SBA by NAICS · 722511

SBA lenders for NAICS 722511: Full-Service Restaurants

887 lenders made 8,642 SBA loans to businesses in NAICS 722511, Full-Service Restaurants, in the 36 months ending September 30, 2026, $5B in all. The Huntington National Bank made the most, with 831. The typical loan was about $300K.

Evidence
SBA 7(a) and 504 loans in NAICS 722511
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
887
SBA FOIA,
SBA loans, 36 months
8,642
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$5.00B
SBA FOIA,
Typical loan
$300K
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for NAICS 722511: Full-Service Restaurants, https://lender.report/sba-lenders-for/naics/722511/, data as of September 30, 2026.

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SBA lenders for NAICS 722511, Full-Service Restaurants. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 887.
LenderKindBased inLoansDollarsLast 12 months
The Huntington National Bank SBA 7(a) recordBankColumbus, OH831$273M166
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL446$174M214
Manufacturers and Traders Trust Company SBA 7(a) recordBankBuffalo, NY331$54.5M124
Northeast Bank SBA 7(a) recordBankPortland, ME292$49.5M74
U.S. Bank National Association SBA 7(a) recordBankCincinnati, OH277$30.3M89
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ244$127M26
Bank of Hope SBA 7(a) recordBankLos Angeles, CA201$126M72
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT160$112M45
TD Bank, National Association SBA 7(a) recordBankWilmington, DE157$40.6M26
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH147$62.0M24
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA136$33.4M29
KeyBank National Association SBA 7(a) recordBankCleveland, OH124$60.7M28
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD116$62.5M21
Hanmi Bank SBA 7(a) recordBankLos Angeles, CA103$68.3M38
Harvest Small Business Finance, LLC SBA 7(a) recordNon-bankLaguna Hills, CA99$104M42
Bank of America, National Association SBA 7(a) recordBankCharlotte, NC89$57.5M16
Fifth Third Bank, National Association SBA 7(a) recordBankCincinnati, OH83$41.3M24
East West Bank SBA 7(a) recordBankPasadena, CA75$50.3M30
Zions Bancorporation, N.A. SBA 7(a) recordBankSalt Lake City, UT70$25.8M30
Banco Popular de Puerto Rico SBA 7(a) recordBankSan Juan, PR69$8.11M21
Columbia Bank SBA 7(a) recordBankRoseburg, OR68$8.43M31
PCB Bank SBA 7(a) recordBankLos Angeles, CA65$43.4M14
Eastern Bank SBA 7(a) recordBankBoston, MA65$21.2M19
Byline Bank SBA 7(a) recordBankChicago, IL58$70.6M17
Rockland Trust Company SBA 7(a) recordBankRockland, MA58$24.2M8
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Where these loans were made
StateLoansDollars
California1,177$744M
Texas630$499M
New York574$256M
Florida526$398M
Illinois372$236M
Ohio318$109M
Washington318$182M
New Jersey313$205M
Pennsylvania306$177M
Georgia303$237M
Massachusetts301$121M
Michigan282$127M
Colorado251$161M
North Carolina204$153M
Minnesota173$92.5M
SBA FOIA,
SBA loans in NAICS 722511, by size
Loan sizeLoans
Under $150K2,674
$150K to $350K1,914
$350K to $1M2,502
$1M to $2.5M1,212
$2.5M or more318
SBA FOIA,
  • SBA lenders recorded 8,642 loans to businesses in NAICS 722511 totaling $5B nationwide in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $300K, with the middle half between $100K and $720K. SBA FOIA,
  • 8,053 were SBA 7(a) loans and 589 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.00% on 8,050 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 7,541 of the loans, credit unions 282, and non-banks 772. SBA FOIA,
  • The five most active lenders made 25.2% of the loans. SBA FOIA,
  • The three most active lenders were The Huntington National Bank with 831, Newtek Bank, National Association with 446, and Manufacturers and Traders Trust Company with 331. SBA FOIA,
  • 2,674 of the loans were under $150K, and 1,530 were $1M or more. SBA FOIA,
  • 47 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
  • The SBA file shows 2,614 approvals of these loans dated in the 12 months to September 30, 2026, versus 3,254 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • California (1,177), Texas (630), New York (574) recorded the most of these loans. SBA FOIA,
  • NAICS 722511 is Full-Service Restaurants, in the Accommodation and Food Services sector. SBA FOIA,
  • The lenders are based most often in California, Illinois and Texas. SBA FOIA,

How this list is defined

Measure
SBA loans made to businesses in NAICS 722511, Full-Service Restaurants
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens dated in the 36 months ending September 30, 2026 and not cancelled whose NAICS code the SBA file shows as 722511, at 6 digits.
Order
Largest first by loans nationally, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

A 6-digit code is printed only where the SBA file holds 5 or more loans of that program in that state, so loans the file shows only as a 2-digit sector are not counted here. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.