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SBA 504 record
Cape & Coast Bank: SBA 504 first liens made
Cape & Coast Bank, a savings institution based in Yarmouth Port, MA, made 8 SBA 504 first liens in the 36 months ending September 30, 2026, $13.3M in all, net of cancelled approvals. The typical first lien was about $1M, and 4 were in the last 12 months. Most were in Massachusetts.
- Evidence
- SBA 504 loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 11, 2026
- First liens, 36 months
- 8
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $13.3M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $1M
- SBA FOIA,
- Largest loan
- $5.9M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 4
- SBA FOIA,
Cite this
Source: The Lender Report, Cape & Coast Bank: SBA 504 first liens made, https://lender.report/lender/cape-and-coast-bank-ma/sba-504/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Dec 2025 | Massachusetts | SBA 504, New Single-Family Housing Construction (except For-Sale Builders) | $800K | 25 yr | SBA FOIA | ||
| Dec 2025 | Massachusetts | SBA 504, Health Care and Social Assistance | $680K | 25 yr | SBA FOIA | ||
| Nov 2025 | Massachusetts | SBA 504, Limited-Service Restaurants | $720K | 25 yr | SBA FOIA | ||
| Jul 2025 | Massachusetts | SBA 504, Fitness and Recreational Sports Centers | $5.9M | 25 yr | SBA FOIA | ||
| Jun 2025 | Massachusetts | SBA 504, Bed-and-Breakfast Inns | $1M | 25 yr | SBA FOIA | ||
| Dec 2024 | Massachusetts | SBA 504, Bed-and-Breakfast Inns | $1.4M | 25 yr | SBA FOIA | ||
| Dec 2024 | Massachusetts | SBA 504, Limited-Service Restaurants | $720K | 25 yr | SBA FOIA | ||
| Jul 2024 | Massachusetts | SBA 504, Bed-and-Breakfast Inns | $2.1M | 25 yr | SBA FOIA | ||
| 8 SBA 504 first liens since October 2023, net of cancelled | $13.3M | SBA FOIA | |||||
A blank means the source did not report it.
| State | First liens | Dollars |
|---|---|---|
| Massachusetts | 8 | $13.3M |
SBA loans are on record by state only.
| Loan size | First liens | Dollars |
|---|---|---|
| Under $150K | 0 | $0 |
| $150K to $350K | 0 | $0 |
| $350K to $1M | 4 | $2.92M |
| $1M to $2.5M | 3 | $4.50M |
| $2.5M or more | 1 | $5.90M |
| Quarter | First liens | Dollars |
|---|---|---|
| 2024 Q3 | 1 | $2.10M |
| 2024 Q4 | 2 | $2.12M |
| 2025 Q2 | 1 | $1.00M |
| 2025 Q3 | 1 | $5.90M |
| 2025 Q4 | 3 | $2.20M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | First liens |
|---|---|
| Bed-and-Breakfast Inns (721191) | 3 |
| Limited-Service Restaurants (722513) | 2 |
| Fitness and Recreational Sports Centers (713940) | 1 |
| Health Care and Social Assistance | 1 |
| New Single-Family Housing Construction (except For-Sale Builders) (236115) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Accredited Lenders Program | 4 |
| ALP Express | 2 |
| Premier Certified Lenders Program | 2 |
| Certified Development Company | Projects |
|---|---|
| Cape & Islands Community Development, Inc. | 5 |
| Granite State Economic Development Corporation | 3 |
- Cape & Coast Bank made 8 SBA 504 first liens totaling $13.3M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
- The SBA file shows 4 approvals naming Cape & Coast Bank as first-lien lender dated in the 12 months to September 30, 2026, and 5 in the 12 months before. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA,
- The typical first lien was about $1M, with the middle half between $720K and $2.1M. SBA FOIA,
- The largest was about $5.9M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 0 loans were under $150K, and 4 were $1M or more. SBA FOIA,
- The median term was 25 years. SBA FOIA,
- Its loans went most often to Bed-and-Breakfast Inns, with 3. SBA FOIA,
- The SBA file lists 4 of its loans as processed under Accredited Lenders Program. SBA FOIA,
- It worked with 2 Certified Development Companies, most often Cape & Islands Community Development, Inc.. SBA FOIA,
- Its loans were most often in Massachusetts (8). SBA FOIA,
What we don't know
- Whether Cape & Coast Bank is taking new SBA 504 loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
SBA 504 figures count the first-lien lender on each SBA approval. Dollars are first-lien amounts.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.