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The Lender Report built this page from public records. Bell Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Bell Bank itself. Each figure shows its source and date. Work at Bell Bank? You can claim this page for free.

SBA 7(a) record

Bell Bank: SBA 7(a) loans made

Bell Bank, a bank based in Fargo, ND, made 158 SBA 7(a) loans in the 36 months ending September 30, 2026, $110.9M in all, net of cancelled approvals. The typical loan was about $350K, and 56 were in the last 12 months. Most were in Minnesota.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
158
SBA FOIA,
Net of cancelled approvals
Dollars
$111M
SBA FOIA,
Rounded amounts
Typical loan
$350K
SBA FOIA,
Largest loan
$5M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
56
SBA FOIA,

Cite this

Source: The Lender Report, Bell Bank: SBA 7(a) loans made, https://lender.report/lender/bell-bank-nd/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Bell BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026MinnesotaSBA 7(a), Hardware Merchant Wholesalers$5M8.75%10 yrSBA FOIA
Sep 2026MinnesotaSBA 7(a), Educational Services$1.8M8.75%10 yrSBA FOIA
Sep 2026MinnesotaSBA 7(a), General Automotive Repair$1.5M7.75%26 yrSBA FOIA
Sep 2026ArizonaSBA 7(a), Landscaping Services$780K6%10 yrSBA FOIA
Sep 2026MinnesotaSBA 7(a), Florists$160K9%25 yrSBA FOIA
Sep 2026ArizonaSBA 7(a), Landscaping Services$100K8%10 yrSBA FOIA
Sep 2026MinnesotaSBA 7(a), General Automotive Repair$75K8.75%10 yrSBA FOIA
Sep 2026MinnesotaSBA 7(a), Florists$25K9%10 yrSBA FOIA
Aug 2026ArizonaSBA 7(a), All Other Specialty Trade Contractors$1M8.5%10 yrSBA FOIA
Aug 2026ArizonaSBA 7(a), All Other Specialty Trade Contractors$500K7.75%10 yrSBA FOIA
Aug 2026MinnesotaSBA 7(a), Manufacturing$490K8.75%10 yrSBA FOIA
Aug 2026MinnesotaSBA 7(a), Commercial and Institutional Building Construction$300K8.75%10 yrSBA FOIA
Aug 2026MinnesotaSBA 7(a), Manufacturing$250K8.75%10 yrSBA FOIA
Jul 2026ArizonaSBA 7(a), Wholesale Trade$3.2M8.25%10 yrSBA FOIA
Jul 2026ArizonaSBA 7(a), Full-Service Restaurants$3.1M8%11 yrSBA FOIA
Jul 2026ArizonaSBA 7(a), Wholesale Trade$500K6.75%10 yrSBA FOIA
Jul 2026ArizonaSBA 7(a), General Freight Trucking, Local$420K8.75%10 yrSBA FOIA
Jun 2026ArizonaSBA 7(a), Beauty Salons$500K8.75%10 yrSBA FOIA
Jun 2026MinnesotaSBA 7(a), All Other Miscellaneous Fabricated Metal Product Manufacturing$500K7.75%10 yrSBA FOIA
Jun 2026ArizonaSBA 7(a), Convention and Trade Show Organizers$440K8.5%10 yrSBA FOIA
Jun 2026MinnesotaSBA 7(a), All Other Miscellaneous Fabricated Metal Product Manufacturing$300K8.25%10 yrSBA FOIA
Jun 2026ArizonaSBA 7(a), All Other Specialty Trade Contractors$250K8%10 yrSBA FOIA
Jun 2026ArizonaSBA 7(a), Manufacturing$150K8.75%10 yrSBA FOIA
Jun 2026ArizonaSBA 7(a), Manufacturing$75K7.75%10 yrSBA FOIA
Jun 2026North DakotaSBA 7(a), Limited-Service Restaurants$44K9.25%10 yrSBA FOIA
158 SBA 7(a) loans since October 2023, net of cancelled$111MSBA FOIA

A blank means the source did not report it.

Where Bell Bank's SBA 7(a) loans were made, most loans first
StateLoansDollars
Minnesota80$56.1M
Arizona57$42.5M
North Dakota12$4.01M
Wisconsin5$1.39M
California1$500K
Colorado1$1.80M
Indiana1$3.10M
Iowa1$1.50M
SBA FOIA,

SBA loans are on record by state only.

Bell Bank: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K31$2.46M
$150K to $350K48$10.4M
$350K to $1M52$29.3M
$1M to $2.5M16$24.8M
$2.5M or more11$43.9M
SBA FOIA,
Bell Bank: SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q47$2.31M
2024 Q111$5.63M
2024 Q215$7.83M
2024 Q316$15.2M
2024 Q410$6.97M
2025 Q124$7.39M
2025 Q28$7.16M
2025 Q311$5.81M
2025 Q410$6.13M
2026 Q114$14.7M
2026 Q215$12.5M
2026 Q317$19.2M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Preferred Lenders Program96
SBA Express Program58
International Trade Loans3
Working Capital CAPLine1
SBA FOIA,
  • Bell Bank made 158 SBA 7(a) loans totaling $110.9M in the 36 months ending September 30, 2026, net of cancelled approvals, in 8 states. SBA FOIA,
  • 56 of them were in the 12 months to September 30, 2026, and 53 in the 12 months before. SBA FOIA,
  • The typical loan was about $350K, with the middle half between $150K and $740K. SBA FOIA,
  • The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 31 loans were under $150K, and 27 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 9.50% on 158 loans, with the middle half between 8.75% and 10.00%. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Its loans went most often to Limited-Service Restaurants, with 8. SBA FOIA,
  • The SBA file lists 96 of its loans as processed under Preferred Lenders Program. SBA FOIA,
  • Its loans were most often in Minnesota (80), Arizona (57) and North Dakota (12). SBA FOIA,

What we don't know

  • Whether Bell Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.