SBA 7(a) · TX

SBA 7(a) lenders in Texas

365 lenders made at least one SBA 7(a) loan in Texas in the 36 months ending September 30, 2026. The Huntington National Bank made the most, with 1,320 of the 13,797 on record.

Evidence
Lender recorded at least one SBA 7(a) loan to a business in Texas in the 36 months ending September 30, 2026
Data as of
SBA, September 30, 2026
Page last changed
November 11, 2026
Lenders on record
365
SBA FOIA,
Loans, 36 months
13,797
SBA FOIA,
Approvals, net of cancelled
Dollars, 36 months
$9.67B
SBA FOIA,
Approvals, last 12 months
4,044
SBA FOIA,
-20.8% from the prior 12 months

Cite this

Source: The Lender Report, SBA 7(a) lenders in Texas, https://lender.report/sba-7a-lenders/texas/, data as of September 30, 2026.

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Texas SBA 7(a) lenders, by loans in the state over 36 months. First 25 of 365.
LenderKindBased inLoansDollars
The Huntington National Bank SBA 7(a) recordBankColumbus, OH1,320$654M
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL816$281M
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ621$259M
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC607$851M
Northeast Bank SBA 7(a) recordBankPortland, ME584$85.2M
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH578$183M
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD524$179M
Zions Bancorporation, N.A. SBA 7(a) recordBankSalt Lake City, UT487$122M
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL428$70.7M
United Midwest Savings Bank, National Association SBA 7(a) recordBankDegraff, OH303$93.7M
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT296$141M
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA285$65.7M
PlainsCapital Bank SBA 7(a) recordBankUniversity Park, TX261$87.0M
Frost Bank SBA 7(a) recordBankSan Antonio, TX213$124M
First Bank of the Lake SBA 7(a) recordBankOsage Beach, MO209$153M
Fifth Third Bank, National Association SBA 7(a) recordBankCincinnati, OH190$159M
Bank of America, National Association SBA 7(a) recordBankCharlotte, NC174$115M
Wallis Bank SBA 7(a) recordBankWallis, TX147$183M
U.S. Bank National Association SBA 7(a) recordBankCincinnati, OH138$103M
PeopleFund SBA 7(a) recordNon-bankAustin, TX127$19.5M
SouthState Bank, National Association SBA 7(a) recordBankWinter Haven, FL126$56.3M
First Internet Bank of Indiana SBA 7(a) recordBankFishers, IN117$149M
SmartBiz Bank, National Association SBA 7(a) recordBankNorthbrook, IL116$20.5M
Bank of Hope SBA 7(a) recordBankLos Angeles, CA112$171M
T Bank, National Association SBA 7(a) recordBankDallas, TX106$184M
SBA FOIA,

See all 365 SBA 7(a) lenders in Texas in Loan Comps

  • Lenders recorded 13,797 SBA 7(a) loans totaling $9.7B in Texas in the 36 months ending September 30, 2026. SBA FOIA,
  • Banks and savings institutions made 12,101 of those, credit unions 134, and non-banks 1,549. SBA FOIA,
  • The five most active lenders made 28.6% of Texas's SBA 7(a) loans. SBA FOIA,
  • Live Oak Banking Company recorded the most dollars in Texas, at $850.8M. SBA FOIA,
  • 110 of these lenders are based in Texas. SBA FOIA,
  • 146 lenders recorded 10 or more SBA 7(a) loans in Texas. SBA FOIA,
  • 13 of these loans were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA,
  • The SBA file shows 4,044 SBA 7(a) approvals in Texas dated in the 12 months to September 30, 2026, versus 5,108 in the prior 12 months. Both counts leave out cancelled approvals. SBA FOIA,
  • The typical SBA 7(a) loan in Texas was about $300K, with the middle half between $120K and $750K. SBA FOIA,
  • Lenders reported a median rate of 10.00% on 13,795 loans in Texas, with the middle half between 9.00% and 11.25%. SBA FOIA,
  • The median term in Texas was 10 years. SBA FOIA,

How this list is defined

Measure
SBA 7(a) loans made in Texas
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals located in Texas and dated in the 36 months ending September 30, 2026, whose status is not cancelled. A lender is listed if it made at least one.
Order
Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

Is your institution on this list? Show your rank. It carries the date and links back to this page.

SBA 7(a) is the main SBA loan program for small businesses. The SBA guarantees part of each loan and the lender decides who gets one.

SBA figures are approvals, shown net of cancelled loans where the column says so. SBA has not reviewed or endorsed this site.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.