Construction · MO
Construction lenders in Missouri
257 lenders with an office in Missouri hold construction and land loans on their books. UMB Bank, National Association, based in Missouri, holds the largest book among those based here, at $2.9B.
- Evidence
- Lender holds construction and land loans on its books at the latest filing and has an office in Missouri
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 257
- FDIC call report,
- Based here
- 190
- FDIC call report,
- Held by those based here
- $16.0B
- FDIC call report,
- -2.5% from a year earlier, 183 of 190 lenders
- Median book, based here
- $13.4M
- FDIC call report,
Cite this
Source: The Lender Report, Construction lenders in Missouri, https://lender.report/construction-lenders/missouri/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| UMB Bank, National Association | Bank | Kansas City, MO | 45 | $2.93B | |
| Commerce Bank | Bank | Kansas City, MO | 89 | $1.50B | |
| Stifel Bank and Trust | Bank | Saint Louis, MO | 2 | $974M | |
| The Central Trust Bank | Bank | Jefferson City, MO | 125 | $919M | +11.9% |
| Enterprise Bank & Trust | Bank | Clayton, MO | 18 | $663M | |
| North American Savings Bank, F.S.B. | Savings | Grandview, MO | 10 | $455M | +22.5% |
| Legacy Bank & Trust Company | Bank | Mountain Grove, MO | 5 | $454M | |
| First State Community Bank | Bank | Farmington, MO | 53 | $439M | +21.4% |
| Great Southern Bank | Bank | Reeds Spring, MO | 68 | $402M | +9.8% |
| Guaranty Bank | Bank | Springfield, MO | 13 | $346M | |
| Southern Bank | Bank | Poplar Bluff, MO | 55 | $310M | |
| The Bank of Missouri | Bank | Perryville, MO | 32 | $288M | |
| Oakstar Bank | Bank | Springfield, MO | 18 | $281M | +40.8% |
| Midwest BankCentre | Bank | Lemay, MO | 18 | $270M | +16.0% |
| The Bank of Old Monroe | Bank | Old Monroe, MO | 5 | $236M | +52.3% |
| Academy Bank, National Association | Bank | Kansas City, MO | 29 | $233M | +35.3% |
| Omb Bank | Bank | Springfield, MO | 8 | $225M | +7.9% |
| Sullivan Bank | Bank | Sullivan, MO | 11 | $219M | +23.3% |
| Sterling Bank | Bank | Poplar Bluff, MO | 11 | $210M | |
| First Bank | Bank | St. Louis, MO | 26 | $199M | +20.2% |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | 45 | $18.8B |
| Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | 1 | $12.5B |
| Bank of America, National Association | Bank | Charlotte, NC | 50 | $9.68B |
| U.S. Bank National Association | Bank | Cincinnati, OH | 129 | $9.38B |
| First-Citizens Bank & Trust Company | Bank | Raleigh, NC | 1 | $7.34B |
| The Huntington National Bank | Bank | Columbus, OH | 5 | $5.32B |
| PNC Bank, National Association | Bank | Wilmington, DE | 27 | $5.26B |
| BMO Bank National Association | Bank | Chicago, IL | 23 | $4.49B |
| Regions Bank | Bank | Birmingham, AL | 49 | $2.81B |
| Simmons Bank | Bank | Pine Bluff, AR | 47 | $2.57B |
- 190 of these lenders are based in Missouri, and 67 are based elsewhere with offices here. FDIC call report,
- These lenders: 237 banks, 6 savings institutions and 14 credit unions. FDIC call report,
- Lenders based in Missouri hold $16B of construction and land loans, down 2.5% from a year earlier among the 183 of 190 with a comparable earlier filing. FDIC call report,
- The five largest books based here hold 43.6% of that total. FDIC call report,
- UMB Bank, National Association holds $2.9B, and Commerce Bank holds $1.5B. FDIC call report,
- The median book among lenders based in Missouri is $13.4M. FDIC call report,
- 95 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 25 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 2,193 offices in Missouri. FDIC office list,
- U.S. Bank National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 129. FDIC office list,
- Among credit unions here, the median average loan in this category is $1M. NCUA 5300,
- Arlo Bank grew this book the most in the year, up 156.7% to $13.2M. FDIC call report,
How this list is defined
- Measure
- construction and land loans held by lenders with an office in Missouri
- Period
- June 30, 2026
- Formula
- The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in Missouri. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in Missouri. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.