Owner-Occupied CRE · VA
Owner-Occupied CRE lenders in Virginia
151 lenders with an office in Virginia hold owner-occupied commercial real estate loans on their books. Atlantic Union Bank, based in Virginia, holds the largest book among those based here, at $4.3B.
- Evidence
- Lender holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Virginia
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 151
- FDIC call report,
- Based here
- 84
- FDIC call report,
- Held by those based here
- $17.9B
- FDIC call report,
- +5.2% from a year earlier, 79 of 84 lenders
- Median book, based here
- $45.4M
- FDIC call report,
Cite this
Source: The Lender Report, Owner-Occupied CRE lenders in Virginia, https://lender.report/owner-occupied-cre-lenders/virginia/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Atlantic Union Bank | Bank | Richmond City, VA | 130 | $4.31B | +9.3% |
| TowneBank | Bank | Portsmouth, VA | 48 | $2.50B | |
| United Bank | Bank | Fairfax, VA | 81 | $2.17B | +4.9% |
| Capital One, National Association | Bank | Mclean, VA | 21 | $1.23B | |
| Burke & Herbert Bank & Trust Company | Bank | Alexandria, VA | 40 | $1.15B | |
| Primis Bank | Bank | Tappahannock, VA | 26 | $561M | +16.5% |
| MainStreet Bank | Bank | Fairfax, VA | 6 | $479M | +25.4% |
| First Community Bank | Bank | Bluefield, VA | 26 | $361M | |
| John Marshall Bank | Bank | Reston, VA | 6 | $332M | +3.5% |
| Bank Of Clarke | Bank | Berryville, VA | 14 | $330M | +14.5% |
| Navy Federal Credit Union | Credit union | Vienna, VA | 66 | $266M | +46.7% |
| First Bank | Bank | Strasburg, VA | 31 | $228M | +4.4% |
| FVCbank | Bank | Fairfax, VA | 5 | $217M | +21.8% |
| HSBC Bank USA, National Association | Bank | Tysons, VA | 2 | $200M | |
| The First Bank and Trust Company | Bank | Lebanon, VA | 24 | $173M | |
| Blue Ridge Bank, National Association | Bank | Martinsville, VA | 26 | $173M | |
| Carter Bank & Trust | Bank | Martinsville, VA | 51 | $173M | +112.4% |
| Bank of the James | Bank | Lynchburg, VA | 22 | $168M | +9.6% |
| Skyline National Bank | Bank | Independence, VA | 17 | $145M | +14.4% |
| The Freedom Bank of Virginia | Bank | Fairfax, VA | 6 | $144M |
See all 151 owner-occupied CRE lenders in Virginia in Loan Comps
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Bank of America, National Association | Bank | Charlotte, NC | 100 | $24.7B |
| Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | 178 | $17.8B |
| Truist Bank | Bank | Charlotte, NC | 259 | $17.8B |
| First-Citizens Bank & Trust Company | Bank | Raleigh, NC | 35 | $16.8B |
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | 78 | $14.4B |
| Manufacturers and Traders Trust Company | Bank | Buffalo, NY | 25 | $10.6B |
| PNC Bank, National Association | Bank | Wilmington, DE | 53 | $10.4B |
| Pinnacle Bank | Bank | Nashville, TN | 14 | $9.45B |
| First Horizon Bank | Bank | Memphis, TN | 8 | $8.79B |
| SouthState Bank, National Association | Bank | Winter Haven, FL | 7 | $7.85B |
- 84 of these lenders are based in Virginia, and 67 are based elsewhere with offices here. FDIC call report,
- These lenders: 101 banks, 2 savings institutions and 48 credit unions. FDIC call report,
- Lenders based in Virginia hold $17.9B of owner-occupied commercial real estate loans, up 5.2% from a year earlier among the 79 of 84 with a comparable earlier filing. FDIC call report,
- The five largest books based here hold 63.5% of that total. FDIC call report,
- Atlantic Union Bank holds $4.3B, and TowneBank holds $2.5B. FDIC call report,
- The median book among lenders based in Virginia is $45.4M. FDIC call report,
- 23 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 29 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 2,236 offices in Virginia. FDIC office list,
- Truist Bank, based in North Carolina, lists the most offices here among out-of-state lenders, at 259. FDIC office list,
- Among credit unions here, the median average loan in this category is $561K. NCUA 5300,
- Carter Bank & Trust grew this book the most in the year, up 112.4% to $172.6M. FDIC call report,
How this list is defined
- Measure
- owner-occupied commercial real estate loans held by lenders with an office in Virginia
- Period
- June 30, 2026
- Formula
- The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Virginia. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Owner-occupied commercial real estate is property a business uses itself, such as its own plant, shop or office. It is often tied to the business loan.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Virginia. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.