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Multifamily record

First National Community Bank, Chatsworth, GA: multifamily loans made

First National Community Bank, Chatsworth, GA, a bank based in Chatsworth, GA, made 10 multifamily loans in 2024 and 2025, $8.1M in all, in 1 state. The typical loan was about $520K, and the largest about $3.1M. Most were in Floyd County, GA.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Multifamily loans
10
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$8.14M
HMDA,
Rounded amounts
Typical loan
$520K
HMDA,
Largest loan
$3.1M
HMDA,
Rounded to 2 significant figures
States
1
HMDA,

Cite this

Source: The Lender Report, First National Community Bank, Chatsworth, GA: multifamily loans made, https://lender.report/lender/first-national-community-bank-ga/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

First National Community Bank, Chatsworth, GANewest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025Whitfield County, GAPurchase, 5 to 24 units$1MHMDA 2025
2025Floyd County, GARefinance, 5 to 24 units$880KHMDA 2025
2025Floyd County, GARefinance, 5 to 24 units$360KHMDA 2025
2024Floyd County, GARefinance, 5 to 24 units$3.1MHMDA 2024
2024Floyd County, GAPurchase, 5 to 24 units$1MHMDA 2024
2024Floyd County, GAPurchase, 5 to 24 units$520KHMDA 2024
2024Floyd County, GAImprovement, 5 to 24 units$360KHMDA 2024
2024Floyd County, GARefinance, 5 to 24 units$320KHMDA 2024
2024Whitfield County, GAPurchase, 5 to 24 units$320KHMDA 2024
2024Murray County, GARefinance, 5 to 24 units$280KHMDA 2024
10 multifamily loans made in 2024 and 2025$8.14MHMDA 2024 and 2025

A blank means the source did not report it.

Where First National Community Bank, Chatsworth, GA's multifamily loans are, most loans first
PlaceAs namedLoansDollars
Floyd County, GACounty7$6.54M
Whitfield County, GACounty2$1.32M
Murray County, GACounty1$280K
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

First National Community Bank, Chatsworth, GA: multifamily loans by size
Loan sizeLoansDollars
Under $1M7$3.04M
$1M to $2.5M2$2.00M
$2.5M to $5M1$3.10M
$5M to $10M0$0
$10M or more0$0
HMDA,
First National Community Bank, Chatsworth, GA: multifamily loans by year
YearLoansDollarsTypical loan
20247$5.90M$360K
20253$2.24M$880K
HMDA,
What the loans were for
PurposeLoans
Purchase4
Refinance5
Improvement1
HMDA,
Size of the property
UnitsLoans
5 to 24 units10
HMDA,
  • First National Community Bank, Chatsworth, GA made 10 multifamily loans totaling $8.1M in 2024 and 2025, in 3 named places across 1 state. HMDA,
  • It made 3 of them in 2025 and 7 in 2024. HMDA,
  • The typical loan was about $520K, with the middle half between $320K and $1M. HMDA,
  • The largest was about $3.1M. Every amount is rounded to 2 significant figures. HMDA,
  • 7 loans were under $1M, and 0 were $5M or more. HMDA,
  • 50% of the loans were refinancings and 40% were purchases. HMDA,
  • The most common property size was 5 to 24 units, with 10 loans. HMDA,
  • Its loans were most often in Floyd County, GA (7), Whitfield County, GA (2) and Murray County, GA (1). HMDA,

What we don't know

  • Whether First National Community Bank, Chatsworth, GA is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.