State
Lenders in Kentucky
200 lenders are based in Kentucky, holding $37B of commercial loans at June 30, 2026. Stock Yards Bank & Trust Company holds the largest commercial book here. Pick a kind of lending below to see who does it in Kentucky.
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders based here
- 200
- FDIC institution record,
- Commercial book held
- $37.0B
- FDIC call report,
- +6.3% from a year earlier, 169 of 200 lenders
- Multifamily loans, 2025
- 828
- HMDA,
- +26.4% from 2024
- SBA 7(a) loans, 36 months
- 1,384
- SBA FOIA,
Cite this
Source: The Lender Report, Lenders in Kentucky, https://lender.report/lenders-in/kentucky/, data as of June 30, 2026.
Describe a deal in Kentucky
This page lists who is based here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Commercial book | Total assets |
|---|---|---|---|
| Stock Yards Bank & Trust Company | Bank | $5.82B | $10.4B |
| Republic Bank & Trust Company | Bank | $2.71B | $7.05B |
| Community Trust Bank, Inc. | Bank | $2.40B | $6.95B |
| Central Bank & Trust Co. | Bank | $2.12B | $4.01B |
| Independence Bank of Kentucky | Bank | $1.27B | $3.83B |
| South Central Bank, Inc. | Bank | $1.22B | $2.26B |
| Planters Bank, Inc. | Bank | $1.12B | $1.96B |
| Traditional Bank, Inc. | Bank | $1.06B | $2.44B |
| Heritage Bank, Inc. | Bank | $994M | $1.99B |
| L & N Credit Union | Credit union | $828M | $2.65B |
| Whitaker Bank | Bank | $633M | $1.93B |
| The Cecilian Bank | Bank | $633M | $1.59B |
| The Paducah Bank and Trust Company | Bank | $582M | $1.07B |
| Forcht Bank, National Association | Bank | $569M | $1.65B |
| Edmonton State Bank | Bank | $526M | $1.15B |
| Lender | Based in | 2025 loans | 2025 dollars |
|---|---|---|---|
| Stock Yards Bank & Trust Company | Louisville, KY | 63 | $86.4M |
| Independence Bank of Kentucky | Owensboro, KY | 37 | $74.0M |
| German American Bank | Jasper, IN | 32 | $36.6M |
| Community Trust Bank, Inc. | Pikeville, KY | 32 | $54.8M |
| South Central Bank, Inc. | Glasgow, KY | 31 | $30.3M |
| Commonwealth Credit Union | Frankfort, KY | 27 | $47.4M |
| Traditional Bank, Inc. | Mount Sterling, KY | 24 | $40.6M |
| American Bank & Trust Company, Inc. | Bowling Green, KY | 20 | $53.5M |
| City National Bank of West Virginia | Charleston, WV | 19 | $15.5M |
| Bank of the Bluegrass and Trust Company | Lexington, KY | 18 | $23.5M |
| Lender | Based in | Loans | Dollars |
|---|---|---|---|
| U.S. Bank National Association | Cincinnati, OH | 156 | $33.9M |
| Community Trust Bank, Inc. | Pikeville, KY | 147 | $32.0M |
| The Huntington National Bank | Columbus, OH | 125 | $38.6M |
| Stock Yards Bank & Trust Company | Louisville, KY | 114 | $74.8M |
| Republic Bank & Trust Company | Louisville, KY | 89 | $36.0M |
| Newtek Bank, National Association | Miami, FL | 71 | $21.8M |
| Northeast Bank | Portland, ME | 66 | $8.73M |
| Readycap Lending, LLC | Berkeley Heights, NJ | 53 | $7.90M |
| Live Oak Banking Company | Wilmington, NC | 38 | $48.1M |
| Fifth Third Bank, National Association | Cincinnati, OH | 32 | $11.1M |
- 200 lenders are based in Kentucky: 112 banks, 8 savings institutions, 51 credit unions and 29 non-bank lenders. FDIC institution record,
- Banks, savings institutions and credit unions based in Kentucky report $148.9B in total assets. FDIC call report,
- They hold $37B of commercial and commercial real estate loans, up 6.3% from a year earlier among the 169 of 200 with a comparable earlier filing. FDIC call report,
- Lenders made 828 multifamily loans in Kentucky in 2025 for $3B, versus 655 in 2024 (HMDA, manufactured-home parks excluded). HMDA,
- Lenders recorded 1,384 SBA 7(a) loans for $677M in Kentucky in the 36 months ending September 30, 2026. SBA FOIA,
- Lenders made 8,344 1-4 unit investor or business-purpose loans in Kentucky in 2025. HMDA,
- Stock Yards Bank & Trust Company holds the largest commercial book of any lender based in Kentucky, at $5.8B. FDIC call report,
- Stock Yards Bank & Trust Company made the most multifamily loans in Kentucky in 2025, at 63. HMDA,
- U.S. Bank National Association recorded the most SBA 7(a) loans in Kentucky, at 156. SBA FOIA,
- 11 kinds of lending have a page for Kentucky, each with at least 10 lenders with in-state evidence. FDIC institution record,
Lenders based here are those whose main office is in the state; balances are for the whole institution. HMDA and SBA figures count loans placed in the state, whoever made them. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.