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SBA 7(a) record

Banesco USA: SBA 7(a) loans made

Banesco USA, a bank based in Miami, FL, made 158 SBA 7(a) loans in the 36 months ending September 30, 2026, $139.4M in all, net of cancelled approvals. The typical loan was about $500K, and 39 were in the last 12 months. Most were in Florida.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
158
SBA FOIA,
Net of cancelled approvals
Dollars
$139M
SBA FOIA,
Rounded amounts
Typical loan
$500K
SBA FOIA,
Largest loan
$5M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
39
SBA FOIA,

Cite this

Source: The Lender Report, Banesco USA: SBA 7(a) loans made, https://lender.report/lender/banesco-usa-fl/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Banesco USANewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026North CarolinaSBA 7(a), Educational Services$4.5M9%10 yrSBA FOIA
Sep 2026DelawareSBA 7(a), All Other General Merchandise Retailers$3.4M9%10 yrSBA FOIA
Sep 2026TexasSBA 7(a), Other Accounting Services$2.7M8.75%10 yrSBA FOIA
Sep 2026VirginiaSBA 7(a), Retail Trade$1.7M9.25%10 yrSBA FOIA
Sep 2026FloridaSBA 7(a), Insurance Agencies and Brokerages$1.4M9.5%10 yrSBA FOIA
Sep 2026TexasSBA 7(a), Child Care Services$1.4M9.5%26 yrSBA FOIA
Sep 2026IllinoisSBA 7(a), Insurance Agencies and Brokerages$1.3M9.5%10 yrSBA FOIA
Sep 2026TexasSBA 7(a), Cemeteries and Crematories$1.1M9.25%25 yrSBA FOIA
Sep 2026VirginiaSBA 7(a), Manufacturing$890K9.5%10 yrSBA FOIA
Sep 2026KentuckySBA 7(a), Engineering Services$850K9.5%10 yrSBA FOIA
Sep 2026North CarolinaSBA 7(a), Educational Services$50K9.5%10 yrSBA FOIA
Aug 2026OklahomaSBA 7(a), Administrative and Support and Waste Management and Remediation Services$450K9.5%10 yrSBA FOIA
Jul 2026FloridaSBA 7(a), Automotive Parts and Accessories Retailers$1.8M9.75%10 yrSBA FOIA
Jul 2026MinnesotaSBA 7(a), Advertising Agencies$1.6M9.5%10 yrSBA FOIA
Jul 2026TennesseeSBA 7(a), Insurance Agencies and Brokerages$1.3M9.25%10 yrSBA FOIA
Jul 2026TexasSBA 7(a), Roofing Contractors$870K9.5%10 yrSBA FOIA
Jul 2026TexasSBA 7(a), Roofing Contractors$300K9.5%10 yrSBA FOIA
Jun 2026AlabamaSBA 7(a), Manufacturing$5M9%11 yrSBA FOIA
Jun 2026UtahSBA 7(a), Other Miscellaneous Durable Goods Merchant Wholesalers$2.4M9.5%10 yrSBA FOIA
Jun 2026ColoradoSBA 7(a), All Other Miscellaneous Retailers$1.4M9.5%10 yrSBA FOIA
Jun 2026North CarolinaSBA 7(a), Insurance Agencies and Brokerages$1.1M9.5%10 yrSBA FOIA
Jun 2026UtahSBA 7(a), Other Miscellaneous Durable Goods Merchant Wholesalers$100K9.5%10 yrSBA FOIA
May 2026VirginiaSBA 7(a), Janitorial Services$1.6M9.5%10 yrSBA FOIA
May 2026OklahomaSBA 7(a), Insurance Agencies and Brokerages$560K9.5%10 yrSBA FOIA
Apr 2026FloridaSBA 7(a), All Other Automotive Repair and Maintenance$350K9.5%10 yrSBA FOIA
158 SBA 7(a) loans since October 2023, net of cancelled$139MSBA FOIA

A blank means the source did not report it.

Where Banesco USA's SBA 7(a) loans were made, most loans first
StateLoansDollars
Florida64$55.4M
California16$11.3M
Texas11$9.28M
North Carolina10$9.11M
Virginia5$5.34M
Washington5$2.99M
New Jersey4$1.82M
Wisconsin4$3.90M
Georgia3$2.00M
Idaho3$3.42M
Illinois3$4.15M
Minnesota3$3.08M
SBA FOIA,

SBA loans are on record by state only.

Banesco USA: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K16$1.22M
$150K to $350K27$6.67M
$350K to $1M68$37.6M
$1M to $2.5M35$52.9M
$2.5M or more12$41.0M
SBA FOIA,
Banesco USA: SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q49$7.42M
2024 Q110$2.69M
2024 Q219$12.2M
2024 Q324$22.2M
2024 Q417$13.0M
2025 Q118$11.6M
2025 Q215$8.37M
2025 Q37$7.00M
2025 Q47$7.90M
2026 Q16$8.60M
2026 Q29$12.9M
2026 Q317$25.6M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Preferred Lenders Program133
7a General10
International Trade Loans5
SBA Express Program5
Preferred Lenders with EWCP4
7a with EWCP1
SBA FOIA,
  • Banesco USA made 158 SBA 7(a) loans totaling $139.4M in the 36 months ending September 30, 2026, net of cancelled approvals, in 30 states. SBA FOIA,
  • 39 of them were in the 12 months to September 30, 2026, and 57 in the 12 months before. SBA FOIA,
  • The typical loan was about $500K, with the middle half between $330K and $1.1M. SBA FOIA,
  • The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 16 loans were under $150K, and 47 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 10.75% on 158 loans, with the middle half between 9.75% and 11.25%. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Its loans went most often to Child Care Services, with 9. SBA FOIA,
  • The SBA file lists 133 of its loans as processed under Preferred Lenders Program. SBA FOIA,
  • Its loans were most often in Florida (64), California (16) and Texas (11). SBA FOIA,

What we don't know

  • Whether Banesco USA is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.