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The Lender Report built this page from public records. Green Mountain Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Green Mountain Credit Union itself. Each figure shows its source and date. Work at Green Mountain Credit Union? You can claim this page for free.
Credit union, South Burlington, VT
Green Mountain Credit Union, South Burlington, VT
A credit union based in South Burlington, VT. Its commercial book is led by non-owner-occupied CRE and owner-occupied CRE. Public files show recent SBA 7(a) and real-estate-secured commercial loans it made.
- Kind
- Credit union
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Commercial book
- $18.1M
- NCUA 5300,
- Holds, not loans made
- Commercial loans made, H1 2026
- 12
- NCUA 5300,
- Real-estate-secured
- SBA loans, 36 months
- 1
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Total assets
- $152M
- NCUA 5300,
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How to reach them
Each line shows where it came from
- Phone
- 802-864-6892 From the NCUA record, June 30, 2026.
- Website
- www.greenmountaincu.comFrom the NCUA record, November 9, 2026.
- Commercial lending page
- greenmountaincu.comFrom the lender's website, retrieved November 11, 2026.
- Names it files under
- GREEN MOUNTAIN; Green Mountain CUNCUA 5300,
- Address
- 1250 Shelburne Rd, South Burlington, VT 05403-7783NCUA 5300,
- Regulator record
- NCUA profile
You generally must be a member of a credit union to borrow from it. Field of membership: Non-Federal Credit Union.
Recently done
Recorded lending
Recorded lending. Two or more public files show loans this lender made.
What changed. Green Mountain Credit Union's Owner-occupied CRE balance rose 141.4% to $5M in the quarter ended June 30, 2026. NCUA 5300,
| When | What the record shows | Source |
|---|---|---|
| Jun 2025 to Jun 2026 | Construction and land development balance rose 34.2% to $3.7M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | NCUA 5300 |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| May 2026 | Vermont | SBA 7(a), Clothing and Clothing Accessories Retailers | $350K | 7.25% | 7 yr | SBA FOIA | |
| 2024 | Vermont | Refinance, 5 to 24 units | $240K | 8.75% | 20 yr | 80% | HMDA 2024 |
| 2024 | Vermont | Refinance, 5 to 24 units | $240K | 8.75% | 20 yr | HMDA 2024 |
A blank means the source did not report it.
What it holds
NCUA 5300, June 30, 2026
| Book | Holds | Of its loans | Year over year | Loans | Average |
|---|---|---|---|---|---|
| Multifamily | $2.25M | 1.6% | +30.4% | 8 | $281K |
| Construction and land development | $3.70M | 2.7% | +34.2% | 14 | $264K |
| Owner-occupied CRE | $4.98M | 3.6% | Not reported | 11 | $453K |
| Non-owner-occupied CRE | $5.14M | 3.7% | Not reported | 23 | $223K |
| Farmland | $246K | 0.2% | Not reported | 2 | $123K |
| Commercial and industrial | $1.77M | 1.3% | +52.5% | 31 | $57.2K |
| Other real-estate-secured commercial | $0 | 0.0% | Not reported | Not reported | Not reported |
| Commercial total | $18.1M |
Table
| Quarter | Commercial book |
|---|---|
| Q3 2023 | $3.14M |
| Q4 2023 | $3.19M |
| Q1 2024 | $4.05M |
| Q2 2024 | $4.12M |
| Q3 2024 | $5.50M |
| Q4 2024 | $5.70M |
| Q1 2025 | $5.83M |
| Q2 2025 | $6.42M |
| Q3 2025 | $12.5M |
| Q4 2025 | $12.2M |
| Q1 2026 | $14.4M |
| Q2 2026 | $18.1M |
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| Multifamily, 5 or more units | 2024 | 2 | $490K | $240K | HMDA, | |
| SBA 7(a), net of cancelled | 36 months to Sep 2026 | 1 | $350K | $350K | $350K | SBA FOIA, |
| SBA 7(a), net of cancelled | 12 months to Sep 2026 | 1 | $350K | SBA FOIA, | ||
| Real-estate-secured commercial | First half of 2026 | 12 | $5.96M | NCUA 5300, | ||
| Multifamily | First half of 2026 | 1 | $120K | NCUA 5300, | ||
| Construction | First half of 2026 | 5 | $913K | NCUA 5300, | ||
| Owner-occupied CRE | First half of 2026 | 4 | $3.91M | NCUA 5300, | ||
| Non-owner-occupied CRE | First half of 2026 | 2 | $1.02M | NCUA 5300, | ||
| C&I | First half of 2026 | 3 | $422K | NCUA 5300, |
How these public files were tied to this lender. HMDA: its legal entity identifier (LEI). SBA 7(a) loans: its NCUA charter number.
| Book | Average loan |
|---|---|
| Construction and land development | $264K |
| Multifamily | $281K |
| Owner-occupied CRE | $453K |
| Non-owner-occupied CRE | $223K |
| Farmland | $123K |
| Commercial and industrial | $57.2K |
Programs on record: Federal Home Loan Bank member, Boston district (FHFA).
