Farm and Ag · KY
Farm and Ag lenders in Kentucky
151 lenders with an office in Kentucky hold farmland loans on their books. Independence Bank of Kentucky, based in Kentucky, holds the largest book among those based here, at $269.6M.
- Evidence
- Lender holds farmland loans on its books at the latest filing and has an office in Kentucky
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 151
- FDIC call report,
- Based here
- 116
- FDIC call report,
- Held by those based here
- $2.86B
- FDIC call report,
- +5.7% from a year earlier, 115 of 116 lenders
- Median book, based here
- $12.2M
- FDIC call report,
Cite this
Source: The Lender Report, Farm and Ag lenders in Kentucky, https://lender.report/farm-lenders/kentucky/, data as of June 30, 2026.
Describe a deal in Kentucky
See which of these lenders made loans like yours, at your size and in your place. No account and no form.
| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Independence Bank of Kentucky | Bank | Owensboro, KY | 26 | $270M | +5.8% |
| First Community Bank of the Heartland, Inc. | Bank | Clinton, KY | 5 | $159M | +9.9% |
| South Central Bank, Inc. | Bank | Glasgow, KY | 26 | $144M | +3.9% |
| The Cecilian Bank | Bank | Cecilia, KY | 19 | $111M | +7.6% |
| Peoples Bank of Kentucky, Inc. | Bank | Flemingsburg, KY | 12 | $105M | |
| Planters Bank, Inc. | Bank | Hopkinsville, KY | 9 | $99.3M | +11.8% |
| Community Trust Bank, Inc. | Bank | Pikeville, KY | 69 | $87.9M | +28.0% |
| Stock Yards Bank & Trust Company | Bank | Louisville, KY | 68 | $77.0M | |
| Edmonton State Bank | Bank | Glasgow, KY | 15 | $73.0M | +1.4% |
| Citizens Deposit Bank of Arlington, Inc. | Bank | Arlington, KY | 5 | $62.5M | +11.5% |
| FNB Bank, Inc. | Bank | Mayfield, KY | 11 | $56.9M | +15.4% |
| The Citizens Bank | Bank | Hickman, KY | 2 | $54.5M | +15.1% |
| Farmers Bank and Trust Company | Bank | Marion, KY | 10 | $52.6M | +17.5% |
| Community Financial Services Bank | Bank | Benton, KY | 8 | $49.9M | +57.3% |
| Traditional Bank, Inc. | Bank | Mount Sterling, KY | 19 | $44.7M | |
| Farmers Bank and Trust Company | Bank | Princeton, KY | 4 | $44.3M | +29.2% |
| United Southern Bank | Bank | Hopkinsville, KY | 7 | $43.7M | +2.0% |
| Owingsville Banking Company | Bank | Owingsville, KY | 3 | $43.6M | +9.6% |
| United Citizens Bank of Southern Kentucky | Bank | Columbia, KY | 6 | $42.5M | +11.6% |
| The Lincoln National Bank of Hodgenville | Bank | Hodgenville, KY | 5 | $41.2M | +9.1% |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Bank of America, National Association | Bank | Charlotte, NC | 8 | $1.80B |
| Old National Bank | Bank | Evansville, IN | 11 | $907M |
| U.S. Bank National Association | Bank | Cincinnati, OH | 69 | $629M |
| The Huntington National Bank | Bank | Columbus, OH | 10 | $514M |
| German American Bank | Bank | Jasper, IN | 30 | $398M |
| Truist Bank | Bank | Charlotte, NC | 53 | $341M |
| The Park National Bank | Bank | Newark, OH | 1 | $194M |
| Fifth Third Bank, National Association | Bank | Cincinnati, OH | 68 | $156M |
| First Financial Bank, National Association | Bank | Terre Haute, IN | 16 | $123M |
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | 46 | $114M |
- 116 of these lenders are based in Kentucky, and 35 are based elsewhere with offices here. FDIC call report,
- These lenders: 138 banks, 5 savings institutions and 8 credit unions. FDIC call report,
- Lenders based in Kentucky hold $2.9B of farmland loans, up 5.7% from a year earlier among the 115 of 116 with a comparable earlier filing. FDIC call report,
- The five largest books based here hold 27.5% of that total. FDIC call report,
- Independence Bank of Kentucky holds $269.6M, and First Community Bank of the Heartland, Inc. holds $159.1M. FDIC call report,
- The median book among lenders based in Kentucky is $12.2M. FDIC call report,
- 36 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 5 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 1,502 offices in Kentucky. FDIC office list,
- U.S. Bank National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 69. FDIC office list,
- Among credit unions here, the median average loan in this category is $281K. NCUA 5300,
- American Bank & Trust Company, Inc. grew this book the most in the year, up 65.9% to $12.2M. FDIC call report,
How this list is defined
- Measure
- farmland loans held by lenders with an office in Kentucky
- Period
- June 30, 2026
- Formula
- The balance of farmland loans on the lender's June 30, 2026 filing, for a lender with an office in Kentucky. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Farmland loans are secured by agricultural land. Call reports show them separately from operating loans to farms.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it holds farmland loans on its books at the latest filing and has an office in Kentucky. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.