Unverified listing What this means
The Lender Report built this page from public records. Columbia Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Columbia Credit Union itself. Each figure shows its source and date. Work at Columbia Credit Union? You can claim this page for free.
Credit union, Columbia, MO
Columbia Credit Union
A credit union based in Columbia, MO. Its commercial book is mostly farmland. Public files show recent SBA 504 loans it made.
- Kind
- Credit union
- Data as of
- June 30, 2026
- Page last changed
- November 12, 2026
- Commercial book
- $805K
- NCUA 5300,
- Holds, not loans made
- Commercial loans made, H1 2026
- 0
- NCUA 5300,
- Real-estate-secured
- SBA loans, 36 months
- 1
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Total assets
- $34.4M
- NCUA 5300,
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- 573-256-2500 From the NCUA record, June 30, 2026.
- Website
- www.como-cu.comFrom the NCUA record, November 9, 2026.
- Names it files under
- COLUMBIANCUA 5300,
- Address
- PO Box 1487, Columbia, MO 65205-1487NCUA 5300,
- Regulator record
- NCUA profile
You generally must be a member of a credit union to borrow from it. Field of membership: Non-Federal Credit Union.
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
No public record of recent loans. That can mean no such loans or no duty to report.
What it holds
NCUA 5300, June 30, 2026
| Book | Holds | Of its loans | Year over year | Loans | Average |
|---|---|---|---|---|---|
| Multifamily | $0 | 0.0% | Not reported | 0 | Not reported |
| Construction and land development | $0 | 0.0% | Not reported | 0 | Not reported |
| Owner-occupied CRE | $0 | 0.0% | Not reported | 0 | Not reported |
| Non-owner-occupied CRE | $0 | 0.0% | Not reported | 0 | Not reported |
| Farmland | $805K | 4.0% | Not reported | 1 | $805K |
| Commercial and industrial | $0 | 0.0% | Not reported | 0 | Not reported |
| Other real-estate-secured commercial | $0 | 0.0% | Not reported | Not reported | Not reported |
| Commercial total | $805K |
Table
| Quarter | Commercial book |
|---|---|
| Q3 2023 | $0 |
| Q4 2023 | $0 |
| Q1 2024 | $0 |
| Q2 2024 | $0 |
| Q3 2024 | $866K |
| Q4 2024 | $860K |
| Q1 2025 | $854K |
| Q2 2025 | $848K |
| Q3 2025 | $841K |
| Q4 2025 | $834K |
| Q1 2026 | $819K |
| Q2 2026 | $805K |
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| SBA 504 first lien, net of cancelled | 36 months to Sep 2026 | 1 | $2.4M | $2.4M | $2.4M | SBA FOIA, |
How these public files were tied to this lender. SBA 504 first liens: name and lender office city.
| Book | Average loan |
|---|---|
| Farmland | $805K |
Where it lends
Offices beside loans on record
Capacity. Not a rating
Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.
| Measure | This lender | Its peers | How it is worked out | Source |
|---|---|---|---|---|
| Business loan cap | $4.22M | $3.18M to $17.2M across 8 peers | Estimate: the lesser of 1.75 times net worth or 12.25% of assets. Low-income designated credit unions and some others are exempt. Not a statement from the credit union. | NCUA 5300, 12 CFR 723.8, Jun 30, 2026 |
| Business loans outstanding | $805K | $0 to $30.7M across 8 peers | Net member business loans, as reported on Form 5300. | NCUA 5300, |
| Cap used | 19.1% | 0.0% to 492.0% across 8 peers | Business loans outstanding over the estimated cap. | NCUA 5300, |
| Largest single borrower | $510K | $507K to $2.18M across 8 peers | Estimate: the greater of 15% of net worth or $100,000. Not a limit the credit union has stated. | NCUA 5300, 12 CFR 723.4, Jun 30, 2026 |
| CRE to net worth | 0.0% | 0.0% to 26.4% across 8 peers | (Construction + multifamily + non-owner-occupied CRE loans) divided by net worth. Our own ratio, not a regulatory test or limit. | NCUA 5300, |
| Loans to assets | 57.8% | 55.3% to 84.0% across 8 peers | Total loans divided by total assets. | NCUA 5300, |
Estimates use the formulas in 12 CFR 723. Low-income designated credit unions and some others are exempt from the cap.
Peers
Same kind of lender, similar size and book
| Lender | State | Total assets | Commercial book |
|---|---|---|---|
| Foundation Credit Union | MO | $76.6M | $344K |
| Horizon Credit Union | MO | $58.8M | $160K |
| Fresno Grangers Credit Union | CA | $25.9M | $3.17M |
| Peoples Credit Union | CO | $75.0M | $9.17M |
| Western Indiana Credit Union | IN | $48.7M | $9.22M |
| Jackson County Co-Op Credit Union | IN | $31.3M | $13.8M |
| Central Missouri Community Credit Union | MO | $140M | $0 |
| Highway Alliance Credit Union | MO | $29.5M | $134K |
What we don't know
- Whether it is taking new loans today, or on what terms.
- Who can join. A credit union lends only to its members, and field of membership decides who qualifies.
- Whether it made any commercial real estate loans in the first half of 2026. It reported none, and the 5300 covers only what it files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
- Credit union concentration ratios here are our own calculation against net worth. They are not a regulatory test or limit. Originations are Jan-Jun 2026 year to date.
Check this page
Against the regulator's own record
- Name and charter. Columbia Credit Union, NCUA charter 62930. Compare it with the regulator's record. [NCUA profile]
- Balances. $34.4M in total assets and $805K in commercial loans held, from the NCUA 5300 for June 30, 2026. [Source]
- Loans made. Your NCUA Form 5300 for June 30, 2026 reports no commercial loans made, and 1 loan in SBA files, through September 30, 2026: 1 SBA 504 first lien in 36 months. [How each file was tied to Columbia Credit Union]
- Phone and website. Phone 573-256-2500, from the NCUA record. Website como-cu.com, from the NCUA record. [How to reach them]
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For the record
Data as of June 30, 2026. Page last changed November 12, 2026.
- Regulator
- NCUA and state regulator
- NCUA charter
- 62930
- RSSD
- 237897
- The Lender Report ID
- lr_006922
- Main office county
- Boone
- Members
- 2,131
- NCUA region
- 3 - Western
NCUA credit union details,
- Reported $34.4M in total assets as of June 30, 2026 (NCUA 5300).
- Held $805K of commercial and commercial real estate loans as of June 30, 2026 (NCUA 5300).
- Held $805K of farmland loans as of June 30, 2026 (NCUA 5300).
- Provided the first lien on 1 SBA 504 project with $2.4M in first-lien dollars from October 1, 2023 to September 30, 2026 (SBA).
- Listed 4 offices in 3 states (NCUA).
Cite this
Source: The Lender Report, Columbia Credit Union, https://lender.report/lender/columbia-credit-union-mo/, data as of June 30, 2026.
Sources
- NCUA 5300, June 30, 2026
- NCUA 5300, June 30, 2025
- SBA FOIA, September 30, 2026
- NCUA 5300, June 30, 2026
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Work at Columbia Credit Union? Claim this page, free.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem