Unverified listing What this means

The Lender Report built this page from public records. Fairwinds Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Fairwinds Credit Union itself. Each figure shows its source and date. Work at Fairwinds Credit Union? You can claim this page for free.

SBA 504 record

Fairwinds Credit Union: SBA 504 first liens made

Fairwinds Credit Union, a credit union based in Orlando, FL, made 18 SBA 504 first liens in the 36 months ending September 30, 2026, $8.4M in all, net of cancelled approvals. The typical first lien was about $300K, and 9 were in the last 12 months. Most were in Florida.

Evidence
SBA 504 loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 11, 2026
First liens, 36 months
18
SBA FOIA,
Net of cancelled approvals
Dollars
$8.44M
SBA FOIA,
Rounded amounts
Typical loan
$300K
SBA FOIA,
Largest loan
$1.2M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
9
SBA FOIA,

Cite this

Source: The Lender Report, Fairwinds Credit Union: SBA 504 first liens made, https://lender.report/lender/fairwinds-credit-union-fl/sba-504/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Fairwinds Credit UnionNewest first
PeriodPlaceLoanAmountRateTermLTVSource
May 2026FloridaSBA 504, Offices of Physicians (except Mental Health Specialists)$230K25 yrSBA FOIA
Mar 2026FloridaSBA 504, Offices of Lawyers$150K25 yrSBA FOIA
Nov 2025FloridaSBA 504, Insurance Agencies and Brokerages$190K25 yrSBA FOIA
Aug 2025FloridaSBA 504, Information$210K25 yrSBA FOIA
Jan 2025FloridaSBA 504, Professional, Scientific, and Technical Services$220K25 yrSBA FOIA
Jan 2025FloridaSBA 504, Real Estate and Rental and Leasing$130K25 yrSBA FOIA
Dec 2024FloridaSBA 504, Engineering Services$300K25 yrSBA FOIA
Sep 2024FloridaSBA 504, Insurance Agencies and Brokerages$500K25 yrSBA FOIA
Sep 2024FloridaSBA 504, Drywall and Insulation Contractors$460K25 yrSBA FOIA
Aug 2024FloridaSBA 504, All Other General Merchandise Retailers$230K25 yrSBA FOIA
Jul 2024FloridaSBA 504, Transportation and Warehousing$910K25 yrSBA FOIA
May 2024FloridaSBA 504, Beauty Salons$790K25 yrSBA FOIA
Apr 2024FloridaSBA 504, Transportation and Warehousing$1.1M25 yrSBA FOIA
Apr 2024FloridaSBA 504, Retail Trade$590K25 yrSBA FOIA
Apr 2024FloridaSBA 504, Pet Care (except Veterinary) Services$240K25 yrSBA FOIA
Feb 2024FloridaSBA 504, Wholesale Trade$1.2M25 yrSBA FOIA
Feb 2024FloridaSBA 504, Wholesale Trade$170K25 yrSBA FOIA
Jan 2024FloridaSBA 504, Automotive Parts and Accessories Retailers$820K25 yrSBA FOIA
18 SBA 504 first liens since October 2023, net of cancelled$8.44MSBA FOIA

A blank means the source did not report it.

Where Fairwinds Credit Union's SBA 504 first liens were made, most loans first
StateFirst liensDollars
Florida18$8.44M
SBA FOIA,

SBA loans are on record by state only.

Fairwinds Credit Union: SBA 504 first liens by size
Loan sizeFirst liensDollars
Under $150K1$130K
$150K to $350K9$1.94M
$350K to $1M6$4.07M
$1M to $2.5M2$2.30M
$2.5M or more0$0
SBA FOIA,
Fairwinds Credit Union: SBA 504 first liens by quarter
QuarterFirst liensDollars
2024 Q13$2.19M
2024 Q24$2.72M
2024 Q34$2.10M
2024 Q41$300K
2025 Q12$350K
2025 Q31$210K
2025 Q41$190K
2026 Q11$150K
2026 Q21$230K
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
ALP Express10
Accredited Lenders Program5
504 Basic1
504 Refinancing Program1
Premier Certified Lenders Program1
SBA FOIA,
Certified Development Companies on Fairwinds Credit Union's 504 projects
Certified Development CompanyProjects
Florida Business Development Corporation16
Florida First Capital Finance Corporation, Inc.1
Sunshine State Economic Development Corporation1
SBA FOIA,
  • Fairwinds Credit Union made 18 SBA 504 first liens totaling $8.4M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
  • The SBA file shows 9 approvals naming Fairwinds Credit Union as first-lien lender dated in the 12 months to September 30, 2026, and 7 in the 12 months before. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA,
  • The typical first lien was about $300K, with the middle half between $210K and $790K. SBA FOIA,
  • The largest was about $1.2M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 1 loan was under $150K, and 2 were $1M or more. SBA FOIA,
  • The median term was 25 years. SBA FOIA,
  • Its loans went most often to Insurance Agencies and Brokerages, with 2. SBA FOIA,
  • The SBA file lists 10 of its loans as processed under ALP Express. SBA FOIA,
  • It worked with 3 Certified Development Companies, most often Florida Business Development Corporation. SBA FOIA,
  • Its loans were most often in Florida (18). SBA FOIA,

What we don't know

  • Whether Fairwinds Credit Union is taking new SBA 504 loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

SBA 504 figures count the first-lien lender on each SBA approval. Dollars are first-lien amounts.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.