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The Lender Report built this page from public records. Fairwinds Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Fairwinds Credit Union itself. Each figure shows its source and date. Work at Fairwinds Credit Union? You can claim this page for free.
Multifamily record
Fairwinds Credit Union: multifamily loans made
Fairwinds Credit Union, a credit union based in Orlando, FL, made 12 multifamily loans in 2024 and 2025, $17.7M in all, in 1 state. The typical loan was about $1M, and the largest about $5M. Most were in Hillsborough County, FL.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 9, 2026
- Multifamily loans
- 12
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $17.7M
- HMDA,
- Rounded amounts
- Typical loan
- $1M
- HMDA,
- Largest loan
- $5M
- HMDA,
- Rounded to 2 significant figures
- States
- 1
- HMDA,
Cite this
Source: The Lender Report, Fairwinds Credit Union: multifamily loans made, https://lender.report/lender/fairwinds-credit-union-fl/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Lee County, FL | Purchase, 25 to 49 units | $3M | 5.95% | 5 yr | 71% | HMDA 2025 |
| 2025 | Alachua County, FL | Purchase, 50 to 99 units | $2M | 6.31% | 5 yr | 57% | HMDA 2025 |
| 2025 | Hillsborough County, FL | Refinance, 5 to 24 units | $1.3M | 5.98% | 20.5 yr | 36% | HMDA 2025 |
| 2025 | Leon County, FL | Purchase, 5 to 24 units | $1M | 6.44% | 7 yr | 62% | HMDA 2025 |
| 2025 | Manatee County, FL | Purchase, 5 to 24 units | $460K | 6.05% | 5 yr | 37% | HMDA 2025 |
| 2024 | Orange County, FL | Purchase, 50 to 99 units | $5M | 6.63% | 5 yr | 55% | HMDA 2024 |
| 2024 | Lee County, FL | Refinance, 5 to 24 units | $1.9M | 6.79% | 5 yr | 60% | HMDA 2024 |
| 2024 | Hillsborough County, FL | Improvement, 5 to 24 units | $1M | 6.75% | 5 yr | 35% | HMDA 2024 |
| 2024 | Sarasota County, FL | Refinance, 5 to 24 units | $860K | 7.15% | 3 yr | 67% | HMDA 2024 |
| 2024 | Pinellas County, FL | Purchase, 5 to 24 units | $600K | 6.89% | 5 yr | 60% | HMDA 2024 |
| 2024 | Polk County, FL | Refinance, 25 to 49 units | $360K | 6.92% | 5 yr | 59% | HMDA 2024 |
| 2024 | Volusia County, FL | Refinance, 5 to 24 units | $240K | 7.01% | 3 yr | 36% | HMDA 2024 |
| 12 multifamily loans made in 2024 and 2025 | $17.7M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Hillsborough County, FL | County | 2 | $2.30M |
| Lee County, FL | County | 2 | $4.90M |
| Alachua County, FL | County | 1 | $2.00M |
| Leon County, FL | County | 1 | $1.00M |
| Manatee County, FL | County | 1 | $460K |
| Orange County, FL | County | 1 | $5.00M |
| Pinellas County, FL | County | 1 | $600K |
| Polk County, FL | County | 1 | $360K |
| Sarasota County, FL | County | 1 | $860K |
| Volusia County, FL | County | 1 | $240K |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 5 | $2.52M |
| $1M to $2.5M | 5 | $7.20M |
| $2.5M to $5M | 1 | $3.00M |
| $5M to $10M | 1 | $5.00M |
| $10M or more | 0 | $0 |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 7 | $9.96M | $860K |
| 2025 | 5 | $7.76M | $1.3M |
| Purpose | Loans |
|---|---|
| Purchase | 6 |
| Refinance | 5 |
| Improvement | 1 |
| Units | Loans |
|---|---|
| 5 to 24 units | 8 |
| 25 to 49 units | 2 |
| 50 to 99 units | 2 |
- Fairwinds Credit Union made 12 multifamily loans totaling $17.7M in 2024 and 2025, in 10 named places across 1 state. HMDA,
- It made 5 of them in 2025 and 7 in 2024. HMDA,
- The typical loan was about $1M, with the middle half between $600K and $2M. HMDA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. HMDA,
- 5 loans were under $1M, and 1 was $5M or more. HMDA,
- It reported a median rate of 6.75% on 12 loans, with the middle half between 6.31% and 6.92%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 59%. HMDA,
- 42% of the loans were refinancings and 50% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 8 loans. HMDA,
- HMDA shows 6 of the 12 multifamily loans Fairwinds Credit Union made with a known channel in 2024 to 2025 as coming through a third party. HMDA,
- Its loans were most often in Hillsborough County, FL (2), Lee County, FL (2) and Alachua County, FL (1). HMDA,
What we don't know
- Whether Fairwinds Credit Union is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.