Unverified listing What this means
The Lender Report built this page from public records. Carolina Business Capital, Inc. has not reviewed it. Every lender's page starts this way, and it says nothing about Carolina Business Capital, Inc. itself. Each figure shows its source and date. Work at Carolina Business Capital, Inc.? You can claim this page for free.
Certified Development Company, Charlotte, NC
Carolina Business Capital, Inc.
A Certified Development Company based in Charlotte, NC. No public file shows individual loans it has made.
- Kind
- SBA Certified Development Company
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
Named as the Certified Development Company on SBA 504 projects.
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- Not reported
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- Not reported
- SBA FOIA,
- 7(a) and 504, net of cancelled
- SBA 504 as CDC
- 42
- SBA FOIA,
- Net of cancelled
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- No phone number is on record. Try the lender's website.
- Website
- cbc504.comFrom the SBA list, May 1, 2024.
- Names it files under
- Carolina Business CapitalSBA FOIA,
- Address
- 1307 W. Morehead St. #201, Charlotte, NC 28234SBA FOIA,
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| November 9, 2026 | Listed by SBA as a Certified Development Company.Membership in a public list, not lending volume. | SBA lender lists, |
| May 1, 2024 | Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025.Membership in a public list, not lending volume. | SBA lender lists, |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| May 2026 | North Carolina | SBA 504, Transportation and Warehousing | $2M | 25 yr | SBA FOIA | ||
| Apr 2026 | North Carolina | SBA 504, Other Services (except Public Administration) | $190K | 25 yr | SBA FOIA | ||
| Mar 2026 | North Carolina | SBA 504, Health Care and Social Assistance | $1.3M | 25 yr | SBA FOIA | ||
| Feb 2026 | North Carolina | SBA 504, Retail Trade | $2M | 25 yr | SBA FOIA | ||
| Feb 2026 | North Carolina | SBA 504, Manufacturing | $1.2M | 25 yr | SBA FOIA | ||
| Nov 2025 | North Carolina | SBA 504, Other Services (except Public Administration) | $1.2M | 25 yr | SBA FOIA | ||
| Sep 2025 | North Carolina | SBA 504, Hotels (except Casino Hotels) and Motels | $2.7M | 25 yr | SBA FOIA | ||
| Aug 2025 | North Carolina | SBA 504, Retail Trade | $1.2M | 25 yr | SBA FOIA | ||
| Jul 2025 | North Carolina | SBA 504, Educational Services | $1.6M | 25 yr | SBA FOIA | ||
| Jul 2025 | North Carolina | SBA 504, Professional, Scientific, and Technical Services | $460K | 25 yr | SBA FOIA | ||
| May 2025 | North Carolina | SBA 504, Child Care Services | $2.3M | 25 yr | SBA FOIA | ||
| May 2025 | North Carolina | SBA 504, Professional, Scientific, and Technical Services | $1.8M | 25 yr | SBA FOIA | ||
| May 2025 | North Carolina | SBA 504, Limited-Service Restaurants | $850K | 25 yr | SBA FOIA | ||
| Mar 2025 | North Carolina | SBA 504, Other Services (except Public Administration) | $1.3M | 25 yr | SBA FOIA | ||
| Dec 2024 | North Carolina | SBA 504, Retail Trade | $980K | 25 yr | SBA FOIA | ||
| Dec 2024 | North Carolina | SBA 504, Construction | $560K | 25 yr | SBA FOIA | ||
| Sep 2024 | North Carolina | SBA 504, Full-Service Restaurants | $920K | 20 yr | SBA FOIA | ||
| Sep 2024 | North Carolina | SBA 504, Hotels (except Casino Hotels) and Motels | $800K | 25 yr | SBA FOIA | ||
| Jul 2024 | North Carolina | SBA 504, Limited-Service Restaurants | $660K | 25 yr | SBA FOIA | ||
| May 2024 | North Carolina | SBA 504, Limited-Service Restaurants | $710K | 25 yr | SBA FOIA | ||
| Mar 2024 | North Carolina | SBA 504, Wholesale Trade | $1.5M | 25 yr | SBA FOIA | ||
| Feb 2024 | North Carolina | SBA 504, Accommodation and Food Services | $1.4M | 25 yr | SBA FOIA | ||
| Feb 2024 | North Carolina | SBA 504, Limited-Service Restaurants | $1.3M | 25 yr | SBA FOIA | ||
| Jan 2024 | North Carolina | SBA 504, Other Services (except Public Administration) | $240K | 25 yr | SBA FOIA | ||
| Dec 2023 | North Carolina | SBA 504, Arts, Entertainment, and Recreation | $9.2M | 25 yr | SBA FOIA |
A blank means the source did not report it.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| SBA 504 as CDC, net of cancelled | 36 months to Sep 2026 | 42 | $65.0M | SBA FOIA, |
Program lists that name this lender
Membership, not lending volume
- Listed by SBA: List of Certified Development Companies as: SBA Certified Development Company (November 9, 2026). Listed by SBA as a Certified Development Company. States served: NC.
- Listed by SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list as: SBA Community Advantage lender (May 1, 2024). Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. Status with SBA: Community Advantage SBLC (mission lender authorized for 7(a) loans of up to $350,000).
Being on a list says the lender is a member of that program on the date shown. It does not say how much it lends.
SBA: List of Certified Development Companies, SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list,
Where it lends
Offices beside loans on record
| State | Offices |
|---|---|
| North Carolina HQ | 1 |
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
- SBA Certified Development Company, named on SBA 504 projects in the file.
Check this page
Against the regulator's own record
- Name and entity. Carolina Business Capital, Inc., Charlotte, NC. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 42 recorded loans from SBA files, through September 30, 2026: 42 SBA 504 as the CDC in 36 months. Each has its source and date.
- Phone and website. No phone number is on record. Website cbc504.com, from the FDIC record. [How to reach them]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- The Lender Report ID
- lr_009575
- Served as Certified Development Company on 43 SBA 504 approvals with $65.6M in SBA debentures from October 1, 2023 to September 30, 2026 (SBA).
- Listed by SBA as a Certified Development Company. (SBA list, as of November 9, 2026).
- Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. (SBA list, as of May 1, 2024).
Cite this
Source: The Lender Report, Carolina Business Capital, Inc., https://lender.report/lender/carolina-business-capital-nc/, data as of December 31, 2025.
Sources
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Work at Carolina Business Capital, Inc.? Claim this page, free.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem