191 lenders made at least one multifamily loan in Georgia in 2024 or 2025. Berkadia Commercial Mortgage made the most in 2025, with 34 of the 936 on record.
Evidence
Lender made at least one multifamily loan in Georgia in 2024 or 2025 (HMDA, manufactured-home parks excluded)
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
191
HMDA,
Multifamily loans, 2025
936
HMDA,
Manufactured-home parks excluded
Dollars, 2025
$9.46B
HMDA,
Loans, 2024
746
HMDA,
+25.5% in 2025
Cite this
Source: The Lender Report, Multifamily lenders in Georgia, https://lender.report/multifamily-lenders/georgia/, data as of December 31, 2025.
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Lenders made 936 multifamily loans totaling $9.5B in Georgia in 2025, up from 746 loans totaling $6.6B in 2024. HMDA,
123 of these loans (2024 and 2025) were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. HMDA,
Banks and savings institutions made 539 of the 2025 loans, credit unions 39, and non-banks 296. HMDA,
The five most active lenders made 16.2% of Georgia's multifamily loans in 2025. HMDA,
Everwise Credit Union made the most multifamily dollars in Georgia in 2025, at $900M. HMDA,
63 of these lenders are based in Georgia. HMDA,
50 lenders made a loan in Georgia in 2025 and none in 2024. HMDA,
30 lenders made 10 or more loans in Georgia in 2025. HMDA,
The typical multifamily loan in Georgia was about $1.3M, with the middle half between $420K and $9.1M. HMDA,
Lenders reported a median rate of 6.67% on 1,045 loans in Georgia, with the middle half between 5.67% and 7.75%. HMDA,
The median term in Georgia was 5 years. HMDA,
56% of multifamily loans in Georgia were refinancings. HMDA,
Most recorded loans in Georgia were in Fulton County, GA (154), Lowndes County, GA (85), Dougherty County, GA (64). HMDA,
How this list is defined
Measure
Multifamily loans made in Georgia
Period
2024 and 2025
Formula
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in Georgia, manufactured-home parks excluded. A lender is listed if it made at least one.
Order
Largest first by loans made in 2025, then loans in 2024, then dollars in 2025, then name. Payment is not part of the order.
: First published, with the data built on this date.
Is your institution on this list? Show your rank. It carries the date and links back to this page.
Multifamily loans finance buildings with five or more homes. HMDA is the one public file that lists them loan by loan.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.