Unverified listing What this means

The Lender Report built this page from public records. Ameristate Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Ameristate Bank itself. Each figure shows its source and date. Work at Ameristate Bank? You can claim this page for free.

SBA 7(a) record

Ameristate Bank: SBA 7(a) loans made

Ameristate Bank, a bank based in Atoka, OK, made 8 SBA 7(a) loans in the 36 months ending September 30, 2026, $6.4M in all, net of cancelled approvals. The typical loan was about $490K, and 2 were in the last 12 months. Most were in Oklahoma.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
8
SBA FOIA,
Net of cancelled approvals
Dollars
$6.42M
SBA FOIA,
Rounded amounts
Typical loan
$490K
SBA FOIA,
Largest loan
$3M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
2
SBA FOIA,

Cite this

Source: The Lender Report, Ameristate Bank: SBA 7(a) loans made, https://lender.report/lender/ameristate-bank-ok/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Ameristate BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Jun 2026OklahomaSBA 7(a), Real Estate and Rental and Leasing$380K7.5%20 yrSBA FOIA
Apr 2026OklahomaSBA 7(a), Gasoline Stations with Convenience Stores$490K7.5%20 yrSBA FOIA
Jul 2025TexasSBA 7(a), Fitness and Recreational Sports Centers$1.1M8.5%20 yrSBA FOIA
Mar 2025OklahomaSBA 7(a), Support Activities for Oil and Gas Operations$3M7.5%10 yrSBA FOIA
Jan 2025OklahomaSBA 7(a), Support Activities for Oil and Gas Operations$500K7.5%5 yrSBA FOIA
Sep 2024OklahomaSBA 7(a), RV (Recreational Vehicle) Parks and Campgrounds$350K8%21 yrSBA FOIA
Jun 2024LouisianaSBA 7(a), Highway, Street, and Bridge Construction$150K10.5%5 yrSBA FOIA
Mar 2024OklahomaSBA 7(a), Manufacturing$450K9.5%25 yrSBA FOIA
8 SBA 7(a) loans since October 2023, net of cancelled$6.42MSBA FOIA

A blank means the source did not report it.

Where Ameristate Bank's SBA 7(a) loans were made, most loans first
StateLoansDollars
Oklahoma6$5.17M
Louisiana1$150K
Texas1$1.10M
SBA FOIA,

SBA loans are on record by state only.

Ameristate Bank: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K0$0
$150K to $350K1$150K
$350K to $1M5$2.17M
$1M to $2.5M1$1.10M
$2.5M or more1$3.00M
SBA FOIA,
Ameristate Bank: SBA 7(a) loans by quarter
QuarterLoansDollars
2024 Q11$450K
2024 Q21$150K
2024 Q31$350K
2025 Q12$3.50M
2025 Q31$1.10M
2026 Q22$870K
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
SBA Express Program6
7a General2
SBA FOIA,
  • Ameristate Bank made 8 SBA 7(a) loans totaling $6.4M in the 36 months ending September 30, 2026, net of cancelled approvals, in 3 states. SBA FOIA,
  • 2 of them were in the 12 months to September 30, 2026, and 3 in the 12 months before. SBA FOIA,
  • The typical loan was about $490K, with the middle half between $380K and $1.1M. SBA FOIA,
  • The largest was about $3M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 0 loans were under $150K, and 2 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 8.00% on 8 loans, with the middle half between 7.50% and 9.50%. SBA FOIA,
  • The median term was 20 years. SBA FOIA,
  • Its loans went most often to Support Activities for Oil and Gas Operations, with 2. SBA FOIA,
  • The SBA file lists 6 of its loans as processed under SBA Express Program. SBA FOIA,
  • Its loans were most often in Oklahoma (6), Louisiana (1) and Texas (1). SBA FOIA,

What we don't know

  • Whether Ameristate Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.