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The Lender Report built this page from public records. Altra Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Altra Credit Union itself. Each figure shows its source and date. Work at Altra Credit Union? You can claim this page for free.
Multifamily record
Altra Credit Union: multifamily loans made
Altra Credit Union, a credit union based in Onalaska, WI, made 48 multifamily loans in 2024 and 2025, $151M in all, in 4 states. The typical loan was about $1.3M, and the largest about $16M. Most were in Smith County, TX.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 48
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $151M
- HMDA,
- Rounded amounts
- Typical loan
- $1.3M
- HMDA,
- Largest loan
- $16M
- HMDA,
- Rounded to 2 significant figures
- States
- 4
- HMDA,
Cite this
Source: The Lender Report, Altra Credit Union: multifamily loans made, https://lender.report/lender/altra-credit-union-wi/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Montgomery County, TN | Cash-out refinance, 50 to 99 units | $12M | 6.19% | 15 yr | HMDA 2025 | |
| 2025 | Smith County, TX | Cash-out refinance, 50 to 99 units | $9.4M | 6.2% | 3 yr | HMDA 2025 | |
| 2025 | Montgomery County, TN | Cash-out refinance, 50 to 99 units | $9.3M | 6.81% | 28 yr | HMDA 2025 | |
| 2025 | Dodge County, MN | Cash-out refinance, 25 to 49 units | $8.4M | 6.09% | 5 yr | HMDA 2025 | |
| 2025 | Montgomery County, TN | Purchase, 50 to 99 units | $8.2M | 7.01% | 5 yr | HMDA 2025 | |
| 2025 | Smith County, TX | Cash-out refinance, 50 to 99 units | $7.1M | 6.3% | 5 yr | HMDA 2025 | |
| 2025 | Smith County, TX | Refinance, 25 to 49 units | $5.9M | 5.96% | 5 yr | HMDA 2025 | |
| 2025 | Smith County, TX | Cash-out refinance, 25 to 49 units | $5.3M | 6.2% | 3 yr | HMDA 2025 | |
| 2025 | Sherburne County, MN | Purchase, 50 to 99 units | $5M | 5.86% | 5 yr | HMDA 2025 | |
| 2025 | Olmsted County, MN | Refinance, 5 to 24 units | $4.4M | 6.49% | 5 yr | HMDA 2025 | |
| 2025 | Henderson County, TX | Improvement, 5 to 24 units | $2.5M | 6.03% | 5 yr | HMDA 2025 | |
| 2025 | Smith County, TX | Cash-out refinance, 25 to 49 units | $2.4M | 6.2% | 3 yr | HMDA 2025 | |
| 2025 | Smith County, TX | Cash-out refinance, 5 to 24 units | $2.2M | 6.03% | 5 yr | HMDA 2025 | |
| 2025 | Smith County, TX | Purchase, 5 to 24 units | $2M | 6.07% | 5 yr | HMDA 2025 | |
| 2025 | Henderson County, TX | Refinance, 50 to 99 units | $1.3M | 6.83% | 5 yr | HMDA 2025 | |
| 2025 | Olmsted County, MN | Cash-out refinance, 5 to 24 units | $1.3M | 6.21% | 5 yr | HMDA 2025 | |
| 2025 | Smith County, TX | Cash-out refinance, 5 to 24 units | $1.3M | 6.03% | 5 yr | HMDA 2025 | |
| 2025 | La Crosse County, WI | Purchase, 5 to 24 units | $1.2M | 6.57% | 5 yr | HMDA 2025 | |
| 2025 | Smith County, TX | Cash-out refinance, 5 to 24 units | $1.2M | 6.18% | 5 yr | HMDA 2025 | |
| 2025 | Smith County, TX | Refinance, 5 to 24 units | $1.1M | 6.03% | 5 yr | HMDA 2025 | |
| 2025 | La Crosse County, WI | Purchase, 5 to 24 units | $560K | 6.25% | 5 yr | HMDA 2025 | |
| 2025 | Smith County, TX | Purchase, 5 to 24 units | $540K | 6.02% | 5 yr | HMDA 2025 | |
| 2025 | La Crosse County, WI | Purchase, 5 to 24 units | $520K | 6.64% | 20 yr | HMDA 2025 | |
| 2025 | La Crosse County, WI | Purchase, 5 to 24 units | $480K | 6.7% | 25 yr | HMDA 2025 | |
| 2025 | Smith County, TX | Refinance, 5 to 24 units | $460K | 5.96% | 10 yr | HMDA 2025 | |
| 48 multifamily loans made in 2024 and 2025 | $151M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Smith County, TX | County | 21 | $44.2M |
| La Crosse County, WI | County | 10 | $35.6M |
| Montgomery County, TN | County | 4 | $32.0M |
| Henderson County, TX | County | 2 | $3.80M |
| Olmsted County, MN | County | 2 | $5.70M |
| Winona County, MN | County | 2 | $780K |
| Dodge County, MN | County | 1 | $8.40M |
| Gregg County, TX | County | 1 | $11.0M |
| La Crosse-Onalaska, WI-MN | Metro area | 1 | $280K |
| Longview, TX | Metro area | 1 | $680K |
| Mower County, MN | County | 1 | $300K |
| Sherburne County, MN | County | 1 | $5.00M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 21 | $7.31M |
| $1M to $2.5M | 10 | $15.5M |
| $2.5M to $5M | 5 | $15.6M |
| $5M to $10M | 8 | $58.6M |
| $10M or more | 4 | $54.0M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 15 | $54.8M | $680K |
| 2025 | 33 | $96.2M | $1.3M |
| Purpose | Loans |
|---|---|
| Purchase | 15 |
| Refinance | 6 |
| Cash-out refinance | 23 |
| Improvement | 4 |
| Units | Loans |
|---|---|
| 5 to 24 units | 32 |
| 25 to 49 units | 6 |
| 50 to 99 units | 10 |
- Altra Credit Union made 48 multifamily loans totaling $151M in 2024 and 2025, in 13 named places across 4 states. HMDA,
- It made 33 of them in 2025 and 15 in 2024. HMDA,
- The typical loan was about $1.3M, with the middle half between $440K and $5M. HMDA,
- The largest was about $16M. Every amount is rounded to 2 significant figures. HMDA,
- 21 loans were under $1M, and 12 were $5M or more. HMDA,
- It reported a median rate of 6.30% on 48 loans, with the middle half between 6.18% and 6.74%. HMDA,
- The median term was 5 years. HMDA,
- 60% of the loans were refinancings and 31% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 32 loans. HMDA,
- Its loans were most often in Smith County, TX (21), La Crosse County, WI (10) and Montgomery County, TN (4). HMDA,
What we don't know
- Whether Altra Credit Union is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.