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The Lender Report built this page from public records. The Golden 1 Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about The Golden 1 Credit Union itself. Each figure shows its source and date. Work at The Golden 1 Credit Union? You can claim this page for free.
Multifamily record
The Golden 1 Credit Union: multifamily loans made
The Golden 1 Credit Union, a credit union based in Sacramento, CA, made 164 multifamily loans in 2024 and 2025, $484.9M in all, in 1 state. The typical loan was about $2.4M, and the largest about $15M. Most were in Los Angeles County, CA.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 164
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $485M
- HMDA,
- Rounded amounts
- Typical loan
- $2.4M
- HMDA,
- Largest loan
- $15M
- HMDA,
- Rounded to 2 significant figures
- States
- 1
- HMDA,
Cite this
Source: The Lender Report, The Golden 1 Credit Union: multifamily loans made, https://lender.report/lender/golden-1-credit-union-ca/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Santa Barbara County, CA | Refinance, 25 to 49 units | $15M | 6.11% | 10 yr | 45% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Cash-out refinance, 100 to 149 units | $9.6M | 5.62% | 10 yr | 50% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Refinance, 25 to 49 units | $5.9M | 5.56% | 10 yr | 60% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Refinance, 5 to 24 units | $5.5M | 5.27% | 10 yr | 58% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Cash-out refinance, 5 to 24 units | $5.5M | 5.57% | 10 yr | 60% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Purchase, 5 to 24 units | $5.4M | 5.86% | 10 yr | 64% | HMDA 2025 |
| 2025 | Marin County, CA | Purchase, 5 to 24 units | $5.4M | 5.49% | 10 yr | 42% | HMDA 2025 |
| 2025 | San Diego County, CA | Cash-out refinance, 25 to 49 units | $5.2M | 5.6% | 15 yr | 57% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Refinance, 25 to 49 units | $5.1M | 5.56% | 10 yr | 56% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Refinance, 5 to 24 units | $5M | 5.63% | 10 yr | 63% | HMDA 2025 |
| 2025 | Merced County, CA | Purchase, 50 to 99 units | $5M | 5.43% | 10 yr | 60% | HMDA 2025 |
| 2025 | San Diego County, CA | Cash-out refinance, 25 to 49 units | $5M | 6.15% | 10 yr | 50% | HMDA 2025 |
| 2025 | San Diego County, CA | Cash-out refinance, 25 to 49 units | $4.9M | 5.82% | 10 yr | 49% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Cash-out refinance, 5 to 24 units | $4.8M | 5.76% | 10 yr | 63% | HMDA 2025 |
| 2025 | Alameda County, CA | Refinance, 5 to 24 units | $4.3M | 5.46% | 10 yr | 47% | HMDA 2025 |
| 2025 | San Diego County, CA | Purchase, 5 to 24 units | $4.3M | 5.68% | 15 yr | 46% | HMDA 2025 |
| 2025 | Orange County, CA | Purchase, 5 to 24 units | $4.2M | 6.27% | 15 yr | 48% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Cash-out refinance, 25 to 49 units | $3.8M | 5.52% | 9 yr | 51% | HMDA 2025 |
| 2025 | Orange County, CA | Refinance, 5 to 24 units | $3.8M | 5.43% | 10 yr | 56% | HMDA 2025 |
| 2025 | Kings County, CA | Cash-out refinance, 25 to 49 units | $3.7M | 5.42% | 10 yr | 54% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Cash-out refinance, 5 to 24 units | $3.7M | 5.81% | 10 yr | 60% | HMDA 2025 |
| 2025 | Monterey County, CA | Refinance, 5 to 24 units | $3.7M | 6.06% | 10 yr | 60% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Cash-out refinance, 25 to 49 units | $3.5M | 5.87% | 10 yr | 50% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Cash-out refinance, 5 to 24 units | $3.4M | 5.42% | 10 yr | 57% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Refinance, 25 to 49 units | $3.4M | 5.56% | 10 yr | 60% | HMDA 2025 |
| 164 multifamily loans made in 2024 and 2025 | $485M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Los Angeles County, CA | County | 87 | $251M |
| San Diego County, CA | County | 21 | $64.3M |
| Orange County, CA | County | 10 | $27.4M |
| Alameda County, CA | County | 8 | $19.5M |
| San Francisco County, CA | County | 7 | $10.8M |
| Monterey County, CA | County | 3 | $8.90M |
| Riverside County, CA | County | 3 | $15.5M |
| Santa Barbara County, CA | County | 3 | $24.8M |
| Solano County, CA | County | 3 | $7.50M |
| Contra Costa County, CA | County | 2 | $9.60M |
| Kern County, CA | County | 2 | $2.40M |
| Marin County, CA | County | 2 | $6.90M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 3 | $2.40M |
| $1M to $2.5M | 87 | $156M |
| $2.5M to $5M | 54 | $182M |
| $5M to $10M | 16 | $94.9M |
| $10M or more | 4 | $50.0M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 50 | $179M | $2.6M |
| 2025 | 114 | $306M | $2.3M |
| Purpose | Loans |
|---|---|
| Purchase | 36 |
| Refinance | 63 |
| Cash-out refinance | 65 |
| Units | Loans |
|---|---|
| 5 to 24 units | 129 |
| 25 to 49 units | 27 |
| 50 to 99 units | 6 |
| 100 to 149 units | 2 |
- The Golden 1 Credit Union made 164 multifamily loans totaling $484.9M in 2024 and 2025, in 23 named places across 1 state. HMDA,
- It made 114 of them in 2025 and 50 in 2024. HMDA,
- The typical loan was about $2.4M, with the middle half between $1.7M and $3.5M. HMDA,
- The largest was about $15M. Every amount is rounded to 2 significant figures. HMDA,
- 3 loans were under $1M, and 20 were $5M or more. HMDA,
- It reported a median rate of 5.71% on 163 loans, with the middle half between 5.56% and 5.94%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 53%. HMDA,
- 78% of the loans were refinancings and 22% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 129 loans. HMDA,
- HMDA shows 159 of the 164 multifamily loans The Golden 1 Credit Union made with a known channel in 2024 to 2025 as coming through a third party. HMDA,
- Its loans were most often in Los Angeles County, CA (87), San Diego County, CA (21) and Orange County, CA (10). HMDA,
What we don't know
- Whether The Golden 1 Credit Union is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.