SBA by NAICS · 722513

SBA lenders for NAICS 722513: Limited-Service Restaurants

673 lenders made 6,039 SBA loans to businesses in NAICS 722513, Limited-Service Restaurants, in the 36 months ending September 30, 2026, $3.1B in all. The Huntington National Bank made the most, with 893. The typical loan was about $350K.

Evidence
SBA 7(a) and 504 loans in NAICS 722513
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
673
SBA FOIA,
SBA loans, 36 months
6,039
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$3.13B
SBA FOIA,
Typical loan
$350K
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for NAICS 722513: Limited-Service Restaurants, https://lender.report/sba-lenders-for/naics/722513/, data as of September 30, 2026.

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SBA lenders for NAICS 722513, Limited-Service Restaurants. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 673.
LenderKindBased inLoansDollarsLast 12 months
The Huntington National Bank SBA 7(a) recordBankColumbus, OH893$255M141
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC313$318M116
Manufacturers and Traders Trust Company SBA 7(a) recordBankBuffalo, NY255$38.2M95
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL193$70.9M79
U.S. Bank National Association SBA 7(a) recordBankCincinnati, OH144$28.8M42
Northeast Bank SBA 7(a) recordBankPortland, ME116$18.2M25
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ112$48.5M17
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT101$71.3M30
TD Bank, National Association SBA 7(a) recordBankWilmington, DE101$39.9M29
Bank of Hope SBA 7(a) recordBankLos Angeles, CA82$45.7M29
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD81$41.0M22
KeyBank National Association SBA 7(a) recordBankCleveland, OH78$30.0M27
Byline Bank SBA 7(a) recordBankChicago, IL75$67.1M28
First Bank of the Lake SBA 7(a) recordBankOsage Beach, MO68$55.0M15
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH58$29.0M12
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA58$12.6M12
Hanmi Bank SBA 7(a) recordBankLos Angeles, CA54$28.7M19
PNC Bank, National Association SBA 7(a) recordBankWilmington, DE43$12.8M8
Gulf Coast Bank and Trust Company SBA 7(a) recordBankNew Orleans, LA42$35.7M13
Zions Bancorporation, N.A. SBA 7(a) recordBankSalt Lake City, UT42$16.4M14
TowneBank SBA 7(a) recordBankPortsmouth, VA41$36.3M20
Citizens Bank SBA 7(a) recordBankElizabethton, TN41$24.7M9
Bank Five Nine SBA 7(a) recordBankOconomowoc, WI40$34.8M11
VelocitySBA, LLC SBA 7(a) recordNon-bankIrving, TX40$25.0M20
United Community Bank SBA 7(a) recordBankGreenville, SC38$33.5M12
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Where these loans were made
StateLoansDollars
California755$375M
Texas461$323M
Florida400$251M
New York311$118M
Georgia270$164M
Ohio261$101M
Michigan234$114M
Pennsylvania218$83.7M
Illinois206$110M
Washington203$97.3M
New Jersey193$84.0M
Massachusetts185$72.2M
North Carolina163$117M
Maryland146$54.5M
Virginia135$76.8M
SBA FOIA,
SBA loans in NAICS 722513, by size
Loan sizeLoans
Under $150K1,676
$150K to $350K1,243
$350K to $1M2,326
$1M to $2.5M625
$2.5M or more137
SBA FOIA,
  • SBA lenders recorded 6,039 loans to businesses in NAICS 722513 totaling $3.1B nationwide in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $350K, with the middle half between $100K and $650K. SBA FOIA,
  • 5,792 were SBA 7(a) loans and 247 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.00% on 5,789 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 5,387 of the loans, credit unions 197, and non-banks 417. SBA FOIA,
  • The five most active lenders made 29.8% of the loans. SBA FOIA,
  • The three most active lenders were The Huntington National Bank with 893, Live Oak Banking Company with 313, and Manufacturers and Traders Trust Company with 255. SBA FOIA,
  • 1,676 of the loans were under $150K, and 762 were $1M or more. SBA FOIA,
  • 38 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
  • The SBA file shows 1,821 approvals of these loans dated in the 12 months to September 30, 2026, versus 2,309 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • California (755), Texas (461), Florida (400) recorded the most of these loans. SBA FOIA,
  • NAICS 722513 is Limited-Service Restaurants, in the Accommodation and Food Services sector. SBA FOIA,
  • The lenders are based most often in California, Texas and Illinois. SBA FOIA,

How this list is defined

Measure
SBA loans made to businesses in NAICS 722513, Limited-Service Restaurants
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens dated in the 36 months ending September 30, 2026 and not cancelled whose NAICS code the SBA file shows as 722513, at 6 digits.
Order
Largest first by loans nationally, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

A 6-digit code is printed only where the SBA file holds 5 or more loans of that program in that state, so loans the file shows only as a 2-digit sector are not counted here. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.