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Multifamily record
Citizens Equity First Credit Union: multifamily loans made
Citizens Equity First Credit Union, a credit union based in Peoria, IL, made 35 multifamily loans in 2024 and 2025, $32.4M in all, in 4 states. The typical loan was about $560K, and the largest about $5.5M. Most were in Peoria County, IL.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 35
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $32.4M
- HMDA,
- Rounded amounts
- Typical loan
- $560K
- HMDA,
- Largest loan
- $5.5M
- HMDA,
- Rounded to 2 significant figures
- States
- 4
- HMDA,
Cite this
Source: The Lender Report, Citizens Equity First Credit Union: multifamily loans made, https://lender.report/lender/citizens-equity-first-credit-union-il/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Peoria County, IL | Refinance, 5 to 24 units | $3.2M | 6.25% | 10 yr | 65% | HMDA 2025 |
| 2025 | Johnson County, IA | Purchase, 25 to 49 units | $1.7M | 6.43% | 10 yr | 74% | HMDA 2025 |
| 2025 | Sacramento County, CA | Cash-out refinance, 5 to 24 units | $1.5M | 6.33% | 5 yr | HMDA 2025 | |
| 2025 | El Dorado County, CA | Purchase, 5 to 24 units | $1.3M | 6.3% | 10 yr | 60% | HMDA 2025 |
| 2025 | Peoria County, IL | Purchase, 25 to 49 units | $1.2M | 6.54% | 10 yr | 70% | HMDA 2025 |
| 2025 | Fresno County, CA | Cash-out refinance, 5 to 24 units | $960K | 5.82% | 10 yr | 42% | HMDA 2025 |
| 2025 | Sangamon County, IL | Refinance, 5 to 24 units | $860K | 5.85% | 10 yr | HMDA 2025 | |
| 2025 | Madera County, CA | Cash-out refinance, 5 to 24 units | $820K | 5.72% | 10 yr | 46% | HMDA 2025 |
| 2025 | Tazewell County, IL | Cash-out refinance, 5 to 24 units | $760K | 6.71% | 10 yr | 70% | HMDA 2025 |
| 2025 | San Mateo County, CA | Purchase, 5 to 24 units | $740K | 6% | 10 yr | 18% | HMDA 2025 |
| 2025 | Tazewell County, IL | Cash-out refinance, 50 to 99 units | $700K | 6.32% | 15 yr | 79% | HMDA 2025 |
| 2025 | Sangamon County, IL | Refinance, 5 to 24 units | $560K | 7.75% | 1 yr | 78% | HMDA 2025 |
| 2025 | Champaign County, IL | Purchase, 5 to 24 units | $480K | 6.34% | 20 yr | HMDA 2025 | |
| 2025 | Alameda County, CA | Cash-out refinance, 5 to 24 units | $420K | 5.88% | 10 yr | HMDA 2025 | |
| 2025 | Champaign County, IL | Cash-out refinance, 5 to 24 units | $400K | 6.25% | 10 yr | HMDA 2025 | |
| 2025 | Peoria County, IL | Cash-out refinance, 25 to 49 units | $380K | 5.75% | 10 yr | 44% | HMDA 2025 |
| 2025 | Peoria County, IL | Cash-out refinance, 5 to 24 units | $300K | 6.13% | 5 yr | 28% | HMDA 2025 |
| 2025 | McLean County, IL | Purchase, 5 to 24 units | $280K | 6.57% | 20 yr | 80% | HMDA 2025 |
| 2025 | Peoria County, IL | Refinance, 5 to 24 units | $280K | 6.15% | 15 yr | 61% | HMDA 2025 |
| 2025 | Sangamon County, IL | Cash-out refinance, 5 to 24 units | $280K | 5.95% | 20 yr | 48% | HMDA 2025 |
| 2025 | Peoria County, IL | Purchase, 5 to 24 units | $260K | 6.28% | 15 yr | 80% | HMDA 2025 |
| 2025 | Tazewell County, IL | Purchase, 5 to 24 units | $160K | 6.8% | 20 yr | 80% | HMDA 2025 |
| 2024 | San Mateo County, CA | Cash-out refinance, 25 to 49 units | $5.5M | 6% | 10 yr | 44% | HMDA 2024 |
| 2024 | Peoria County, IL | Purchase, 25 to 49 units | $4.5M | 6.75% | 7 yr | 60% | HMDA 2024 |
| 2024 | Peoria County, IL | Purchase, 5 to 24 units | $860K | 6.88% | 25 yr | 77% | HMDA 2024 |
| 35 multifamily loans made in 2024 and 2025 | $32.4M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Peoria County, IL | County | 8 | $11.0M |
| Sangamon County, IL | County | 4 | $2.00M |
| Tazewell County, IL | County | 4 | $1.82M |
| Alameda County, CA | County | 3 | $1.60M |
| Champaign County, IL | County | 2 | $880K |
| McLean County, IL | County | 2 | $700K |
| San Mateo County, CA | County | 2 | $6.24M |
| Santa Clara County, CA | County | 2 | $1.06M |
| Colorado | State | 1 | $560K |
| Cook County, IL | County | 1 | $220K |
| El Dorado County, CA | County | 1 | $1.30M |
| Fresno County, CA | County | 1 | $960K |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 28 | $13.5M |
| $1M to $2.5M | 4 | $5.70M |
| $2.5M to $5M | 2 | $7.70M |
| $5M to $10M | 1 | $5.50M |
| $10M or more | 0 | $0 |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 13 | $14.8M | $420K |
| 2025 | 22 | $17.5M | $700K |
| Purpose | Loans |
|---|---|
| Purchase | 14 |
| Refinance | 6 |
| Cash-out refinance | 15 |
| Units | Loans |
|---|---|
| 5 to 24 units | 29 |
| 25 to 49 units | 5 |
| 50 to 99 units | 1 |
- Citizens Equity First Credit Union made 35 multifamily loans totaling $32.4M in 2024 and 2025, in 16 named places across 4 states. HMDA,
- It made 22 of them in 2025 and 13 in 2024. HMDA,
- The typical loan was about $560K, with the middle half between $300K and $860K. HMDA,
- The largest was about $5.5M. Every amount is rounded to 2 significant figures. HMDA,
- 28 loans were under $1M, and 1 was $5M or more. HMDA,
- It reported a median rate of 6.34% on 35 loans, with the middle half between 6.00% and 6.57%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 60%. HMDA,
- 60% of the loans were refinancings and 40% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 29 loans. HMDA,
- Its loans were most often in Peoria County, IL (8), Sangamon County, IL (4) and Tazewell County, IL (4). HMDA,
What we don't know
- Whether Citizens Equity First Credit Union is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.