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Multifamily lenders in Champaign County, IL

31 lenders made 162 multifamily loans in Champaign County, IL in 2024 and 2025, $517.9M in all. Longview Bank made the most, with 17. The typical loan was about $720K. The county is part of the Champaign, IL metro area.

Evidence
Multifamily loans placed in the county, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
31
HMDA,
Multifamily loans, 2024-25
162
HMDA,
Manufactured-home parks excluded
Dollars
$518M
HMDA,
Typical loan
$720K
HMDA,

Cite this

Source: The Lender Report, Multifamily lenders in Champaign County, IL, https://lender.report/lenders-in/illinois/champaign-county/, data as of December 31, 2025.

Describe a deal in Champaign County, IL

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Champaign County, IL multifamily lenders. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 30 of 31.
LenderKindBased inLoansDollars2025 loans2024 loansTypical loan
Longview Bank multifamily recordBankOgden, IL17$33.4M89$1M
First State Bank and Trust multifamily recordBankMonticello, IL12$6.97M84$300K
Hickory Point Bank and Trust multifamily recordBankDecatur, IL11$31.5M65$1M
BankChampaign, National Association multifamily recordBankChampaign, IL11$16.8M56$1.2M
Morton Community Bank multifamily recordBankMorton, IL10$32.2M37$2.6M
Prairie State Bank and Trust multifamily recordBankSpringfield, IL10$11.3M64$540K
Bank of Springfield multifamily recordBankSpringfield, IL10$7.25M64$760K
INB, National Association multifamily recordBankSpringfield, IL9$14.9M63$740K
First Federal Savings Bank of Champaign Urbana multifamily recordSavingsChampaign, IL8$2.96M26$300K
First Mid Bank & Trust, National Association multifamily recordBankMattoon, IL5$26.3M50$1.1M
The Fisher National Bank multifamily recordBankFisher, IL5$2.42M41$420K
PNC Bank, National Association multifamily recordBankWilmington, DE4$71.9M31$29M
First State Bank of Forrest multifamily recordBankForrest, IL4$1.84M40$360K
Old National Bank multifamily recordBankEvansville, IN3$19.1M12$2.4M
First State Bank multifamily recordBankMendota, IL3$5.26M12$620K
Prospect Bank multifamily recordBankParis, IL3$2.86M12$360K
PGIM Real Estate Finance, LLC multifamily recordNon-bankDallas, TX2$73.0M11$37M
Walker & Dunlop, LLC multifamily recordNon-bankBethesda, MD2$41.0M20$24M
Everwise Credit Union multifamily recordCredit unionSouth Bend, IN2$22.3M02$14M
Busey Bank multifamily recordBankChampaign, IL2$18.9M20$13M
Citizens Equity First Credit Union multifamily recordCredit unionPeoria, IL2$880K20$480K
Heartland Bank and Trust Company multifamily recordBankBloomington, IL2$840K20$500K
Fortress Bank multifamily recordBankPeoria, IL1$20.0M01$20M
Lument Real Estate Capital multifamily recordNon-bankColumbus, OH1$17.0M10$17M
American Bank of Freedom multifamily recordBankWellsville, MO1$13.0M10$13M
Baxter Credit Union multifamily recordCredit unionVernon Hills, IL1$7.40M10$7.4M
Merchants Bank of Indiana multifamily recordBankCarmel, IN1$4.90M10$4.9M
U.S. Bank National Association multifamily recordBankCincinnati, OH1$4.60M10$4.6M
Great Midwest Bank, S.S.B. multifamily recordSavingsBrookfield, WI1$2.10M01$2.1M
Midland States Bank multifamily recordBankEffingham, IL1$820K10$820K
HMDA,

Check a deal in Champaign County, IL in Loan Comps

Loans by size in Champaign County, IL
Loan sizeLoansLenders
Under $1M9719
$1M to $2.5M2412
$2.5M to $5M1710
$5M to $10M107
$10M or more1411
HMDA,
  • Lenders made 162 multifamily loans totaling $517.9M in Champaign County, IL in 2024 and 2025. HMDA,
  • 16 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
  • 90 of the loans were made in 2025 and 72 in 2024. HMDA,
  • The typical loan in Champaign County, IL was about $720K, with the middle half between $340K and $2.5M. HMDA,
  • 97 of the loans were under $1M, and 24 were $5M or more. HMDA,
  • Lenders reported a median rate of 6.75% on 75 loans in Champaign County, IL, with the middle half between 6.20% and 7.00%. HMDA,
  • The median term was 5 years. HMDA,
  • The median loan to value was 70%. HMDA,
  • 51% of the loans were refinancings and 46% were purchases. HMDA,
  • Banks and savings institutions made 136 of the loans, credit unions 5, and non-banks 5. HMDA,
  • The five most active lenders made 37.7% of the loans. HMDA,
  • The three most active lenders were Longview Bank with 17, First State Bank and Trust with 12, and Hickory Point Bank and Trust with 11. HMDA,
  • 20 of the 31 lenders are based in Illinois. The rest are based elsewhere, most often in Indiana, Ohio and Delaware. HMDA,
  • The most common property size was 5 to 24 units, with 115 loans. HMDA,
  • Champaign County, IL is part of the Champaign-Urbana, IL metro area, which has its own page. OMB metro list,

How this list is defined

Measure
Multifamily loans made in Champaign County, IL
Period
2024 and 2025
Formula
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
Order
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
As of
2025
Source
HMDA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new loans today.
  • What they charge or require beyond the rate and term that HMDA reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.