172 lenders made at least one SBA 7(a) loan in North Carolina in the 36 months ending September 30, 2026. The Huntington National Bank made the most, with 338 of the 4,208 on record.
Evidence
Lender recorded at least one SBA 7(a) loan to a business in North Carolina in the 36 months ending September 30, 2026
Data as of
SBA, September 30, 2026
Page last changed
November 11, 2026
Lenders on record
172
SBA FOIA,
Loans, 36 months
4,208
SBA FOIA,
Approvals, net of cancelled
Dollars, 36 months
$2.87B
SBA FOIA,
Approvals, last 12 months
1,231
SBA FOIA,
-21.0% from the prior 12 months
Cite this
Source: The Lender Report, SBA 7(a) lenders in North Carolina, https://lender.report/sba-7a-lenders/north-carolina/, data as of September 30, 2026.
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Lenders recorded 4,208 SBA 7(a) loans totaling $2.9B in North Carolina in the 36 months ending September 30, 2026. SBA FOIA,
Banks and savings institutions made 3,701 of those, credit unions 66, and non-banks 437. SBA FOIA,
The five most active lenders made 31.2% of North Carolina's SBA 7(a) loans. SBA FOIA,
Live Oak Banking Company recorded the most dollars in North Carolina, at $369.3M. SBA FOIA,
18 of these lenders are based in North Carolina. SBA FOIA,
66 lenders recorded 10 or more SBA 7(a) loans in North Carolina. SBA FOIA,
4 of these loans were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA,
The SBA file shows 1,231 SBA 7(a) approvals in North Carolina dated in the 12 months to September 30, 2026, versus 1,558 in the prior 12 months. Both counts leave out cancelled approvals. SBA FOIA,
The typical SBA 7(a) loan in North Carolina was about $300K, with the middle half between $110K and $750K. SBA FOIA,
Lenders reported a median rate of 10.25% on 4,208 loans in North Carolina, with the middle half between 9.25% and 11.25%. SBA FOIA,
The median term in North Carolina was 10 years. SBA FOIA,
How this list is defined
Measure
SBA 7(a) loans made in North Carolina
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals located in North Carolina and dated in the 36 months ending September 30, 2026, whose status is not cancelled. A lender is listed if it made at least one.
Order
Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order.
: First published, with the data built on this date.
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SBA 7(a) is the main SBA loan program for small businesses. The SBA guarantees part of each loan and the lender decides who gets one.
SBA figures are approvals, shown net of cancelled loans where the column says so. SBA has not reviewed or endorsed this site.
Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.