Multifamily · VT
Multifamily lenders in Vermont
20 lenders made at least one multifamily loan in Vermont in 2024 or 2025. Community National Bank made the most in 2025, with 26 of the 132 on record.
- Evidence
- Lender made at least one multifamily loan in Vermont in 2024 or 2025 (HMDA, manufactured-home parks excluded)
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 20
- HMDA,
- Multifamily loans, 2025
- 132
- HMDA,
- Manufactured-home parks excluded
- Dollars, 2025
- $207M
- HMDA,
- Loans, 2024
- 108
- HMDA,
- +22.2% in 2025
Cite this
Source: The Lender Report, Multifamily lenders in Vermont, https://lender.report/multifamily-lenders/vermont/, data as of December 31, 2025.
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- Lenders made 132 multifamily loans totaling $207.5M in Vermont in 2025, up from 108 loans totaling $215.7M in 2024. HMDA,
- Banks and savings institutions made 95 of the 2025 loans, credit unions 36, and non-banks 1. HMDA,
- The five most active lenders made 66.7% of Vermont's multifamily loans in 2025. HMDA,
- Mascoma Bank made the most multifamily dollars in Vermont in 2025, at $39.3M. HMDA,
- 9 of these lenders are based in Vermont. HMDA,
- 2 lenders made a loan in Vermont in 2025 and none in 2024. HMDA,
- 5 lenders made 10 or more loans in Vermont in 2025. HMDA,
- The typical multifamily loan in Vermont was about $480K, with the middle half between $260K and $1.3M. HMDA,
- Lenders reported a median rate of 6.91% on 218 loans in Vermont, with the middle half between 6.47% and 7.22%. HMDA,
- The median term in Vermont was 15 years. HMDA,
- 29% of multifamily loans in Vermont were refinancings. HMDA,
- Most recorded loans in Vermont were in Chittenden County, VT (77), Rutland County, VT (33), Washington County, VT (31). HMDA,
How this list is defined
- Measure
- Multifamily loans made in Vermont
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in Vermont, manufactured-home parks excluded. A lender is listed if it made at least one.
- Order
- Largest first by loans made in 2025, then loans in 2024, then dollars in 2025, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
Is your institution on this list? Show your rank. It carries the date and links back to this page.
Multifamily loans finance buildings with five or more homes. HMDA is the one public file that lists them loan by loan.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.