Unverified listing What this means
The Lender Report built this page from public records. Empire State Certified Development Corporation has not reviewed it. Every lender's page starts this way, and it says nothing about Empire State Certified Development Corporation itself. Each figure shows its source and date. Work at Empire State Certified Development Corporation? You can claim this page for free.
Certified Development Company, Latham, NY
Empire State Certified Development Corporation
A Certified Development Company based in Latham, NY. No public file shows individual loans it has made.
- Kind
- SBA Certified Development Company
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
Named as the Certified Development Company on SBA 504 projects.
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- Not reported
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- Not reported
- SBA FOIA,
- 7(a) and 504, net of cancelled
- SBA 504 as CDC
- 590
- SBA FOIA,
- Net of cancelled
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- 866-466-9232 From the SBA list, retrieved November 9, 2026.
- Website
- www.nybdc.comFrom the SBA list, November 9, 2026.
- Address
- 19 British American Blvd. E., Latham, NY 12110SBA FOIA,
Recently done
Recorded lending
Recorded lending. Two or more public files show loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| November 9, 2026 | Listed by SBA as a Certified Development Company.Membership in a public list, not lending volume. | SBA lender lists, |
| 2023-10 to 2026-09 | Named as the lender on 57 mortgages recorded in New York City.exact normalized lender name and state, or a reviewed alias | NYC ACRIS recorded mortgages |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Jul 2026 | New York | SBA 504, Site Preparation Contractors | $260K | 10 yr | SBA FOIA | ||
| Jun 2026 | New Jersey | SBA 504, Manufacturing | $2.2M | 25 yr | SBA FOIA | ||
| Jun 2026 | New York | SBA 504, Wholesale Trade | $800K | 25 yr | SBA FOIA | ||
| May 2026 | New Jersey | SBA 504, Other Services (except Public Administration) | $5.3M | 25 yr | SBA FOIA | ||
| May 2026 | Pennsylvania | SBA 504, Professional, Scientific, and Technical Services | $1.2M | 25 yr | SBA FOIA | ||
| May 2026 | New York | SBA 504, Retail Trade | $1.2M | 25 yr | SBA FOIA | ||
| May 2026 | New Jersey | SBA 504, Retail Trade | $480K | 25 yr | SBA FOIA | ||
| Apr 2026 | Pennsylvania | SBA 504, Hotels (except Casino Hotels) and Motels | $3.7M | 25 yr | SBA FOIA | ||
| Apr 2026 | New York | SBA 504, Transportation and Warehousing | $1.3M | 25 yr | SBA FOIA | ||
| Apr 2026 | New York | SBA 504, Manufacturing | $1.2M | 25 yr | SBA FOIA | ||
| Apr 2026 | New York | SBA 504, Beer, Wine, and Liquor Retailers | $1.1M | 25 yr | SBA FOIA | ||
| Apr 2026 | New York | SBA 504, Other Services (except Public Administration) | $740K | 25 yr | SBA FOIA | ||
| Apr 2026 | New York | SBA 504, Professional, Scientific, and Technical Services | $210K | 25 yr | SBA FOIA | ||
| Mar 2026 | New York | SBA 504, Manufacturing | $3.8M | 25 yr | SBA FOIA | ||
| Mar 2026 | New York | SBA 504, Manufacturing | $3.6M | 25 yr | SBA FOIA | ||
| Mar 2026 | New Jersey | SBA 504, Construction | $1.7M | 25 yr | SBA FOIA | ||
| Mar 2026 | New York | SBA 504, Wholesale Trade | $1.7M | 25 yr | SBA FOIA | ||
| Mar 2026 | Pennsylvania | SBA 504, Arts, Entertainment, and Recreation | $1.2M | 25 yr | SBA FOIA | ||
| Mar 2026 | New York | SBA 504, Electrical Contractors and Other Wiring Installation Contractors | $1.2M | 25 yr | SBA FOIA | ||
| Mar 2026 | New York | SBA 504, Professional, Scientific, and Technical Services | $610K | 25 yr | SBA FOIA | ||
| Feb 2026 | New York | SBA 504, Other Services (except Public Administration) | $2.8M | 25 yr | SBA FOIA | ||
| Feb 2026 | New York | SBA 504, Full-Service Restaurants | $2.8M | 25 yr | SBA FOIA | ||
| Feb 2026 | New York | SBA 504, Hotels (except Casino Hotels) and Motels | $1.7M | 25 yr | SBA FOIA | ||
| Feb 2026 | New York | SBA 504, Beauty Salons | $850K | 25 yr | SBA FOIA | ||
| Feb 2026 | New York | SBA 504, Manufacturing | $580K | 25 yr | SBA FOIA |
A blank means the source did not report it.
