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The Lender Report built this page from public records. First Carolina Bank has not reviewed it. Every lender's page starts this way, and it says nothing about First Carolina Bank itself. Each figure shows its source and date. Work at First Carolina Bank? You can claim this page for free.
Multifamily record
First Carolina Bank: multifamily loans made
First Carolina Bank, a bank based in Rocky Mount, NC, made 18 multifamily loans in 2024 and 2025, $250.6M in all, in 4 states. The typical loan was about $17M, and the largest about $29M. Most were in Brunswick County, NC.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 9, 2026
- Multifamily loans
- 18
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $251M
- HMDA,
- Rounded amounts
- Typical loan
- $17M
- HMDA,
- Largest loan
- $29M
- HMDA,
- Rounded to 2 significant figures
- States
- 4
- HMDA,
Cite this
Source: The Lender Report, First Carolina Bank: multifamily loans made, https://lender.report/lender/first-carolina-bank-nc/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Hall County, GA | Purchase, 100 to 149 units | $28M | HMDA 2025 | |||
| 2025 | DeKalb County, GA | Purchase, 150 or more units | $26M | HMDA 2025 | |||
| 2025 | Davidson County, TN | Refinance, 50 to 99 units | $21M | HMDA 2025 | |||
| 2025 | Cumberland County, NC | Purchase, 150 or more units | $9.6M | HMDA 2025 | |||
| 2025 | Charleston County, SC | Purchase, 50 to 99 units | $9.2M | HMDA 2025 | |||
| 2025 | Durham County, NC | Purchase, 25 to 49 units | $8M | HMDA 2025 | |||
| 2025 | Sumter County, SC | Purchase, 100 to 149 units | $5.3M | HMDA 2025 | |||
| 2025 | New Hanover County, NC | Refinance, 100 to 149 units | $4.7M | HMDA 2025 | |||
| 2025 | Mecklenburg County, NC | Refinance, 5 to 24 units | $1.6M | HMDA 2025 | |||
| 2025 | Rockingham County, NC | Refinance, 5 to 24 units | $460K | HMDA 2025 | |||
| 2025 | Nash County, NC | Purchase, 5 to 24 units | $400K | HMDA 2025 | |||
| 2024 | Fulton County, GA | Purchase, 100 to 149 units | $29M | HMDA 2024 | |||
| 2024 | Knox County, TN | Purchase, 100 to 149 units | $29M | HMDA 2024 | |||
| 2024 | Brunswick County, NC | Purchase, 100 to 149 units | $23M | HMDA 2024 | |||
| 2024 | Fulton County, GA | Purchase, 50 to 99 units | $21M | HMDA 2024 | |||
| 2024 | Bartow County, GA | Purchase, 50 to 99 units | $17M | HMDA 2024 | |||
| 2024 | Brunswick County, NC | Purchase, 100 to 149 units | $17M | HMDA 2024 | |||
| 2024 | Rockingham County, NC | Purchase, 5 to 24 units | $300K | HMDA 2024 | |||
| 18 multifamily loans made in 2024 and 2025 | $251M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Brunswick County, NC | County | 2 | $40.0M |
| Fulton County, GA | County | 2 | $50.0M |
| Rockingham County, NC | County | 2 | $760K |
| Bartow County, GA | County | 1 | $17.0M |
| Charleston County, SC | County | 1 | $9.20M |
| Cumberland County, NC | County | 1 | $9.60M |
| Davidson County, TN | County | 1 | $21.0M |
| DeKalb County, GA | County | 1 | $26.0M |
| Durham County, NC | County | 1 | $8.00M |
| Hall County, GA | County | 1 | $28.0M |
| Knox County, TN | County | 1 | $29.0M |
| Mecklenburg County, NC | County | 1 | $1.60M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 3 | $1.16M |
| $1M to $2.5M | 1 | $1.60M |
| $2.5M to $5M | 1 | $4.70M |
| $5M to $10M | 4 | $32.1M |
| $10M or more | 9 | $211M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 7 | $136M | $21M |
| 2025 | 11 | $114M | $8M |
| Purpose | Loans |
|---|---|
| Purchase | 14 |
| Refinance | 4 |
| Units | Loans |
|---|---|
| 5 to 24 units | 4 |
| 25 to 49 units | 1 |
| 50 to 99 units | 4 |
| 100 to 149 units | 7 |
| 150 or more units | 2 |
- First Carolina Bank made 18 multifamily loans totaling $250.6M in 2024 and 2025, in 15 named places across 4 states. HMDA,
- It made 11 of them in 2025 and 7 in 2024. HMDA,
- The typical loan was about $17M, with the middle half between $4.7M and $23M. HMDA,
- The largest was about $29M. Every amount is rounded to 2 significant figures. HMDA,
- 3 loans were under $1M, and 13 were $5M or more. HMDA,
- 22% of the loans were refinancings and 78% were purchases. HMDA,
- The most common property size was 100 to 149 units, with 7 loans. HMDA,
- Its loans were most often in Brunswick County, NC (2), Fulton County, GA (2) and Rockingham County, NC (2). HMDA,
What we don't know
- Whether First Carolina Bank is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.