Unverified listing What this means

The Lender Report built this page from public records. Bank of Ann Arbor has not reviewed it. Every lender's page starts this way, and it says nothing about Bank of Ann Arbor itself. Each figure shows its source and date. Work at Bank of Ann Arbor? You can claim this page for free.

SBA 7(a) record

Bank of Ann Arbor: SBA 7(a) loans made

Bank of Ann Arbor, a bank based in Ann Arbor, MI, made 20 SBA 7(a) loans in the 36 months ending September 30, 2026, $24.1M in all, net of cancelled approvals. The typical loan was about $500K, and 5 were in the last 12 months. Most were in Michigan.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
20
SBA FOIA,
Net of cancelled approvals
Dollars
$24.1M
SBA FOIA,
Rounded amounts
Typical loan
$500K
SBA FOIA,
Largest loan
$5M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
5
SBA FOIA,

Cite this

Source: The Lender Report, Bank of Ann Arbor: SBA 7(a) loans made, https://lender.report/lender/bank-of-ann-arbor-mi/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Bank of Ann ArborNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026MichiganSBA 7(a), Gasoline Stations with Convenience Stores$5M7.75%21 yrSBA FOIA
Sep 2026MichiganSBA 7(a), Clothing and Clothing Accessories Retailers$3.3M8.75%10 yrSBA FOIA
Sep 2026MichiganSBA 7(a), General Automotive Repair$200K8.75%10 yrSBA FOIA
Jun 2026MichiganSBA 7(a), Computer Systems Design Services$100K9%7 yrSBA FOIA
May 2026MichiganSBA 7(a), Residential Remodelers$400K9%7 yrSBA FOIA
Sep 2025MichiganSBA 7(a), All Other Personal Services$290K9%7 yrSBA FOIA
Aug 2025MichiganSBA 7(a), Offices of Physical, Occupational and Speech Therapists, and Audiologists$470K10.25%10 yrSBA FOIA
Jul 2025MichiganSBA 7(a), Full-Service Restaurants$560K10%7 yrSBA FOIA
May 2025MichiganSBA 7(a), Utilities$500K10.25%10 yrSBA FOIA
Apr 2025MichiganSBA 7(a), Other Miscellaneous Durable Goods Merchant Wholesalers$3.6M7.5%10 yrSBA FOIA
Apr 2025MichiganSBA 7(a), Other Miscellaneous Durable Goods Merchant Wholesalers$500K8.75%10 yrSBA FOIA
Jan 2025MichiganSBA 7(a), Engineering Services$640K9%10 yrSBA FOIA
Dec 2024MichiganSBA 7(a), Engineering Services$200K9.25%10 yrSBA FOIA
Nov 2024MichiganSBA 7(a), All Other Amusement and Recreation Industries$3.3M10.5%10 yrSBA FOIA
Nov 2024MichiganSBA 7(a), Automotive Body, Paint, and Interior Repair and Maintenance$150K10.75%10 yrSBA FOIA
Aug 2024MichiganSBA 7(a), Offices of Physicians (except Mental Health Specialists)$2M9.5%10 yrSBA FOIA
May 2024MichiganSBA 7(a), Wholesale Trade$250K11.25%10 yrSBA FOIA
Apr 2024MichiganSBA 7(a), Offices of Chiropractors$650K9%20 yrSBA FOIA
Nov 2023MichiganSBA 7(a), Full-Service Restaurants$1.7M9%22 yrSBA FOIA
Nov 2023MichiganSBA 7(a), Private Mail Centers$300K11%10 yrSBA FOIA
20 SBA 7(a) loans since October 2023, net of cancelled$24.1MSBA FOIA

A blank means the source did not report it.

Where Bank of Ann Arbor's SBA 7(a) loans were made, most loans first
StateLoansDollars
Michigan20$24.1M
SBA FOIA,

SBA loans are on record by state only.

Bank of Ann Arbor: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K1$100K
$150K to $350K6$1.39M
$350K to $1M7$3.72M
$1M to $2.5M2$3.70M
$2.5M or more4$15.2M
SBA FOIA,
Bank of Ann Arbor: SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q42$2.00M
2024 Q22$900K
2024 Q31$2.00M
2024 Q43$3.65M
2025 Q11$640K
2025 Q23$4.60M
2025 Q33$1.32M
2026 Q22$500K
2026 Q33$8.50M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
7a General8
Preferred Lenders Program7
SBA Express Program5
SBA FOIA,
  • Bank of Ann Arbor made 20 SBA 7(a) loans totaling $24.1M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
  • 5 of them were in the 12 months to September 30, 2026, and 10 in the 12 months before. SBA FOIA,
  • The typical loan was about $500K, with the middle half between $290K and $2M. SBA FOIA,
  • The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 1 loan was under $150K, and 6 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 9.00% on 20 loans, with the middle half between 9.00% and 10.25%. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Its loans went most often to Engineering Services, with 2. SBA FOIA,
  • The SBA file lists 8 of its loans as processed under 7a General. SBA FOIA,
  • Its loans were most often in Michigan (20). SBA FOIA,

What we don't know

  • Whether Bank of Ann Arbor is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.