Unverified listing What this means

The Lender Report built this page from public records. Carolina Small Business Development Fund has not reviewed it. Every lender's page starts this way, and it says nothing about Carolina Small Business Development Fund itself. Each figure shows its source and date. Work at Carolina Small Business Development Fund? You can claim this page for free.

Non-bank lender, Raleigh, NC

Carolina Small Business Development Fund

A non-bank lender based in Raleigh, NC. Public files show recent SBA 7(a) loans it made.

Kind
Non-bank lender
Data as of
HMDA 2025, SBA September 30, 2026
Page last changed
November 12, 2026

Named as the lender on SBA-approved loans.

Multifamily loans made, 2025
Not reported
HMDA,
HMDA, 5 or more units
Investor loans made, 2025
Not reported
HMDA,
1-4 units or business purpose
SBA loans, 36 months
35
SBA FOIA,
7(a) and 504, net of cancelled
Multifamily dollars, 2025
Not reported
HMDA,
Does it fit my deal?

The deal is read here and kept nowhere. Leave out names, income and credit scores.

How to reach them

Each line shows where it came from

Phone
No phone number is on record. Try the lender's website.
Website
www.carolinasmallbusiness.orgFrom the CDFI Fund list, October 21, 2026.
Names it files under
Carolina Small Business Development Fund (The Support Center)SBA FOIA,
Based in
Raleigh, NCSBA FOIA,

Recently done

Some recorded lending

Some recorded lending. One public file shows loans this lender made.

What the public record shows, newest first
WhenWhat the record showsSource
October 21, 2026 Certified by the CDFI Fund as a Community Development Financial Institution.Membership in a public list, not lending volume. CDFI Fund certified list,
May 1, 2024 Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025.Membership in a public list, not lending volume. SBA lender lists,

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Carolina Small Business Development FundNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Jul 2026North CarolinaSBA 7(a), Assisted Living Facilities for the Elderly$200K9.75%10 yrSBA FOIA
Jun 2026North CarolinaSBA 7(a), Electrical Contractors and Other Wiring Installation Contractors$200K8.75%10 yrSBA FOIA
May 2026North CarolinaSBA 7(a), Retail Trade$130K8.75%10 yrSBA FOIA
Apr 2026North CarolinaSBA 7(a), Automotive Glass Replacement Shops$130K8.75%10 yrSBA FOIA
Mar 2026North CarolinaSBA 7(a), Offices of Physical, Occupational and Speech Therapists, and Audiologists$85K7.75%10 yrSBA FOIA
Jan 2026North CarolinaSBA 7(a), Landscaping Services$180K10%10 yrSBA FOIA
Nov 2025North CarolinaSBA 7(a), Full-Service Restaurants$310K9%10 yrSBA FOIA
Nov 2025North CarolinaSBA 7(a), Snack and Nonalcoholic Beverage Bars$260K9.75%10 yrSBA FOIA
Sep 2025North CarolinaSBA 7(a), Manufacturing$190K10.75%10 yrSBA FOIA
Mar 2025North CarolinaSBA 7(a), Furniture Retailers$350K8.5%10 yrSBA FOIA
Mar 2025North CarolinaSBA 7(a), Beauty Salons$350K8.5%10 yrSBA FOIA
Mar 2025North CarolinaSBA 7(a), Child Care Services$80K10.25%10 yrSBA FOIA
Feb 2025North CarolinaSBA 7(a), Commercial and Institutional Building Construction$320K10.75%10 yrSBA FOIA
Feb 2025North CarolinaSBA 7(a), Manufacturing$130K10.25%10 yrSBA FOIA
Jan 2025North CarolinaSBA 7(a), Other Personal Care Services$130K10.75%10 yrSBA FOIA
Jan 2025North CarolinaSBA 7(a), Offices of Physicians (except Mental Health Specialists)$110K11.75%10 yrSBA FOIA
Nov 2024North CarolinaSBA 7(a), All Other Health and Personal Care Retailers$290K11.25%9 yrSBA FOIA
Sep 2024North CarolinaSBA 7(a), Promoters of Performing Arts, Sports, and Similar Events with Facilities$350K11%10 yrSBA FOIA
Aug 2024North CarolinaSBA 7(a), Beauty Salons$240K11.75%10 yrSBA FOIA
Jul 2024North CarolinaSBA 7(a), Administrative and Support and Waste Management and Remediation Services$300K10.75%10 yrSBA FOIA
Jul 2024North CarolinaSBA 7(a), Snack and Nonalcoholic Beverage Bars$200K8.5%10 yrSBA FOIA
Jun 2024North CarolinaSBA 7(a), All Other Specialty Trade Contractors$350K11.25%10 yrSBA FOIA
Jun 2024North CarolinaSBA 7(a), Used Household and Office Goods Moving$340K11.75%10 yrSBA FOIA
May 2024North CarolinaSBA 7(a), Snack and Nonalcoholic Beverage Bars$220K11.5%10 yrSBA FOIA
Apr 2024North CarolinaSBA 7(a), Snack and Nonalcoholic Beverage Bars$170K9.25%10 yrSBA FOIA
35 SBA 7(a) loans since October 2023, net of cancelled$7.84MSBA FOIA

