Unverified listing What this means
The Lender Report built this page from public records. Coastal Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Coastal Credit Union itself. Each figure shows its source and date. Work at Coastal Credit Union? You can claim this page for free.
Multifamily record
Coastal Credit Union: multifamily loans made
Coastal Credit Union, a credit union based in Raleigh, NC, made 15 multifamily loans in 2024 and 2025, $46.7M in all, in 3 states. The typical loan was about $1.3M, and the largest about $20M. Most were in North Carolina.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 9, 2026
- Multifamily loans
- 15
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $46.7M
- HMDA,
- Rounded amounts
- Typical loan
- $1.3M
- HMDA,
- Largest loan
- $20M
- HMDA,
- Rounded to 2 significant figures
- States
- 3
- HMDA,
Cite this
Source: The Lender Report, Coastal Credit Union: multifamily loans made, https://lender.report/lender/coastal-credit-union-nc/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Lynchburg city, VA | Refinance, 150 or more units | $20M | 3.75% | 4.3 yr | 63% | HMDA 2025 |
| 2025 | Wayne County, NC | Purchase, 50 to 99 units | $4.8M | 6.13% | 5 yr | 62% | HMDA 2025 |
| 2025 | Harnett County, NC | Purchase, 100 to 149 units | $3.8M | 6.25% | 5 yr | 63% | HMDA 2025 |
| 2025 | New Hanover County, NC | Purchase, 50 to 99 units | $3.7M | 6.13% | 5 yr | 65% | HMDA 2025 |
| 2025 | Gaston County, NC | Cash-out refinance, 25 to 49 units | $2.8M | 6.13% | 5 yr | 70% | HMDA 2025 |
| 2025 | Cumberland County, NC | Purchase, 25 to 49 units | $1.8M | 6% | 5 yr | 60% | HMDA 2025 |
| 2025 | Guilford County, NC | Cash-out refinance, 5 to 24 units | $1.3M | 6.75% | 5 yr | 51% | HMDA 2025 |
| 2025 | Wilson County, NC | Cash-out refinance, 5 to 24 units | $1.3M | 6.75% | 5 yr | 59% | HMDA 2025 |
| 2025 | North Carolina | Refinance, 25 to 49 units | $500K | 6.5% | 5 yr | 18% | HMDA 2025 |
| 2025 | Horry County, SC | Cash-out refinance, 5 to 24 units | $400K | 7% | 5 yr | 39% | HMDA 2025 |
| 2024 | Durham-Chapel Hill, NC | Cash-out refinance, 25 to 49 units | $3.1M | 6.5% | 5 yr | 62% | HMDA 2024 |
| 2024 | North Carolina | Cash-out refinance, 25 to 49 units | $1.3M | 6.5% | 5 yr | 55% | HMDA 2024 |
| 2024 | North Carolina | Cash-out refinance, 25 to 49 units | $1M | 6.5% | 5 yr | 71% | HMDA 2024 |
| 2024 | Alamance County, NC | Cash-out refinance, 5 to 24 units | $600K | 7% | 5 yr | 61% | HMDA 2024 |
| 2024 | Rockingham County, NC | Cash-out refinance, 5 to 24 units | $280K | 7.25% | 5 yr | 50% | HMDA 2024 |
| 15 multifamily loans made in 2024 and 2025 | $46.7M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| North Carolina | State | 3 | $2.80M |
| Alamance County, NC | County | 1 | $600K |
| Cumberland County, NC | County | 1 | $1.80M |
| Durham-Chapel Hill, NC | Metro area | 1 | $3.10M |
| Gaston County, NC | County | 1 | $2.80M |
| Guilford County, NC | County | 1 | $1.30M |
| Harnett County, NC | County | 1 | $3.80M |
| Horry County, SC | County | 1 | $400K |
| Lynchburg city, VA | County | 1 | $20.0M |
| New Hanover County, NC | County | 1 | $3.70M |
| Rockingham County, NC | County | 1 | $280K |
| Wayne County, NC | County | 1 | $4.80M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 4 | $1.78M |
| $1M to $2.5M | 5 | $6.70M |
| $2.5M to $5M | 5 | $18.2M |
| $5M to $10M | 0 | $0 |
| $10M or more | 1 | $20.0M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 5 | $6.28M | $1M |
| 2025 | 10 | $40.4M | $2.8M |
| Purpose | Loans |
|---|---|
| Purchase | 4 |
| Refinance | 2 |
| Cash-out refinance | 9 |
| Units | Loans |
|---|---|
| 5 to 24 units | 5 |
| 25 to 49 units | 6 |
| 50 to 99 units | 2 |
| 100 to 149 units | 1 |
| 150 or more units | 1 |
- Coastal Credit Union made 15 multifamily loans totaling $46.7M in 2024 and 2025, in 13 named places across 3 states. HMDA,
- It made 10 of them in 2025 and 5 in 2024. HMDA,
- The typical loan was about $1.3M, with the middle half between $600K and $3.7M. HMDA,
- The largest was about $20M. Every amount is rounded to 2 significant figures. HMDA,
- 4 loans were under $1M, and 1 was $5M or more. HMDA,
- It reported a median rate of 6.50% on 15 loans, with the middle half between 6.13% and 6.75%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 61%. HMDA,
- 73% of the loans were refinancings and 27% were purchases. HMDA,
- The most common property size was 25 to 49 units, with 6 loans. HMDA,
- Its loans were most often in Alamance County, NC (1), Cumberland County, NC (1) and Durham-Chapel Hill, NC (1). HMDA,
What we don't know
- Whether Coastal Credit Union is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.