1-4 Unit Investor · VA
1-4 Unit Investor lenders in Virginia
498 lenders made at least one 1-4 unit investor or business-purpose loan in Virginia in 2025. Kiavi Funding, Inc. made the most, with 903 of the 13,923 on record.
- Evidence
- Lender made at least one 1-4 unit investor or business-purpose loan in Virginia in 2025 (HMDA)
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 498
- HMDA,
- Investor loans, 2025
- 13,923
- HMDA,
- 1-4 units or business purpose
- Based in the state
- 97
- HMDA,
Cite this
Source: The Lender Report, 1-4 Unit Investor lenders in Virginia, https://lender.report/investor-1-4-lenders/virginia/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan |
|---|---|---|---|---|---|
| Kiavi Funding, Inc. 1-4 unit investor record | Non-bank | San Francisco, CA | 903 | 25,518 | $215K |
| United Wholesale Mortgage 1-4 unit investor record | Non-bank | Pontiac, MI | 588 | 31,218 | $205K |
| Rocket Mortgage 1-4 unit investor record | Non-bank | Detroit, MI | 482 | 13,753 | $215K |
| TowneBank 1-4 unit investor record | Bank | Portsmouth, VA | 254 | 539 | $255K |
| Langley Credit Union 1-4 unit investor record | Credit union | Newport News, VA | 228 | 250 | $75.0K |
| First Heritage Mortgage, LLC | Non-bank | Fairfax, VA | 213 | 472 | $285K |
| Pennymac Loan Services LLC 1-4 unit investor record | Non-bank | Westlake Village, CA | 211 | 6,372 | $335K |
| Navy Federal Credit Union 1-4 unit investor record | Credit union | Vienna, VA | 196 | 1,383 | $105K |
| Capital Center LLC | Non-bank | Glen Allen, VA | 185 | 241 | $255K |
| Atlantic Union Bank 1-4 unit investor record | Bank | Richmond City, VA | 180 | 298 | $225K |
| Atlantic Coast Mortgage, LLC | Non-bank | Fairfax, VA | 179 | 388 | $255K |
| The Loan Store, Inc 1-4 unit investor record | Non-bank | Tucson, AZ | 178 | 11,868 | $275K |
| The First Bank and Trust Company 1-4 unit investor record | Bank | Lebanon, VA | 171 | 233 | $185K |
| Movement Mortgage, LLC 1-4 unit investor record | Non-bank | Indian Land, SC | 167 | 3,397 | $255K |
| Crosscountry Mortgage, LLC 1-4 unit investor record | Non-bank | Cleveland, OH | 160 | 10,082 | $265K |
| Newrez LLC 1-4 unit investor record | Non-bank | Fort Washington, PA | 147 | 5,250 | $255K |
| Lima One Capital, LLC 1-4 unit investor record | Non-bank | Greenville, SC | 146 | 2,316 | $215K |
| Ocmbc, Inc. 1-4 unit investor record | Non-bank | Irvine, CA | 146 | 6,043 | $255K |
| Angel Oak Mortgage Solutions LLC 1-4 unit investor record | Non-bank | Atlanta, GA | 134 | 3,151 | $245K |
| Deephaven Mortgage LLC 1-4 unit investor record | Non-bank | Charlotte, NC | 131 | 4,914 | $215K |
| ALCOVA Mortgage, LLC | Non-bank | Roanoke, VA | 129 | 453 | $205K |
| Loan Funder LLC 1-4 unit investor record | Non-bank | New York, NY | 129 | 9,296 | $245K |
| Truist Bank 1-4 unit investor record | Bank | Charlotte, NC | 124 | 673 | $205K |
| HomeXpress Mortgage Corp. 1-4 unit investor record | Non-bank | Santa Ana, CA | 123 | 5,811 | $255K |
| AmWest Funding Corp 1-4 unit investor record | Non-bank | Brea, CA | 122 | 5,001 | $245K |
See all 498 1-4 unit investor lenders in Virginia in Loan Comps
- Lenders made 13,923 1-4 unit investor or business-purpose loans in Virginia in 2025. HMDA,
- The five most active lenders made 17.6% of them. HMDA,
- Non-banks made 70.9% of these loans in Virginia. HMDA,
- 220 lenders made 10 or more of these loans in Virginia in 2025. HMDA,
- 97 of these lenders are based in Virginia, and the rest lend in from other states. HMDA,
- Kiavi Funding, Inc. made 903 loans here, and United Wholesale Mortgage made 588. HMDA,
- These lenders: 157 banks, 11 savings institutions, 61 credit unions and 269 non-bank lenders. HMDA,
- Among these lenders, the median 1-4 unit investor loan nationally is $235K. HMDA,
How this list is defined
- Measure
- 1-4 unit investor loans made in Virginia
- Period
- 2025
- Formula
- Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Virginia in 2025. A lender is listed if it made at least one.
- Order
- Largest first by loans made in 2025, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.
HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.
Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.