County · NC
Multifamily lenders in Gaston County, NC
24 lenders made 48 multifamily loans in Gaston County, NC in 2024 and 2025, $300.1M in all. Churchill Funding I LLC made the most, with 9. The typical loan was about $2.6M. The county is part of the Charlotte, NC-SC metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 24
- HMDA,
- Multifamily loans, 2024-25
- 48
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $300M
- HMDA,
- Typical loan
- $2.6M
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Gaston County, NC, https://lender.report/lenders-in/north-carolina/gaston-county/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| Churchill Funding I LLC multifamily record | Non-bank | Charlotte, NC | 9 | $28.3M | 9 | 0 | $3.4M |
| RF Renovo Management Company, LLC multifamily record | Non-bank | Chicago, IL | 6 | $5.06M | 3 | 3 | $860K |
| Arbor Realty Trust, Inc. multifamily record | Non-bank | Uniondale, NY | 4 | $20.5M | 3 | 1 | $2.6M |
| Regions Bank multifamily record | Bank | Birmingham, AL | 3 | $21.0M | 0 | 3 | $5.5M |
| Carter Bank & Trust multifamily record | Bank | Martinsville, VA | 2 | $32.0M | 0 | 2 | $25M |
| Wells Fargo Bank, National Association multifamily record | Bank | Sioux Falls, SD | 2 | $21.0M | 2 | 0 | $17M |
| Greystone Servicing Corporation, Inc. multifamily record | Non-bank | Memphis, TN | 2 | $19.3M | 1 | 1 | $10M |
| Lument Real Estate Capital multifamily record | Non-bank | Columbus, OH | 2 | $10.6M | 0 | 2 | $9.2M |
| BlueHarbor Bank multifamily record | Bank | Mooresville, NC | 2 | $1.68M | 1 | 1 | $860K |
| PGIM Real Estate Agency Financing, LLC multifamily record | Non-bank | Dallas, TX | 1 | $63.0M | 1 | 0 | $63M |
| LendingOne LLC multifamily record | Non-bank | Boca Raton, FL | 1 | $32.0M | 1 | 0 | $32M |
| JLL Real Estate Capital, LLC multifamily record | Non-bank | St. Paul, MN | 1 | $18.0M | 0 | 1 | $18M |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 1 | $8.70M | 0 | 1 | $8.7M |
| Archwest Funding multifamily record | Non-bank | Irvine, CA | 1 | $6.30M | 1 | 0 | $6.3M |
| Coastal Credit Union multifamily record | Credit union | Raleigh, NC | 1 | $2.80M | 1 | 0 | $2.8M |
| Atlantic Union Bank multifamily record | Bank | Richmond City, VA | 1 | $2.30M | 1 | 0 | $2.3M |
| United Bank multifamily record | Bank | Fairfax, VA | 1 | $2.00M | 0 | 1 | $2M |
| Allegacy Financial Credit Union multifamily record | Credit union | Winston Salem, NC | 1 | $1.20M | 1 | 0 | $1.2M |
| Lima One Capital, LLC multifamily record | Non-bank | Greenville, SC | 1 | $960K | 0 | 1 | $960K |
| The Fidelity Bank multifamily record | Bank | Fuquay Varina, NC | 1 | $860K | 0 | 1 | $860K |
| Ocmbc, Inc. multifamily record | Non-bank | Irvine, CA | 1 | $640K | 1 | 0 | $640K |
| Belmont Savings Bank, SSB | Savings | Belmont, NC | 1 | $560K | 1 | 0 | $560K |
| Pinnacle Bank multifamily record | Bank | Nashville, TN | 1 | $420K | 0 | 1 | $420K |
| First Bank multifamily record | Bank | Southern Pines, NC | 1 | $380K | 1 | 0 | $380K |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 13 | 8 |
| $1M to $2.5M | 8 | 6 |
| $2.5M to $5M | 13 | 5 |
| $5M to $10M | 6 | 6 |
| $10M or more | 8 | 8 |
- Lenders made 48 multifamily loans totaling $300.1M in Gaston County, NC in 2024 and 2025. HMDA,
- 1 of these loans was made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 28 of the loans were made in 2025 and 20 in 2024. HMDA,
- The typical loan in Gaston County, NC was about $2.6M, with the middle half between $960K and $7M. HMDA,
- 13 of the loans were under $1M, and 14 were $5M or more. HMDA,
- Lenders reported a median rate of 6.89% on 46 loans in Gaston County, NC, with the middle half between 6.06% and 8.50%. HMDA,
- The median term was 7 years. HMDA,
- The median loan to value was 68%. HMDA,
- 58% of the loans were refinancings and 40% were purchases. HMDA,
- Banks and savings institutions made 15 of the loans, credit unions 2, and non-banks 30. HMDA,
- The five most active lenders made 50.0% of the loans. HMDA,
- The three most active lenders were Churchill Funding I LLC with 9, RF Renovo Management Company, LLC with 6, and Arbor Realty Trust, Inc. with 4. HMDA,
- 7 of the 24 lenders are based in North Carolina. The rest are based elsewhere, most often in Virginia, California and Tennessee. HMDA,
- The most common property size was 5 to 24 units, with 28 loans. HMDA,
- Gaston County, NC is part of the Charlotte-Concord-Gastonia, NC-SC metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in Gaston County, NC
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.