Recorded mortgages, New York City
NYC ACRIS, September 30, 2026
Mortgages recorded in New York City in which this lender is named as the lender. A recorded document is not the whole of a lender's activity and is not joined to HMDA or SBA data.
- 57 mortgages recorded in New York City (the five boroughs) from Oct 2023 to Sep 2026 name Empire State Certified Development Corporation as the lender, totaling $90.4M.
- 16 of them were recorded in the latest 12 months of that window.
| Property class | Mortgages | Dollars |
|---|---|---|
| Other | 19 | $21.8M |
| Industrial | 17 | $34.5M |
| Mixed use | 12 | $12.1M |
| Retail | 6 | $11.6M |
| Office | 2 | $5.50M |
| Hotel | 1 | $5.00M |
| Borough | Mortgages |
|---|---|
| Brooklyn | 23 |
| Queens | 15 |
| Manhattan | 13 |
| Bronx | 6 |
How these documents were tied to this lender: exact normalized lender name and state, or a reviewed alias.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| SBA 504 as CDC, net of cancelled | 36 months to Sep 2026 | 590 | $730M | SBA FOIA, |
| Industry | Loans | Dollars |
|---|---|---|
| Hotels (except Casino Hotels) and Motels | 29 | $67.7M |
| Wholesale Trade | 24 | $45.5M |
| Construction | 22 | $30.9M |
| Full-Service Restaurants | 21 | $18.9M |
| Other Services (except Public Administration) | 18 | $21.3M |
| Professional, Scientific, and Technical Services | 17 | $15.7M |
| Retail Trade | 17 | $10.8M |
| Offices of Lawyers | 13 | $7.00M |
| Fitness and Recreational Sports Centers | 12 | $12.1M |
| Health Care and Social Assistance | 12 | $8.12M |
Other lenders in these fields: SBA lenders for hotels and motels, SBA lenders for wholesale distributors, SBA lenders for construction trades.
Program lists that name this lender
Membership, not lending volume
- Listed by SBA: List of Certified Development Companies as: SBA Certified Development Company (November 9, 2026). Listed by SBA as a Certified Development Company. States served: NJ, NY, PA.
Being on a list says the lender is a member of that program on the date shown. It does not say how much it lends.
Where it lends
Offices beside loans on record
| State | Offices |
|---|---|
| New York HQ | 1 |
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
- SBA Certified Development Company, named on SBA 504 projects in the file.
Check this page
Against the regulator's own record
- Name and entity. Empire State Certified Development Corporation, Latham, NY. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 590 recorded loans from SBA files, through September 30, 2026: 590 SBA 504 as the CDC in 36 months. Each has its source and date.
- Phone and website. Phone 866-466-9232. Website nybdc.com, from the FDIC record. [How to reach them]
- Recorded mortgages, New York City. 57 recorded mortgages in New York City under this name. [Source]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- The Lender Report ID
- lr_009674
- Served as Certified Development Company on 630 SBA 504 approvals with $763.1M in SBA debentures from October 1, 2023 to September 30, 2026 (SBA).
- Listed by SBA as a Certified Development Company. (SBA list, as of November 9, 2026).
- Named as the lender on 57 mortgages recorded in New York City from 2023-10 to 2026-09, totaling $90.4M (NYC Department of Finance, ACRIS).
Cite this
Source: The Lender Report, Empire State Certified Development Corporation, https://lender.report/lender/empire-state-certified-development-ny/, data as of December 31, 2025.
Sources
- SBA FOIA, September 30, 2026
- SBA lender lists, November 9, 2026
- NYC ACRIS recorded mortgages, September 30, 2026
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem