County · WI
Multifamily lenders in La Crosse County, WI
22 lenders made 114 multifamily loans in La Crosse County, WI in 2024 and 2025, $231.3M in all. River Bank made the most, with 26. The typical loan was about $520K. The county is part of the La Crosse, WI-MN metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 22
- HMDA,
- Multifamily loans, 2024-25
- 114
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $231M
- HMDA,
- Typical loan
- $520K
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in La Crosse County, WI, https://lender.report/lenders-in/wisconsin/la-crosse-county/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| River Bank multifamily record | Bank | Stoddard, WI | 26 | $45.5M | 15 | 11 | $820K |
| Citizens State Bank of La Crosse multifamily record | Bank | La Crosse, WI | 20 | $9.61M | 12 | 8 | $280K |
| State Bank Financial multifamily record | Bank | La Crosse, WI | 16 | $16.5M | 9 | 7 | $800K |
| Altra Credit Union multifamily record | Credit union | Onalaska, WI | 10 | $35.6M | 4 | 6 | $560K |
| WNB Financial, N.A. multifamily record | Bank | Winona, MN | 7 | $4.66M | 4 | 3 | $380K |
| Firefighters Credit Union multifamily record | Credit union | Onalaska, WI | 4 | $2.12M | 4 | 0 | $520K |
| Merchants Bank, National Association multifamily record | Bank | Winona, MN | 4 | $1.22M | 3 | 1 | $340K |
| Verve, a Credit Union multifamily record | Credit union | Oshkosh, WI | 3 | $3.58M | 2 | 1 | $1.1M |
| Coulee Bank multifamily record | Bank | La Crosse, WI | 3 | $1.70M | 1 | 2 | $600K |
| Bluff View Bank multifamily record | Bank | Galesville, WI | 3 | $1.26M | 0 | 3 | $400K |
| Johnson Bank multifamily record | Bank | Racine, WI | 2 | $25.0M | 0 | 2 | $13M |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 2 | $17.6M | 2 | 0 | $13M |
| Landmark Credit Union multifamily record | Credit union | Brookfield, WI | 2 | $14.0M | 2 | 0 | $12M |
| CCFBank National Association multifamily record | Bank | Altoona, WI | 2 | $2.64M | 1 | 1 | $2.1M |
| Royal Bank multifamily record | Bank | Elroy, WI | 2 | $1.32M | 2 | 0 | $980K |
| ESB Bank | Bank | Caledonia, MN | 2 | $880K | 2 | 0 | $480K |
| WaterStone Bank, SSB multifamily record | Savings | Wauwatosa, WI | 1 | $21.0M | 1 | 0 | $21M |
| National Bank of Commerce multifamily record | Bank | Superior, WI | 1 | $8.40M | 1 | 0 | $8.4M |
| Premier Bank Minnesota multifamily record | Bank | Hastings, MN | 1 | $6.40M | 1 | 0 | $6.4M |
| The First National Bank of Bangor multifamily record | Bank | Bangor, WI | 1 | $6.20M | 1 | 0 | $6.2M |
| Security Financial Bank multifamily record | Bank | Durand, WI | 1 | $5.70M | 1 | 0 | $5.7M |
| Bank First, N.A. multifamily record | Bank | Manitowoc, WI | 1 | $300K | 0 | 1 | $300K |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 75 | 14 |
| $1M to $2.5M | 20 | 8 |
| $2.5M to $5M | 5 | 3 |
| $5M to $10M | 7 | 5 |
| $10M or more | 7 | 5 |
- Lenders made 114 multifamily loans totaling $231.3M in La Crosse County, WI in 2024 and 2025. HMDA,
- 68 of the loans were made in 2025 and 46 in 2024. HMDA,
- The typical loan in La Crosse County, WI was about $520K, with the middle half between $300K and $1.9M. HMDA,
- 75 of the loans were under $1M, and 14 were $5M or more. HMDA,
- Lenders reported a median rate of 7.24% on 60 loans in La Crosse County, WI, with the middle half between 6.49% and 7.75%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 70%. HMDA,
- 37% of the loans were refinancings and 56% were purchases. HMDA,
- Banks and savings institutions made 93 of the loans, credit unions 19, and non-banks 2. HMDA,
- The five most active lenders made 69.3% of the loans. HMDA,
- The three most active lenders were River Bank with 26, Citizens State Bank of La Crosse with 20, and State Bank Financial with 16. HMDA,
- 17 of the 22 lenders are based in Wisconsin. The rest are based elsewhere, most often in Minnesota and Maryland. HMDA,
- The most common property size was 5 to 24 units, with 77 loans. HMDA,
- La Crosse County, WI is part of the La Crosse-Onalaska, WI-MN metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in La Crosse County, WI
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.