SBA by industry · NAICS 8111, excluding car washes
SBA lenders for auto repair shops
592 lenders made at least one SBA loan to auto repair shops in the 36 months ending September 30, 2026. U.S. Bank National Association made the most, with 413 of the 5,095 on record.
- Evidence
- SBA 7(a) and 504 first-lien loans, 36 months ending September 30, 2026
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 592
- SBA FOIA,
- SBA loans, 36 months
- 5,095
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $2.61B
- SBA FOIA,
- Typical loan
- $220K
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for auto repair shops, https://lender.report/sba-lenders-for/auto-repair/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | Last 12 months |
|---|---|---|---|---|---|
| U.S. Bank National Association | Bank | Cincinnati, OH | 413 | $111M | 130 |
| The Huntington National Bank | Bank | Columbus, OH | 291 | $99.2M | 51 |
| Live Oak Banking Company | Bank | Wilmington, NC | 279 | $318M | 107 |
| Newtek Bank, National Association | Bank | Miami, FL | 270 | $84.2M | 97 |
| Manufacturers and Traders Trust Company | Bank | Buffalo, NY | 238 | $22.4M | 102 |
| TD Bank, National Association | Bank | Wilmington, DE | 175 | $27.2M | 42 |
| Northeast Bank | Bank | Portland, ME | 139 | $22.9M | 48 |
| Readycap Lending, LLC | Non-bank | Berkeley Heights, NJ | 109 | $29.7M | 22 |
| BayFirst National Bank | Bank | Saint Petersburg, FL | 107 | $16.0M | 0 |
| Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | 90 | $48.3M | 7 |
| Celtic Bank | Bank | Salt Lake City, UT | 83 | $23.3M | 37 |
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | 80 | $29.9M | 10 |
| Columbia Bank | Bank | Roseburg, OR | 77 | $11.6M | 28 |
| Zions Bancorporation, N.A. | Bank | Salt Lake City, UT | 66 | $17.0M | 23 |
| Harvest Small Business Finance, LLC | Non-bank | Laguna Hills, CA | 64 | $56.4M | 22 |
| Lendistry SBLC, LLC | Non-bank | Los Angeles, CA | 61 | $12.7M | 14 |
| Bank of America, National Association | Bank | Charlotte, NC | 56 | $32.9M | 13 |
| KeyBank National Association | Bank | Cleveland, OH | 49 | $12.4M | 10 |
| First-Citizens Bank & Trust Company | Bank | Raleigh, NC | 48 | $51.6M | 9 |
| Eastern Bank | Bank | Boston, MA | 41 | $6.15M | 10 |
| United Midwest Savings Bank, National Association | Bank | Degraff, OH | 34 | $13.3M | 12 |
| SmartBiz Bank, National Association | Bank | Northbrook, IL | 34 | $5.91M | 23 |
| First Internet Bank of Indiana | Bank | Fishers, IN | 32 | $34.3M | 21 |
| Enterprise Bank & Trust | Bank | Clayton, MO | 30 | $40.1M | 7 |
| Harvest Commercial Capital, LLC | Non-bank | Not reported | 30 | $24.2M | 7 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| State | Loans | Dollars |
|---|---|---|
| California | 785 | $499M |
| Texas | 399 | $278M |
| Florida | 303 | $211M |
| New York | 232 | $83.3M |
| Illinois | 197 | $103M |
| Ohio | 183 | $53.5M |
| Colorado | 177 | $109M |
| Pennsylvania | 177 | $77.1M |
| Michigan | 171 | $76.1M |
| Massachusetts | 162 | $59.7M |
| Washington | 161 | $68.4M |
| New Jersey | 146 | $65.2M |
| Arizona | 130 | $100M |
| North Carolina | 117 | $81.3M |
| Minnesota | 116 | $54.4M |
| Industry | Loans |
|---|---|
| General Automotive Repair | 2,901 |
| Automotive Body, Paint, and Interior Repair and Maintenance | 1,086 |
| All Other Automotive Repair and Maintenance | 458 |
| Specialized Automotive Repair | 230 |
| Automotive Glass Replacement Shops | 229 |
| Automotive Oil Change and Lubrication Shops | 184 |
- SBA lenders recorded 5,095 loans to auto repair shops totaling $2.6B in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The five most active lenders made 29.3% of those loans. SBA FOIA,
- Banks and savings institutions made 4,238 of them, credit unions 158, and non-banks 360. SBA FOIA,
- 64 lenders recorded 10 or more of these loans. SBA FOIA,
- 20 of these loans were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA,
- The SBA file shows 1,653 approvals of these loans dated in the 12 months to September 30, 2026, versus 1,940 in the prior 12 months. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- The typical SBA loans to auto repair shop in this group was about $220K, with the middle half between $50K and $670K. SBA FOIA,
- Lenders reported a median rate of 10.00% on 4,379 loans in this group, with the middle half between 9.00% and 11.25%. SBA FOIA,
- The median term in this group was 10 years. SBA FOIA,
- California (785), Texas (399), Florida (303) recorded the most of these loans. SBA FOIA,
- The most common detailed industry was General Automotive Repair (2,901 loans). SBA FOIA,
How this list is defined
- Measure
- SBA loans made to auto repair shops
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 8111, excluding car washes.
- Order
- Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
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Every loan counted here carried one of these NAICS codes in the SBA file. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.