Unverified listing What this means

The Lender Report built this page from public records. The Canandaigua National Bank and Trust Company has not reviewed it. Every lender's page starts this way, and it says nothing about The Canandaigua National Bank and Trust Company itself. Each figure shows its source and date. Work at The Canandaigua National Bank and Trust Company? You can claim this page for free.

SBA 7(a) record

The Canandaigua National Bank and Trust Company: SBA 7(a) loans made

The Canandaigua National Bank and Trust Company, a bank based in Canandaigua, NY, made 31 SBA 7(a) loans in the 36 months ending September 30, 2026, $12.9M in all, net of cancelled approvals. The typical loan was about $250K, and 8 were in the last 12 months. Most were in New York.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
31
SBA FOIA,
Net of cancelled approvals
Dollars
$12.9M
SBA FOIA,
Rounded amounts
Typical loan
$250K
SBA FOIA,
Largest loan
$1.7M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
8
SBA FOIA,

Cite this

Source: The Lender Report, The Canandaigua National Bank and Trust Company: SBA 7(a) loans made, https://lender.report/lender/canandaigua-national-bank-and-trust-ny/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

The Canandaigua National Bank and Trust CompanyNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026New YorkSBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors$500K8.25%10 yrSBA FOIA
Sep 2026New YorkSBA 7(a), Fitness and Recreational Sports Centers$200K8.75%6 yrSBA FOIA
Jul 2026New YorkSBA 7(a), Full-Service Restaurants$300K8.75%5 yrSBA FOIA
May 2026New YorkSBA 7(a), Vending Machine Operators$350K8%7 yrSBA FOIA
Mar 2026New YorkSBA 7(a), Sheet Metal Work Manufacturing$1.1M6.75%10 yrSBA FOIA
Mar 2026New YorkSBA 7(a), Sheet Metal Work Manufacturing$250K7.75%10 yrSBA FOIA
Feb 2026New YorkSBA 7(a), Offices of All Other Miscellaneous Health Practitioners$1M8.25%5 yrSBA FOIA
Jan 2026New YorkSBA 7(a), Offices of All Other Miscellaneous Health Practitioners$200K7.25%10 yrSBA FOIA
Sep 2025New YorkSBA 7(a), Information$160K2%5 yrSBA FOIA
Aug 2025New YorkSBA 7(a), Snack and Nonalcoholic Beverage Bars$96K9%5 yrSBA FOIA
Jul 2025New YorkSBA 7(a), Materials Recovery Facilities$210K9%10 yrSBA FOIA
May 2025New YorkSBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors$800K8.75%10 yrSBA FOIA
May 2025New YorkSBA 7(a), Manufacturing$620K9%10 yrSBA FOIA
May 2025New YorkSBA 7(a), All Other Specialty Trade Contractors$600K8.75%7 yrSBA FOIA
May 2025New YorkSBA 7(a), Manufacturing$200K9%10 yrSBA FOIA
Apr 2025New YorkSBA 7(a), Other Personal and Household Goods Repair and Maintenance$25K9.5%10 yrSBA FOIA
Mar 2025New YorkSBA 7(a), Manufacturing$220K10%10 yrSBA FOIA
Mar 2025New YorkSBA 7(a), Manufacturing$50K10%10 yrSBA FOIA
Jan 2025New YorkSBA 7(a), All Other Miscellaneous Manufacturing$1M8.25%7 yrSBA FOIA
Nov 2024New YorkSBA 7(a), Mining, Quarrying, and Oil and Gas Extraction$900K9.5%5 yrSBA FOIA
Sep 2024New YorkSBA 7(a), Full-Service Restaurants$200K8%7 yrSBA FOIA
Sep 2024New YorkSBA 7(a), Offices of All Other Miscellaneous Health Practitioners$150K9.5%7 yrSBA FOIA
Aug 2024New YorkSBA 7(a), Residential Remodelers$1.7M8%10 yrSBA FOIA
Aug 2024New YorkSBA 7(a), Residential Remodelers$300K9.75%10 yrSBA FOIA
Jul 2024New YorkSBA 7(a), Apparel Accessories and Other Apparel Manufacturing$300K10%10 yrSBA FOIA
31 SBA 7(a) loans since October 2023, net of cancelled$12.9MSBA FOIA

A blank means the source did not report it.

Where The Canandaigua National Bank and Trust Company's SBA 7(a) loans were made, most loans first
StateLoansDollars
New York31$12.9M
SBA FOIA,

SBA loans are on record by state only.

The Canandaigua National Bank and Trust Company: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K6$383K
$150K to $350K13$2.90M
$350K to $1M8$4.77M
$1M to $2.5M4$4.80M
$2.5M or more0$0
SBA FOIA,
The Canandaigua National Bank and Trust Company: SBA 7(a) loans by quarter
QuarterLoansDollars
2024 Q12$600K
2024 Q24$822K
2024 Q35$2.65M
2024 Q41$900K
2025 Q13$1.27M
2025 Q25$2.25M
2025 Q33$466K
2026 Q14$2.55M
2026 Q21$350K
2026 Q33$1.00M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Preferred Lenders Program20
SBA Express Program11
SBA FOIA,
  • The Canandaigua National Bank and Trust Company made 31 SBA 7(a) loans totaling $12.9M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
  • 8 of them were in the 12 months to September 30, 2026, and 12 in the 12 months before. SBA FOIA,
  • The typical loan was about $250K, with the middle half between $160K and $600K. SBA FOIA,
  • The largest was about $1.7M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 6 loans were under $150K, and 4 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 9.00% on 31 loans, with the middle half between 8.25% and 9.75%. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Its loans went most often to Full-Service Restaurants, with 5. SBA FOIA,
  • The SBA file lists 20 of its loans as processed under Preferred Lenders Program. SBA FOIA,
  • Its loans were most often in New York (31). SBA FOIA,

What we don't know

  • Whether The Canandaigua National Bank and Trust Company is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.