A blank means the source did not report it.

What it lends on

HMDA and SBA files

Loans on record, by kind
Kind of loanPeriodLoans madeDollarsTypical sizeLargestSource
SBA 7(a), net of cancelled36 months to Sep 202635$7.84M$210K$350KSBA FOIA,
SBA 7(a), net of cancelled12 months to Sep 20268$1.49MSBA FOIA,

Program lists that name this lender

Membership, not lending volume

  • Listed by SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list as: SBA Community Advantage lender (May 1, 2024). Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. Status with SBA: Community Advantage SBLC (mission lender authorized for 7(a) loans of up to $350,000).
  • Listed by CDFI Fund: List of Certified CDFIs as: Certified CDFI (October 21, 2026). Certified by the CDFI Fund as a Community Development Financial Institution. Kind of institution: Loan Fund. Certification: Certified by the CDFI Fund since 2013-09-17.

Being on a list says the lender is a member of that program on the date shown. It does not say how much it lends.

SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list, CDFI Fund: List of Certified CDFIs,

Where it lends

Offices beside loans on record

Offices and recorded loans by state
StateOfficesMultifamily 20251-4 investor 2025SBA 7(a) 36 mo.SBA 504 36 mo.
North Carolina HQ1350
HMDA, SBA FOIA,

Loan channel and SBA processing

Public record only

Approval to first disbursement
42 days, median of 35

SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.

Peers

Same kind of lender, similar size and book

HMDA, SBA FOIA,

Compare these lenders side by side

What we don't know

  • Whether it is taking new loans today, or on what terms.
  • Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
  • Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
  • Whether it takes brokers. No figure here means no evidence, not a refusal.

Check this page

Against the regulator's own record

  1. Name and entity. Carolina Small Business Development Fund, Raleigh, NC. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
  2. Loans made. 35 recorded loans from SBA files, through September 30, 2026: 35 SBA 7(a) in 36 months. Each has its source and date.
  3. Phone and website. No phone number is on record. Website carolinasmallbusiness.org, from the FDIC record. [How to reach them]

Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error

For the record

Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.

The Lender Report ID
lr_009479
  • Recorded 40 SBA 7(a) approvals totaling $8.8M from October 1, 2023 to September 30, 2026, of which 5 were later cancelled (SBA).
  • Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. (SBA list, as of May 1, 2024).
  • Certified by the CDFI Fund as a Community Development Financial Institution. (CDFI Fund list, as of October 21, 2026).

Cite this

Source: The Lender Report, Carolina Small Business Development Fund, https://lender.report/lender/carolina-small-business-development-fund-nc/, data as of December 31, 2025.

Sources

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.

See something wrong? Write to desk@lender.report or use the correction form. We reply within 2 business days and fix confirmed errors within 10. We correct our own mistakes at once. Where the public record itself is wrong, we show the lender's correction beside it and tell you how to ask the agency to fix the source. Correction form. Names identify institutions and imply no affiliation.

We publish data about lenders and sell advertising. We are not a bank or lender, and we do not make credit decisions, take applications, negotiate terms or arrange loans through this site. Using this site creates no broker, advisory or fiduciary relationship. Commercial-purpose loans only. Nothing here is an offer to lend or a promise that any lender will offer you a loan.

Work at Carolina Small Business Development Fund? Claim this page, free.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem