and Country Credit Union | Credit union | $394M | $771M |
| Lender | Based in | 2025 loans | 2025 dollars |
|---|---|---|---|
| First International Bank & Trust | Watford City, ND | 19 | $38.9M |
| First Community Credit Union | Jamestown, ND | 19 | $48.5M |
| Starion Bank | Bismarck, ND | 17 | $35.6M |
| Gate City Bank | Fargo, ND | 15 | $28.9M |
| Choice Financial Group | Fargo, ND | 13 | $42.5M |
| Border Bank | Fargo, ND | 12 | $31.0M |
| Bravera Bank | Dickinson, ND | 10 | $36.1M |
| Dakota Community Bank & Trust, National Association | Hebron, ND | 9 | $11.1M |
| Dacotah Bank | Aberdeen, SD | 8 | $8.69M |
| First Western Bank & Trust | Minot, ND | 8 | $12.4M |
| Lender | Based in | Loans | Dollars |
|---|---|---|---|
| U.S. Bank National Association | Cincinnati, OH | 31 | $8.27M |
| Town and Country Credit Union | Minot, ND | 26 | $5.50M |
| Bravera Bank | Dickinson, ND | 19 | $1.93M |
| Old National Bank | Evansville, IN | 14 | $12.7M |
| Choice Financial Group | Fargo, ND | 14 | $8.07M |
| Bell Bank | Fargo, ND | 12 | $4.00M |
| Alerus Financial, National Association | Grand Forks, ND | 11 | $16.4M |
| First Western Bank & Trust | Minot, ND | 11 | $4.05M |
| Northeast Bank | Portland, ME | 10 | $1.71M |
| Readycap Lending, LLC | Berkeley Heights, NJ | 9 | $11.5M |
- 98 lenders are based in North Dakota: 58 banks, 2 savings institutions, 29 credit unions and 9 non-bank lenders. FDIC institution record,
- Banks, savings institutions and credit unions based in North Dakota report $88.8B in total assets. FDIC call report,
- They hold $31.7B of commercial and commercial real estate loans, up 6.8% from a year earlier among the 87 of 98 with a comparable earlier filing. FDIC call report,
- Lenders made 250 multifamily loans in North Dakota in 2025 for $729.9M, versus 154 in 2024 (HMDA, manufactured-home parks excluded). HMDA,
- Lenders recorded 305 SBA 7(a) loans for $187.2M in North Dakota in the 36 months ending September 30, 2026. SBA FOIA,
- Lenders made 1,084 1-4 unit investor or business-purpose loans in North Dakota in 2025. HMDA,
- Bell Bank holds the largest commercial book of any lender based in North Dakota, at $7.7B. FDIC call report,
- First International Bank & Trust made the most multifamily loans in North Dakota in 2025, at 19. HMDA,
- U.S. Bank National Association recorded the most SBA 7(a) loans in North Dakota, at 31. SBA FOIA,
- 11 kinds of lending have a page for North Dakota, each with at least 10 lenders with in-state evidence. FDIC institution record,
Lenders based here are those whose main office is in the state; balances are for the whole institution. HMDA and SBA figures count loans placed in the state, whoever made them. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.