Unverified listing What this means

The Lender Report built this page from public records. Banesco USA has not reviewed it. Every lender's page starts this way, and it says nothing about Banesco USA itself. Each figure shows its source and date. Work at Banesco USA? You can claim this page for free.

SBA 504 record

Banesco USA: SBA 504 first liens made

Banesco USA, a bank based in Miami, FL, made 11 SBA 504 first liens in the 36 months ending September 30, 2026, $25.7M in all, net of cancelled approvals. The typical first lien was about $2M, and 5 were in the last 12 months. Most were in Florida.

Evidence
SBA 504 loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 11, 2026
First liens, 36 months
11
SBA FOIA,
Net of cancelled approvals
Dollars
$25.7M
SBA FOIA,
Rounded amounts
Typical loan
$2M
SBA FOIA,
Largest loan
$5.4M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
5
SBA FOIA,

Cite this

Source: The Lender Report, Banesco USA: SBA 504 first liens made, https://lender.report/lender/banesco-usa-fl/sba-504/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Banesco USANewest first
PeriodPlaceLoanAmountRateTermLTVSource
Feb 2026FloridaSBA 504, Clothing and Clothing Accessories Retailers$540K25 yrSBA FOIA
Nov 2025FloridaSBA 504, Electrical Contractors and Other Wiring Installation Contractors$420K25 yrSBA FOIA
Sep 2025FloridaSBA 504, Hotels (except Casino Hotels) and Motels$5.2M25 yrSBA FOIA
Feb 2025FloridaSBA 504, Plumbing, Heating, and Air-Conditioning Contractors$2.5M25 yrSBA FOIA
Feb 2025FloridaSBA 504, Retail Trade$750K25 yrSBA FOIA
Jul 2024FloridaSBA 504, Manufacturing$2.3M25 yrSBA FOIA
Jul 2024FloridaSBA 504, Manufacturing$2M25 yrSBA FOIA
Mar 2024FloridaSBA 504, Manufacturing$2.9M25 yrSBA FOIA
Feb 2024FloridaSBA 504, Wholesale Trade$1.8M25 yrSBA FOIA
Jan 2024FloridaSBA 504, Wholesale Trade$5.4M25 yrSBA FOIA
Jan 2024Puerto RicoSBA 504, Offices of Physicians (except Mental Health Specialists)$1.9M25 yrSBA FOIA
11 SBA 504 first liens since October 2023, net of cancelled$25.7MSBA FOIA

A blank means the source did not report it.

Where Banesco USA's SBA 504 first liens were made, most loans first
StateFirst liensDollars
Florida10$23.8M
Puerto Rico1$1.90M
SBA FOIA,

SBA loans are on record by state only.

Banesco USA: SBA 504 first liens by size
Loan sizeFirst liensDollars
Under $150K0$0
$150K to $350K0$0
$350K to $1M3$1.71M
$1M to $2.5M4$8.00M
$2.5M or more4$16.0M
SBA FOIA,
Banesco USA: SBA 504 first liens by quarter
QuarterFirst liensDollars
2024 Q14$12.0M
2024 Q32$4.30M
2025 Q12$3.25M
2025 Q31$5.20M
2025 Q41$420K
2026 Q11$540K
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Accredited Lenders Program6
504 Refinancing Program2
ALP Express2
504 Basic1
SBA FOIA,
Certified Development Companies on Banesco USA's 504 projects
Certified Development CompanyProjects
Florida First Capital Finance Corporation, Inc.6
Florida Business Development Corporation4
Marketing Small Business Finance Corporation1
SBA FOIA,
  • Banesco USA made 11 SBA 504 first liens totaling $25.7M in the 36 months ending September 30, 2026, net of cancelled approvals, in 2 states. SBA FOIA,
  • The SBA file shows 5 approvals naming Banesco USA as first-lien lender dated in the 12 months to September 30, 2026, and 3 in the 12 months before. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA,
  • The typical first lien was about $2M, with the middle half between $750K and $2.9M. SBA FOIA,
  • The largest was about $5.4M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 0 loans were under $150K, and 8 were $1M or more. SBA FOIA,
  • The median term was 25 years. SBA FOIA,
  • Its loans went most often to Manufacturing, with 2. SBA FOIA,
  • The SBA file lists 6 of its loans as processed under Accredited Lenders Program. SBA FOIA,
  • It worked with 3 Certified Development Companies, most often Florida First Capital Finance Corporation, Inc.. SBA FOIA,
  • Its loans were most often in Florida (10) and Puerto Rico (1). SBA FOIA,

What we don't know

  • Whether Banesco USA is taking new SBA 504 loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

SBA 504 figures count the first-lien lender on each SBA approval. Dollars are first-lien amounts.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.