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The Lender Report built this page from public records. Gainey Business Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Gainey Business Bank itself. Each figure shows its source and date. Work at Gainey Business Bank? You can claim this page for free.

SBA 7(a) record

Gainey Business Bank: SBA 7(a) loans made

Gainey Business Bank, a bank based in Scottsdale, AZ, made 9 SBA 7(a) loans in the 36 months ending September 30, 2026, $17.5M in all, net of cancelled approvals. The typical loan was about $860K, and 4 were in the last 12 months. Most were in Arizona.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
9
SBA FOIA,
Net of cancelled approvals
Dollars
$17.5M
SBA FOIA,
Rounded amounts
Typical loan
$860K
SBA FOIA,
Largest loan
$5M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
4
SBA FOIA,

Cite this

Source: The Lender Report, Gainey Business Bank: SBA 7(a) loans made, https://lender.report/lender/gainey-business-bank-az/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Gainey Business BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Jun 2026ArizonaSBA 7(a), Other Warehousing and Storage$1.7M8.75%25 yrSBA FOIA
Jun 2026ArizonaSBA 7(a), Offices of All Other Miscellaneous Health Practitioners$440K9.25%10 yrSBA FOIA
Mar 2026ArizonaSBA 7(a), Automotive Glass Replacement Shops$590K9%10 yrSBA FOIA
Feb 2026ArizonaSBA 7(a), Pet Care (except Veterinary) Services$330K9.5%10 yrSBA FOIA
Sep 2025ArizonaSBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors$5M9.5%7 yrSBA FOIA
Sep 2025ArizonaSBA 7(a), All Other Amusement and Recreation Industries$3.5M9.75%11 yrSBA FOIA
Sep 2025ArizonaSBA 7(a), Hotels (except Casino Hotels) and Motels$860K9.75%25 yrSBA FOIA
Feb 2025CaliforniaSBA 7(a), RV (Recreational Vehicle) Parks and Campgrounds$4.6M9.5%25 yrSBA FOIA
Aug 2024ArizonaSBA 7(a), Offices of All Other Miscellaneous Health Practitioners$500K10.25%10 yrSBA FOIA
9 SBA 7(a) loans since October 2023, net of cancelled$17.5MSBA FOIA

A blank means the source did not report it.

Where Gainey Business Bank's SBA 7(a) loans were made, most loans first
StateLoansDollars
Arizona8$12.9M
California1$4.60M
SBA FOIA,

SBA loans are on record by state only.

Gainey Business Bank: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K0$0
$150K to $350K1$330K
$350K to $1M4$2.39M
$1M to $2.5M1$1.70M
$2.5M or more3$13.1M
SBA FOIA,
Gainey Business Bank: SBA 7(a) loans by quarter
QuarterLoansDollars
2024 Q31$500K
2025 Q11$4.60M
2025 Q33$9.36M
2026 Q12$920K
2026 Q22$2.14M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
7a General9
SBA FOIA,
  • Gainey Business Bank made 9 SBA 7(a) loans totaling $17.5M in the 36 months ending September 30, 2026, net of cancelled approvals, in 2 states. SBA FOIA,
  • 4 of them were in the 12 months to September 30, 2026, and 4 in the 12 months before. SBA FOIA,
  • The typical loan was about $860K, with the middle half between $500K and $3.5M. SBA FOIA,
  • The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 0 loans were under $150K, and 4 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 9.50% on 9 loans, with the middle half between 9.25% and 9.75%. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Its loans went most often to Offices of All Other Miscellaneous Health Practitioners, with 2. SBA FOIA,
  • The SBA file lists 9 of its loans as processed under 7a General. SBA FOIA,
  • Its loans were most often in Arizona (8) and California (1). SBA FOIA,

What we don't know

  • Whether Gainey Business Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.