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| Vermont HQ | 5 | 1 | 0 |
Capacity. Not a rating
Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.
| Measure | This lender | Its peers | How it is worked out | Source |
|---|---|---|---|---|
| Business loan cap | $18.6M | $16.5M to $32.3M across 8 peers | Estimate: the lesser of 1.75 times net worth or 12.25% of assets. Low-income designated credit unions and some others are exempt. Not a statement from the credit union. | NCUA 5300, 12 CFR 723.8, Jun 30, 2026 |
| Business loans outstanding | $18.5M | $1.37M to $47.5M across 8 peers | Net member business loans, as reported on Form 5300. | NCUA 5300, |
| Cap used | 99.6% | 8.3% to 239.6% across 8 peers | Business loans outstanding over the estimated cap. | NCUA 5300, |
| Largest single borrower | $3.12M | $1.97M to $3.61M across 8 peers | Estimate: the greater of 15% of net worth or $100,000. Not a limit the credit union has stated. | NCUA 5300, 12 CFR 723.4, Jun 30, 2026 |
| CRE to net worth | 53.2% | 15.3% to 84.9% across 8 peers | (Construction + multifamily + non-owner-occupied CRE loans) divided by net worth. Our own ratio, not a regulatory test or limit. | NCUA 5300, |
| Loans to assets | 91.0% | 51.4% to 82.7% across 8 peers | Total loans divided by total assets. | NCUA 5300, |
Estimates use the formulas in 12 CFR 723. Low-income designated credit unions and some others are exempt from the cap.
Peers
Same kind of lender, similar size and book
| Lender | State | Total assets | Commercial book |
|---|---|---|---|
| ONE Credit Union | VT | $264M | $25.6M |
| Pillar Credit Union | OH | $135M | $6.66M |
| Green Country Credit Union | OK | $155M | $17.8M |
| Health Advantage Credit Union | MI | $179M | $19.1M |
| Minnesota Power Employees Credit Union | MN | $162M | $43.7M |
| Hopewell Credit Union | OH | $168M | $15.7M |
| Harbor Pointe Credit Union | MN | $158M | $18.0M |
| ARC Credit Union | PA | $154M | $8.74M |
What we don't know
- Whether it is taking new loans today, or on what terms.
- Who can join. A credit union lends only to its members, and field of membership decides who qualifies.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
- Credit union concentration ratios here are our own calculation against net worth. They are not a regulatory test or limit. Originations are Jan-Jun 2026 year to date.
Check this page
Against the regulator's own record
- Name and charter. Green Mountain Credit Union, NCUA charter 63859. Compare it with the regulator's record. [NCUA profile]
- Balances. $152M in total assets and $18.1M in commercial loans held, from the NCUA 5300 for June 30, 2026. [Source]
- Loans made. 12 real-estate-secured commercial loans made in the first half of 2026, from your NCUA Form 5300, and 3 loans in HMDA and SBA files, through September 30, 2026: 2 HMDA multifamily 2024, 1 SBA 7(a) in 36 months. [How each file was tied to Green Mountain Credit Union]
- Phone and website. Phone 802-864-6892, from the NCUA record. Website greenmountaincu.com, from the NCUA record. [How to reach them]
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For the record
Data as of June 30, 2026. Page last changed November 11, 2026.
- Regulator
- NCUA and state regulator
- NCUA charter
- 63859
- RSSD
- 838995
- LEI
- 254900VNHREN5BIMTO39
- The Lender Report ID
- lr_004833
- Main office county
- Chittenden
- Members
- 9,558
- NCUA region
- 1 - Eastern
NCUA credit union details,
- Reported $152M in total assets as of June 30, 2026 (NCUA 5300).
- Held $18.1M of commercial and commercial real estate loans as of June 30, 2026 (NCUA 5300).
- Held $5.1M of non-owner-occupied commercial real estate loans as of June 30, 2026 (NCUA 5300).
- Held $5M of owner-occupied commercial real estate loans as of June 30, 2026 (NCUA 5300).
- Held $3.7M of construction and land loans as of June 30, 2026, up 34.2% from a year earlier (NCUA 5300).
- Originated 2 multifamily loans totaling $490K in 2024 (HMDA).
3 more sentences
- Recorded 1 SBA 7(a) approval totaling $350K from October 1, 2023 to September 30, 2026 (SBA).
- Originated 12 real-estate-secured commercial loans totaling $6M in the first half of 2026 (NCUA 5300).
- Listed 5 offices in 1 state (NCUA).
Cite this
Source: The Lender Report, Green Mountain Credit Union, https://lender.report/lender/green-mountain-credit-union-vt/, data as of June 30, 2026.
Sources
- NCUA 5300, June 30, 2026
- NCUA 5300, June 30, 2025
- SBA FOIA, September 30, 2026
- HMDA, 2025
- NCUA 5300, June 30, 2026
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem