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Multifamily record
First Financial Bank, Cincinnati, OH: multifamily loans made
First Financial Bank, Cincinnati, OH, a bank based in Cincinnati, OH, made 33 multifamily loans in 2024 and 2025, $415.7M in all, in 8 states. The typical loan was about $8.7M, and the largest about $56M. Most were in Hamilton County, OH.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 33
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $416M
- HMDA,
- Rounded amounts
- Typical loan
- $8.7M
- HMDA,
- Largest loan
- $56M
- HMDA,
- Rounded to 2 significant figures
- States
- 8
- HMDA,
Cite this
Source: The Lender Report, First Financial Bank, Cincinnati, OH: multifamily loans made, https://lender.report/lender/first-financial-bank-oh/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Hamilton County, OH | Purchase, 150 or more units | $50M | 7.07% | 5 yr | 53% | HMDA 2025 |
| 2025 | Kenton County, KY | Purchase, 150 or more units | $48M | 6.72% | 10 yr | 57% | HMDA 2025 |
| 2025 | Delaware County, OH | Purchase, 5 to 24 units | $28M | 7.06% | 5 yr | 59% | HMDA 2025 |
| 2025 | Hamilton County, OH | Purchase, 100 to 149 units | $18M | 7.38% | 6 yr | 62% | HMDA 2025 |
| 2025 | Cuyahoga County, OH | Purchase, 150 or more units | $14M | 6.81% | 5 yr | 56% | HMDA 2025 |
| 2025 | Cumberland County, NC | Purchase, 50 to 99 units | $11M | 6.53% | 5.1 yr | 68% | HMDA 2025 |
| 2025 | Hamilton County, OH | Purchase, 100 to 149 units | $11M | 6.82% | 5 yr | 68% | HMDA 2025 |
| 2025 | Hamilton County, OH | Purchase, 50 to 99 units | $11M | 6.85% | 8 yr | 65% | HMDA 2025 |
| 2025 | Montgomery County, OH | Purchase, 150 or more units | $11M | 7.13% | 8 yr | 70% | HMDA 2025 |
| 2025 | Marion County, IN | Purchase, 100 to 149 units | $10M | 6.8% | 5 yr | 65% | HMDA 2025 |
| 2025 | Floyd County, IN | Purchase, 25 to 49 units | $9.5M | 7.33% | 5 yr | 56% | HMDA 2025 |
| 2025 | Greene County, OH | Purchase, 100 to 149 units | $8.7M | 6.87% | 5 yr | 61% | HMDA 2025 |
| 2025 | Boone County, MO | Purchase, 150 or more units | $7.8M | 7.33% | 4.9 yr | 61% | HMDA 2025 |
| 2025 | Wayne County, OH | Purchase, 50 to 99 units | $4.5M | 6.82% | 5 yr | 48% | HMDA 2025 |
| 2025 | Tippecanoe County, IN | Refinance, 100 to 149 units | $3.5M | 6.17% | 7 yr | 49% | HMDA 2025 |
| 2025 | Monroe County, IN | Improvement, 5 to 24 units | $2.4M | 7.13% | 5 yr | 67% | HMDA 2025 |
| 2025 | Hamilton County, OH | Purchase, 25 to 49 units | $1.7M | 7.17% | 4.4 yr | 55% | HMDA 2025 |
| 2025 | Hamilton County, OH | Cash-out refinance, 5 to 24 units | $280K | 6.54% | 5 yr | 49% | HMDA 2025 |
| 2024 | St. Johns County, FL | Purchase, 150 or more units | $56M | 8.35% | 4.5 yr | 51% | HMDA 2024 |
| 2024 | Franklin County, OH | Cash-out refinance, 150 or more units | $24M | 7.97% | 6 yr | 56% | HMDA 2024 |
| 2024 | Delaware County, OH | Purchase, 100 to 149 units | $20M | 8.38% | 8.4 yr | 54% | HMDA 2024 |
| 2024 | McHenry County, IL | Purchase, 100 to 149 units | $18M | 8.13% | 3 yr | 50% | HMDA 2024 |
| 2024 | Hamilton County, OH | Purchase, 25 to 49 units | $10M | 7.75% | 5 yr | 57% | HMDA 2024 |
| 2024 | Allegheny County, PA | Purchase, 50 to 99 units | $8M | 6.88% | 5 yr | 52% | HMDA 2024 |
| 2024 | Hamilton County, OH | Purchase, 100 to 149 units | $7.4M | 8.19% | 5 yr | 57% | HMDA 2024 |
| 33 multifamily loans made in 2024 and 2025 | $416M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Hamilton County, OH | County | 9 | $111M |
| Montgomery County, OH | County | 3 | $18.3M |
| Delaware County, OH | County | 2 | $48.0M |
| Franklin County, OH | County | 2 | $27.0M |
| Allegheny County, PA | County | 1 | $8.00M |
| Boone County, MO | County | 1 | $7.80M |
| Clermont County, OH | County | 1 | $95.0K |
| Cumberland County, NC | County | 1 | $11.0M |
| Cuyahoga County, OH | County | 1 | $14.0M |
| Floyd County, IN | County | 1 | $9.50M |
| Geauga County, OH | County | 1 | $1.90M |
| Greene County, OH | County | 1 | $8.70M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 3 | $1.16M |
| $1M to $2.5M | 5 | $8.60M |
| $2.5M to $5M | 3 | $11.0M |
| $5M to $10M | 7 | $54.9M |
| $10M or more | 15 | $340M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 15 | $165M | $7M |
| 2025 | 18 | $250M | $11M |
| Purpose | Loans |
|---|---|
| Purchase | 24 |
| Refinance | 3 |
| Cash-out refinance | 2 |
| Improvement | 4 |
| Units | Loans |
|---|---|
| 5 to 24 units | 5 |
| 25 to 49 units | 7 |
| 50 to 99 units | 5 |
| 100 to 149 units | 8 |
| 150 or more units | 8 |
- First Financial Bank, Cincinnati, OH made 33 multifamily loans totaling $415.7M in 2024 and 2025, in 21 named places across 8 states. HMDA,
- It made 18 of them in 2025 and 15 in 2024. HMDA,
- The typical loan was about $8.7M, with the middle half between $3M and $14M. HMDA,
- The largest was about $56M. Every amount is rounded to 2 significant figures. HMDA,
- 3 loans were under $1M, and 22 were $5M or more. HMDA,
- It reported a median rate of 7.13% on 33 loans, with the middle half between 6.82% and 7.88%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 57%. HMDA,
- 15% of the loans were refinancings and 73% were purchases. HMDA,
- The most common property size was 100 to 149 units, with 8 loans. HMDA,
- Its loans were most often in Hamilton County, OH (9), Montgomery County, OH (3) and Delaware County, OH (2). HMDA,
What we don't know
- Whether First Financial Bank, Cincinnati, OH is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.