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The Lender Report built this page from public records. Covington County Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Covington County Bank itself. Each figure shows its source and date. Work at Covington County Bank? You can claim this page for free.

SBA 7(a) record

Covington County Bank: SBA 7(a) loans made

Covington County Bank, a bank based in Collins, MS, made 18 SBA 7(a) loans in the 36 months ending September 30, 2026, $1.9M in all, net of cancelled approvals. The typical loan was about $58K, and 5 were in the last 12 months. Most were in Mississippi.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
18
SBA FOIA,
Net of cancelled approvals
Dollars
$1.87M
SBA FOIA,
Rounded amounts
Typical loan
$58K
SBA FOIA,
Largest loan
$500K
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
5
SBA FOIA,

Cite this

Source: The Lender Report, Covington County Bank: SBA 7(a) loans made, https://lender.report/lender/covington-county-bank-ms/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Covington County BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Jul 2026MississippiSBA 7(a), Retail Trade$13K7.5%1 yrSBA FOIA
Jun 2026MississippiSBA 7(a), Full-Service Restaurants$120K7.75%10 yrSBA FOIA
Mar 2026MississippiSBA 7(a), Landscaping Services$12K10.75%3 yrSBA FOIA
Feb 2026MississippiSBA 7(a), Accommodation and Food Services$100K7.25%1 yrSBA FOIA
Nov 2025MississippiSBA 7(a), Beef Cattle Ranching and Farming$58K9.5%4 yrSBA FOIA
May 2025MississippiSBA 7(a), Beauty Salons$12K8.5%5 yrSBA FOIA
Oct 2024MississippiSBA 7(a), Other Services (except Public Administration)$120K8.5%15 yrSBA FOIA
Oct 2024MississippiSBA 7(a), General Freight Trucking, Long-Distance, Truckload$32K8.25%2 yrSBA FOIA
Sep 2024MississippiSBA 7(a), Other Poultry Production$500K8.5%9 yrSBA FOIA
Sep 2024MississippiSBA 7(a), Other Poultry Production$19K8.5%5 yrSBA FOIA
Aug 2024MississippiSBA 7(a), Beef Cattle Ranching and Farming$16K8.5%5 yrSBA FOIA
Jul 2024MississippiSBA 7(a), Fitness and Recreational Sports Centers$260K8.5%15 yrSBA FOIA
Feb 2024MississippiSBA 7(a), Other Poultry Production$230K8.5%12 yrSBA FOIA
Jan 2024MississippiSBA 7(a), Other Poultry Production$30K8.75%3 yrSBA FOIA
Dec 2023MississippiSBA 7(a), Professional, Scientific, and Technical Services$52K9.5%5 yrSBA FOIA
Nov 2023MississippiSBA 7(a), Logging$66K8.75%3 yrSBA FOIA
Oct 2023MississippiSBA 7(a), Retail Trade$180K8.5%20 yrSBA FOIA
Oct 2023MississippiSBA 7(a), General Freight Trucking, Long-Distance, Truckload$46K9%3 yrSBA FOIA
18 SBA 7(a) loans since October 2023, net of cancelled$1.87MSBA FOIA

A blank means the source did not report it.

Where Covington County Bank's SBA 7(a) loans were made, most loans first
StateLoansDollars
Mississippi18$1.87M
SBA FOIA,

SBA loans are on record by state only.

Covington County Bank: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K14$696K
$150K to $350K3$670K
$350K to $1M1$500K
$1M to $2.5M0$0
$2.5M or more0$0
SBA FOIA,
Covington County Bank: SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q44$344K
2024 Q12$260K
2024 Q34$795K
2024 Q42$152K
2025 Q21$12.0K
2025 Q41$58.0K
2026 Q12$112K
2026 Q21$120K
2026 Q31$13.0K
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

Kinds of business Covington County Bank lent to, most loans first
Industry (NAICS)Loans
Other Poultry Production (112390)4
Beef Cattle Ranching and Farming (112111)2
General Freight Trucking, Long-Distance, Truckload (484121)2
Accommodation and Food Services1
Beauty Salons (812112)1
Fitness and Recreational Sports Centers (713940)1
Full-Service Restaurants (722511)1
Landscaping Services (561730)1
Logging (113310)1
Other Services (except Public Administration)1
Professional, Scientific, and Technical Services1
Retail Trade1
SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
SBA Express Program17
7a General1
SBA FOIA,
  • Covington County Bank made 18 SBA 7(a) loans totaling $1.9M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
  • 5 of them were in the 12 months to September 30, 2026, and 3 in the 12 months before. SBA FOIA,
  • The typical loan was about $58K, with the middle half between $19K and $120K. SBA FOIA,
  • The largest was about $500K. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 14 loans were under $150K, and 0 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 8.50% on 18 loans, with the middle half between 8.50% and 8.75%. SBA FOIA,
  • The median term was 5 years. SBA FOIA,
  • Its loans went most often to Other Poultry Production, with 4. SBA FOIA,
  • The SBA file lists 17 of its loans as processed under SBA Express Program. SBA FOIA,
  • Its loans were most often in Mississippi (18). SBA FOIA,

What we don't know

  • Whether Covington County Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.