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Multifamily lenders in San Francisco County, CA

60 lenders made 426 multifamily loans in San Francisco County, CA in 2024 and 2025, $2.4B in all. JPMorgan Chase Bank, National Association made the most, with 183. The typical loan was about $1.9M. The county is part of the San Francisco, CA metro area.

Evidence
Multifamily loans placed in the county, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
60
HMDA,
Multifamily loans, 2024-25
426
HMDA,
Manufactured-home parks excluded
Dollars
$2.44B
HMDA,
Typical loan
$1.9M
HMDA,

Cite this

Source: The Lender Report, Multifamily lenders in San Francisco County, CA, https://lender.report/lenders-in/california/san-francisco-county/, data as of December 31, 2025.

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Show multifamily loans in San Francisco County, CAOn this list? Find your page

San Francisco County, CA multifamily lenders. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 30 of 60.
LenderKindBased inLoansDollars2025 loans2024 loansTypical loan
JPMorgan Chase Bank, National Association multifamily recordBankColumbus, OH183$436M11568$1.7M
Citizens Bank, National Association multifamily recordBankProvidence, RI58$158M4216$2.4M
East West Bank multifamily recordBankPasadena, CA19$67.5M145$1M
Bank of Marin multifamily recordBankNovato, CA9$44.4M36$2.1M
U.S. Bank National Association multifamily recordBankCincinnati, OH9$16.4M72$1.3M
Tri Counties Bank multifamily recordBankChico, CA9$12.5M72$1.4M
Provident Credit Union multifamily recordCredit unionRedwood City, CA8$11.9M26$1.4M
San Francisco Credit Union multifamily recordCredit unionSan Francisco, CA7$20.0M70$2.5M
The Golden 1 Credit Union multifamily recordCredit unionSacramento, CA7$10.8M52$1.4M
First-Citizens Bank & Trust Company multifamily recordBankRaleigh, NC6$61.0M15$5.1M
Conventus Lending LLC multifamily recordNon-bankSan Francisco, CA6$11.8M42$1.7M
Wells Fargo Bank, National Association multifamily recordBankSioux Falls, SD5$712M23$74M
EverBank, National Association multifamily recordBankJacksonville, FL5$18.9M50$2.8M
Hingham Institution for Savings multifamily recordSavingsHingham, MA5$14.9M41$3.1M
Provident Savings Bank, F.S.B. multifamily recordSavingsRiverside, CA5$6.78M32$1.2M
Arixa Enhanced Income Fund, LP multifamily recordNon-bankPhoenix, AZ4$29.0M22$6.2M
First Federal Savings and Loan Association of San Rafael multifamily recordSavingsSan Rafael, CA4$5.22M04$1.2M
Fremont Bank multifamily recordBankFremont, CA4$4.76M31$1.4M
Industrial and Commercial Bank of China USA, National Association multifamily recordBankNew York, NY4$4.22M13$1.1M
First Bridge Funding, Inc multifamily recordNon-bankPetaluma, CA4$3.36M31$680K
Citibank, National Association multifamily recordBankSioux Falls, SD3$66.0M30$25M
Bank of the Orient multifamily recordBankSan Francisco, CA3$16.8M21$2.5M
Mechanics Bank multifamily recordBankWalnut Creek, CA3$5.40M12$2M
Exchange Bank multifamily recordBankSanta Rosa, CA3$5.26M12$1.3M
Cathay Bank multifamily recordBankLos Angeles, CA3$3.34M12$1.3M
PGIM Real Estate Agency Financing, LLC multifamily recordNon-bankDallas, TX2$134M02$110M
CBRE Multifamily Capital, Inc. multifamily recordNon-bankHouston, TX2$35.0M20$23M
Greystone Servicing Corporation, Inc. multifamily recordNon-bankMemphis, TN2$29.1M11$22M
Redwood Credit Union multifamily recordCredit unionSanta Rosa, CA2$5.50M20$3.5M
Logan Finance Corporation multifamily recordNon-bankHaupaugge, NY2$2.40M02$1.2M
HMDA,

Check a deal in San Francisco County, CA in Loan Comps

Loans by size in San Francisco County, CA
Loan sizeLoansLenders
Under $1M5921
$1M to $2.5M21932
$2.5M to $5M9123
$5M to $10M2611
$10M or more3118
HMDA,
  • Lenders made 426 multifamily loans totaling $2.4B in San Francisco County, CA in 2024 and 2025. HMDA,
  • 10 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
  • 266 of the loans were made in 2025 and 160 in 2024. HMDA,
  • The typical loan in San Francisco County, CA was about $1.9M, with the middle half between $1.2M and $3.1M. HMDA,
  • 59 of the loans were under $1M, and 57 were $5M or more. HMDA,
  • Lenders reported a median rate of 6.08% on 388 loans in San Francisco County, CA, with the middle half between 5.76% and 6.50%. HMDA,
  • The median term was 15 years. HMDA,
  • The median loan to value was 55%. HMDA,
  • 62% of the loans were refinancings and 36% were purchases. HMDA,
  • Banks and savings institutions made 354 of the loans, credit unions 29, and non-banks 33. HMDA,
  • The five most active lenders made 65.3% of the loans. HMDA,
  • The three most active lenders were JPMorgan Chase Bank, National Association with 183, Citizens Bank, National Association with 58, and East West Bank with 19. HMDA,
  • 29 of the 60 lenders are based in California. The rest are based elsewhere, most often in New York, Ohio and Texas. HMDA,
  • The most common property size was 5 to 24 units, with 371 loans. HMDA,
  • San Francisco County, CA is part of the San Francisco-San Mateo-Redwood City, CA metro area, which has its own page. OMB metro list,

How this list is defined

Measure
Multifamily loans made in San Francisco County, CA
Period
2024 and 2025
Formula
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
Order
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
As of
2025
Source
HMDA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new loans today.
  • What they charge or require beyond the rate and term that HMDA reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.