Lenders made 1,139 multifamily loans totaling $18.4B in Florida in 2025, up from 805 loans totaling $16.5B in 2024. HMDA,
39 of these loans (2024 and 2025) were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. HMDA,
Banks and savings institutions made 520 of the 2025 loans, credit unions 107, and non-banks 493. HMDA,
The five most active lenders made 20.7% of Florida's multifamily loans in 2025. HMDA,
Wells Fargo Bank, National Association made the most multifamily dollars in Florida in 2025, at $2.4B. HMDA,
50 of these lenders are based in Florida. HMDA,
58 lenders made a loan in Florida in 2025 and none in 2024. HMDA,
31 lenders made 10 or more loans in Florida in 2025. HMDA,
The typical multifamily loan in Florida was about $3.3M, with the middle half between $1M and $21M. HMDA,
Lenders reported a median rate of 6.50% on 1,584 loans in Florida, with the middle half between 5.67% and 7.50%. HMDA,
The median term in Florida was 7 years. HMDA,
54% of multifamily loans in Florida were refinancings. HMDA,
Most recorded loans in Florida were in Miami-Dade County, FL (327), Broward County, FL (175), Pinellas County, FL (114). HMDA,
How this list is defined
Measure
Multifamily loans made in Florida
Period
2024 and 2025
Formula
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in Florida, manufactured-home parks excluded. A lender is listed if it made at least one.
Order
Largest first by loans made in 2025, then loans in 2024, then dollars in 2025, then name. Payment is not part of the order.
: First published, with the data built on this date.
Is your institution on this list? Show your rank. It carries the date and links back to this page.
Multifamily loans finance buildings with five or more homes. HMDA is the one public file that lists them loan by loan.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.