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Bank, Pacific, MO
Bank Star
Bank Star no longer files under this name. FDIC records show it merged into PSB Bank on July 11, 2026. Before that it made 22 1-4 unit investor or business-purpose loans in 2025.
- Kind
- Bank
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
- Commercial book
- $66.8M
- FDIC call report,
- Holds, not loans made
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- SBA loans, 36 months
- Not reported
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Total assets
- $208M
- FDIC call report,
How to reach them
Each line shows where it came from
- Phone
- The FDIC record has no phone number or website.
- Address
- 1999 W Osage St, Pacific, MO 63069FDIC institution record,
- Regulator record
- FDIC BankFind
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| July 11, 2026 | Merged into PSB Bank on July 11, 2026.FDIC structure history. | FDIC history, |
| Jun 2025 to Jun 2026 | Non-owner-occupied CRE balance rose 7.1% to $18.7M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | FDIC call report |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2024 | Jefferson County, MO | Purchase, 5 to 24 units | $220K | HMDA 2024 |
A blank means the source did not report it.
What it holds
FDIC call report, June 30, 2026
| Book | Holds | Of its loans | Year over year |
|---|---|---|---|
| Multifamily | $10.6M | 7.4% | -4.2% |
| Construction and land development | $14.3M | 10.0% | -2.6% |
| Owner-occupied CRE | $11.5M | 8.1% | -10.6% |
| Non-owner-occupied CRE | $18.7M | 13.1% | +7.1% |
| Farmland | $1.94M | 1.4% | +20.8% |
| Commercial and industrial | $9.67M | 6.8% | -11.8% |
| Commercial total | $66.8M |
Reference only: $71.9M of 1-4 family residential loans, which call reports cannot split owner-occupied from investor. Excluded from the totals above.
Table
| Quarter | Commercial book |
|---|---|
| Q3 2023 | $80.5M |
| Q4 2023 | $73.9M |
| Q1 2024 | $72.7M |
| Q2 2024 | $74.9M |
| Q3 2024 | $72.8M |
| Q4 2024 | $71.8M |
| Q1 2025 | $69.9M |
| Q2 2025 | $68.7M |
| Q3 2025 | $68.7M |
| Q4 2025 | $68.9M |
| Q1 2026 | $68.0M |
| Q2 2026 | $66.8M |
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| Multifamily, 5 or more units | 2024 | 1 | $220K | $220K | HMDA, | |
| 1-4 unit investor or business purpose | 2025 | 22 | $3.54M | $135K | HMDA, |
How these public files were tied to this lender. HMDA: its legal entity identifier (LEI).
Programs on record: Federal Home Loan Bank member, Des Moines district (FHFA).
Undrawn commitments
FFIEC Call Report, June 30, 2026
- Bank Star reported commitments to fund construction loans that had not been drawn at June 30, 2026: $1,066,000 for 1-4 family residential construction and $2,083,000 for commercial real estate, other construction and land development (FFIEC Call Report). A commitment is an agreement to fund a loan if it is drawn. It is not a loan made.
- Undrawn commitments to commercial and industrial borrowers at June 30, 2026: $2,205,000. These are credit lines not yet used.
Small loans it holds, by original size
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30, June 30, 2026
Loans held on the report date, grouped by the amount when each loan was made. Not loans made in a period.
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 94 | $2.44M |
| Over $100,000 up to $250,000 | 23 | $2.02M |
| Over $250,000 up to $1 million | 10 | $2.07M |
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 12 | $429K |
| Over $100,000 up to $250,000 | 21 | $2.81M |
| Over $250,000 up to $1 million | 49 | $16.6M |
| Original amount | Loans | Holds |
|---|---|---|
| Over $100,000 up to $250,000 | 2 | $229K |
| Over $250,000 up to $500,000 | 2 | $391K |
| Original amount | Loans | Holds |
|---|---|---|
| $100,000 or less | 1 | $64.0K |
| Over $100,000 up to $250,000 | 1 | $98.0K |
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| Missouri HQ | 1 | 0 | 22 | 0 | 0 |
Offices by county
FDIC Summary of Deposits, June 30, 2026
- Bank Star has 3 offices in 3 counties and 1 state (FDIC Summary of Deposits, June 30, 2026): 3 full service and 0 limited service.
| County | Full-service offices | Limited-service offices |
|---|---|---|
| Franklin County, MO | 1 | 0 |
| Jefferson County, MO | 1 | 0 |
| St. Louis County, MO | 1 | 0 |
Loan production offices are not in this file. A bank with no office here can still lend here.
Peers
Same kind of lender, similar size and book
| Lender | State |
|---|---|
| Bank 21 | MO |
| TBO Bank | MO |
| Arlo Bank | MO |
| 1st Advantage Bank | MO |
| New Frontier Bank | MO |
| Lamar Bank and Trust Company | MO |
| Farmers and Merchants Bank of St. Clair | MO |
| State Bank of Southwest Missouri | MO |
What we don't know
- Whether it is taking new loans today, or on what terms.
- How much of its book it made recently. Call reports carry balances, not loans made.
- Which of its commercial real estate is office, retail, industrial or hotel. Call reports do not split the book by property type.
- How its 1-4 family loans divide between owner-occupied and investor.
- Whether it makes SBA loans. No SBA loans are on file under this name for the 36 months to September 30, 2026.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and charter. Bank Star, FDIC certificate 21897. Compare it with the regulator's record. [FDIC BankFind]
- Loans made. 23 recorded loans from the HMDA file, in 2024 and 2025: 1 HMDA multifamily 2024, 22 HMDA 1-4 unit investor 2025. Each has its source and date. [How each file was tied to Bank Star]
Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error
For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- Regulator
- FDIC
- FDIC certificate
- 21897
- RSSD
- 1006559
- LEI
- 549300RUQL0X1TB8PM88
- The Lender Report ID
- lr_004230
- FDIC classifies this bank as
- Commercial Lending Specialization
- Ownership
- Stock
FDIC institution record, The classification is FDIC's description of the balance sheet. It is not a statement about what the bank will lend on.
- Reported $207.9M in total assets as of June 30, 2026 (FDIC call report).
- Held $66.8M of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
- Held $18.7M of non-owner-occupied commercial real estate loans as of June 30, 2026, up 7.1% from a year earlier (FDIC call report).
- Held $14.3M of construction and land loans as of June 30, 2026 (FDIC call report).
- Held $11.5M of owner-occupied commercial real estate loans as of June 30, 2026 (FDIC call report).
- Originated 1 multifamily loan totaling $220K in 2024 (HMDA).
5 more sentences
- Originated 22 1-4 unit investor or business-purpose loans totaling $3.5M in 2025 (HMDA).
- Merged into PSB Bank on July 11, 2026. Source: FDIC records.
- Held 127 commercial and industrial loans that were $1 million or less when made, with a balance of $6.5M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
- Held 82 loans secured by nonfarm nonresidential property that were $1 million or less when made, with a balance of $19.8M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
- Reported commitments to fund construction loans that had not been drawn at June 30, 2026: $1.1M for 1-4 family and $2.1M for commercial and other construction (FFIEC Call Report). A commitment is not a loan made.
Cite this
Source: The Lender Report, Bank Star, https://lender.report/lender/bank-star-mo/, data as of December 31, 2025.
Sources
- FDIC institution record, November 9, 2026
- FDIC call report, June 30, 2026
- FDIC call report, June 30, 2025
- HMDA, 2025
- FFIEC Call Report, June 30, 2026
- FDIC call reports, June 30, 2026
- FDIC Summary of Deposits, June 30, 2026
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem