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Multifamily record
Bank of Springfield: multifamily loans made
Bank of Springfield, a bank based in Springfield, IL, made 50 multifamily loans in 2024 and 2025, $26.4M in all, in 2 states. The typical loan was about $360K, and the largest about $2.5M. Most were in Champaign County, IL.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 50
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $26.4M
- HMDA,
- Rounded amounts
- Typical loan
- $360K
- HMDA,
- Largest loan
- $2.5M
- HMDA,
- Rounded to 2 significant figures
- States
- 2
- HMDA,
Cite this
Source: The Lender Report, Bank of Springfield: multifamily loans made, https://lender.report/lender/bank-of-springfield-il/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Peoria County, IL | Purchase, 25 to 49 units | $2M | 6.55% | 5 yr | 76% | HMDA 2025 |
| 2025 | Champaign County, IL | Purchase, 5 to 24 units | $1.2M | 6.65% | 5 yr | 74% | HMDA 2025 |
| 2025 | St. Louis city, MO | Purchase, 5 to 24 units | $920K | 7.25% | 5 yr | 80% | HMDA 2025 |
| 2025 | Champaign County, IL | Purchase, 5 to 24 units | $860K | 6.65% | 5 yr | 74% | HMDA 2025 |
| 2025 | Morgan County, IL | Refinance, 25 to 49 units | $840K | 6.5% | 5 yr | 51% | HMDA 2025 |
| 2025 | Champaign County, IL | Purchase, 5 to 24 units | $760K | 6.95% | 5 yr | 80% | HMDA 2025 |
| 2025 | Sangamon County, IL | Purchase, 5 to 24 units | $720K | 6% | 5 yr | 69% | HMDA 2025 |
| 2025 | Champaign County, IL | Purchase, 5 to 24 units | $700K | 6.5% | 5 yr | 77% | HMDA 2025 |
| 2025 | Sangamon County, IL | Refinance, 5 to 24 units | $640K | 6.25% | 5 yr | 75% | HMDA 2025 |
| 2025 | St. Clair County, IL | Refinance, 5 to 24 units | $620K | 6.75% | 5 yr | 35% | HMDA 2025 |
| 2025 | Champaign County, IL | Refinance, 5 to 24 units | $580K | 6% | 5 yr | 80% | HMDA 2025 |
| 2025 | Sangamon County, IL | Purchase, 5 to 24 units | $580K | 7% | 5 yr | 77% | HMDA 2025 |
| 2025 | Lake County, IL | Purchase, 5 to 24 units | $540K | 6.95% | 5 yr | 74% | HMDA 2025 |
| 2025 | Morgan County, IL | Refinance, 5 to 24 units | $400K | 7.25% | 0.9 yr | 75% | HMDA 2025 |
| 2025 | Champaign County, IL | Purchase, 5 to 24 units | $360K | 6.95% | 5 yr | 85% | HMDA 2025 |
| 2025 | St. Louis city, MO | Purchase, 5 to 24 units | $360K | 7% | 5 yr | 75% | HMDA 2025 |
| 2025 | Tazewell County, IL | Purchase, 5 to 24 units | $360K | 7.15% | 5 yr | 80% | HMDA 2025 |
| 2025 | Illinois | Purchase, 5 to 24 units | $320K | 7.25% | 5 yr | 80% | HMDA 2025 |
| 2025 | Sangamon County, IL | Refinance, 5 to 24 units | $320K | 6.25% | 5 yr | 42% | HMDA 2025 |
| 2025 | McDonough County, IL | Purchase, 25 to 49 units | $280K | 6.95% | 25 yr | 82% | HMDA 2025 |
| 2025 | Sangamon County, IL | Purchase, 5 to 24 units | $280K | 6% | 5 yr | 78% | HMDA 2025 |
| 2025 | St. Louis city, MO | Purchase, 5 to 24 units | $280K | 6.75% | 5 yr | 74% | HMDA 2025 |
| 2025 | McLean County, IL | Purchase, 5 to 24 units | $260K | 6.5% | 5 yr | 75% | HMDA 2025 |
| 2025 | Sangamon County, IL | Purchase, 5 to 24 units | $220K | 7.25% | 5 yr | 75% | HMDA 2025 |
| 2025 | Adams County, IL | Refinance, 5 to 24 units | $180K | 6.75% | 5 yr | 52% | HMDA 2025 |
| 50 multifamily loans made in 2024 and 2025 | $26.4M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Champaign County, IL | County | 10 | $7.25M |
| Sangamon County, IL | County | 9 | $3.44M |
| Illinois | State | 6 | $1.03M |
| Adams County, IL | County | 3 | $920K |
| Morgan County, IL | County | 3 | $1.27M |
| St. Louis city, MO | County | 3 | $1.56M |
| Macon County, IL | County | 2 | $215K |
| Macoupin County, IL | County | 2 | $400K |
| St. Clair County, IL | County | 2 | $1.24M |
| Tazewell County, IL | County | 2 | $1.46M |
| Greene County, MO | County | 1 | $380K |
| Jackson County, IL | County | 1 | $1.40M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 44 | $16.8M |
| $1M to $2.5M | 5 | $7.10M |
| $2.5M to $5M | 1 | $2.50M |
| $5M to $10M | 0 | $0 |
| $10M or more | 0 | $0 |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 21 | $11.5M | $360K |
| 2025 | 29 | $14.9M | $360K |
| Purpose | Loans |
|---|---|
| Purchase | 35 |
| Refinance | 12 |
| Cash-out refinance | 1 |
| Improvement | 2 |
| Units | Loans |
|---|---|
| 5 to 24 units | 44 |
| 25 to 49 units | 6 |
- Bank of Springfield made 50 multifamily loans totaling $26.4M in 2024 and 2025, in 18 named places across 2 states. HMDA,
- It made 29 of them in 2025 and 21 in 2024. HMDA,
- The typical loan was about $360K, with the middle half between $220K and $700K. HMDA,
- The largest was about $2.5M. Every amount is rounded to 2 significant figures. HMDA,
- 44 loans were under $1M, and 0 were $5M or more. HMDA,
- It reported a median rate of 7.00% on 50 loans, with the middle half between 6.65% and 7.50%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 75%. HMDA,
- 26% of the loans were refinancings and 70% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 44 loans. HMDA,
- Its loans were most often in Champaign County, IL (10), Sangamon County, IL (9) and Adams County, IL (3). HMDA,
What we don't know
- Whether Bank of Springfield is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.