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Multifamily record
Gulf Coast Bank and Trust Company: multifamily loans made
Gulf Coast Bank and Trust Company, a bank based in New Orleans, LA, made 131 multifamily loans in 2024 and 2025, $97.8M in all, in 4 states. The typical loan was about $460K, and the largest about $4.9M. Most were in Orleans Parish, LA.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 131
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $97.8M
- HMDA,
- Rounded amounts
- Typical loan
- $460K
- HMDA,
- Largest loan
- $4.9M
- HMDA,
- Rounded to 2 significant figures
- States
- 4
- HMDA,
Cite this
Source: The Lender Report, Gulf Coast Bank and Trust Company: multifamily loans made, https://lender.report/lender/gulf-coast-bank-and-trust-la/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Orleans Parish, LA | Refinance, 100 to 149 units | $4.9M | 6.75% | 21 yr | 75% | HMDA 2025 |
| 2025 | Orleans Parish, LA | Purchase, 100 to 149 units | $4.4M | 7.5% | 21 yr | 75% | HMDA 2025 |
| 2025 | Orleans Parish, LA | Purchase, 25 to 49 units | $3.6M | 7% | 20 yr | 60% | HMDA 2025 |
| 2025 | Orleans Parish, LA | Purchase, 5 to 24 units | $3M | 7.5% | 1 yr | 75% | HMDA 2025 |
| 2025 | Orleans Parish, LA | Purchase, 5 to 24 units | $2.8M | 7.25% | 1.3 yr | 65% | HMDA 2025 |
| 2025 | Jefferson Parish, LA | Purchase, 5 to 24 units | $2.7M | 7.75% | 2 yr | 75% | HMDA 2025 |
| 2025 | Jefferson Parish, LA | Purchase, 25 to 49 units | $2.2M | 8.5% | 20 yr | 60% | HMDA 2025 |
| 2025 | Tangipahoa Parish, LA | Refinance, 50 to 99 units | $2.1M | 6.32% | 20 yr | 75% | HMDA 2025 |
| 2025 | Orleans Parish, LA | Refinance, 5 to 24 units | $1.9M | 8.6% | 20 yr | 70% | HMDA 2025 |
| 2025 | St. Bernard Parish, LA | Purchase, 5 to 24 units | $1.4M | 7.25% | 20 yr | 70% | HMDA 2025 |
| 2025 | Jefferson Parish, LA | Purchase, 5 to 24 units | $1.2M | 6.5% | 25 yr | 39% | HMDA 2025 |
| 2025 | Jefferson Parish, LA | Refinance, 25 to 49 units | $1.2M | 8.85% | 1 yr | HMDA 2025 | |
| 2025 | Orleans Parish, LA | Purchase, 5 to 24 units | $1.2M | 7.5% | 20 yr | 60% | HMDA 2025 |
| 2025 | Lee County, FL | Purchase, 5 to 24 units | $1.1M | 7.99% | 1 yr | 65% | HMDA 2025 |
| 2025 | Tangipahoa Parish, LA | Purchase, 5 to 24 units | $1M | 7.5% | 21 yr | 75% | HMDA 2025 |
| 2025 | Jefferson Parish, LA | Purchase, 5 to 24 units | $980K | 7.25% | 2 yr | 70% | HMDA 2025 |
| 2025 | Orleans Parish, LA | Purchase, 5 to 24 units | $920K | 7.5% | 20 yr | 80% | HMDA 2025 |
| 2025 | Orleans Parish, LA | Refinance, 5 to 24 units | $820K | 7.5% | 20 yr | 60% | HMDA 2025 |
| 2025 | St. Tammany Parish, LA | Refinance, 5 to 24 units | $820K | 8.5% | 1 yr | HMDA 2025 | |
| 2025 | Collier County, FL | Refinance, 5 to 24 units | $800K | 7.5% | 15 yr | 70% | HMDA 2025 |
| 2025 | Orleans Parish, LA | Purchase, 5 to 24 units | $760K | 6.75% | 20 yr | 43% | HMDA 2025 |
| 2025 | Orleans Parish, LA | Improvement, 5 to 24 units | $660K | 7.25% | 21 yr | 77% | HMDA 2025 |
| 2025 | Jefferson Parish, LA | Refinance, 5 to 24 units | $600K | 9.25% | 0.9 yr | 75% | HMDA 2025 |
| 2025 | Lafayette Parish, LA | Purchase, 5 to 24 units | $600K | 7% | 20 yr | 50% | HMDA 2025 |
| 2025 | Orleans Parish, LA | Refinance, 5 to 24 units | $600K | 7.75% | 21 yr | 65% | HMDA 2025 |
| 131 multifamily loans made in 2024 and 2025 | $97.8M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Orleans Parish, LA | County | 49 | $43.0M |
| Jefferson Parish, LA | County | 36 | $24.3M |
| Tangipahoa Parish, LA | County | 8 | $5.18M |
| St. Tammany Parish, LA | County | 6 | $3.26M |
| East Baton Rouge Parish, LA | County | 5 | $3.66M |
| Lafayette Parish, LA | County | 4 | $1.38M |
| Harrison County, MS | County | 3 | $5.60M |
| New Orleans-Metairie, LA | Metro area | 3 | $920K |
| Okaloosa County, FL | County | 3 | $1.90M |
| St. Bernard Parish, LA | County | 3 | $1.98M |
| Jackson County, MS | County | 2 | $2.10M |
| Livingston Parish, LA | County | 2 | $880K |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 104 | $41.5M |
| $1M to $2.5M | 20 | $31.1M |
| $2.5M to $5M | 7 | $25.2M |
| $5M to $10M | 0 | $0 |
| $10M or more | 0 | $0 |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 55 | $40.2M | $500K |
| 2025 | 76 | $57.6M | $440K |
| Purpose | Loans |
|---|---|
| Purchase | 67 |
| Refinance | 56 |
| Improvement | 8 |
| Units | Loans |
|---|---|
| 5 to 24 units | 116 |
| 25 to 49 units | 11 |
| 50 to 99 units | 2 |
| 100 to 149 units | 2 |
- Gulf Coast Bank and Trust Company made 131 multifamily loans totaling $97.8M in 2024 and 2025, in 19 named places across 4 states. HMDA,
- It made 76 of them in 2025 and 55 in 2024. HMDA,
- The typical loan was about $460K, with the middle half between $240K and $820K. HMDA,
- The largest was about $4.9M. Every amount is rounded to 2 significant figures. HMDA,
- 104 loans were under $1M, and 0 were $5M or more. HMDA,
- It reported a median rate of 8.00% on 131 loans, with the middle half between 7.50% and 8.75%. HMDA,
- The median term was 20 years. HMDA,
- The median loan to value was 70%. HMDA,
- 43% of the loans were refinancings and 51% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 116 loans. HMDA,
- Its loans were most often in Orleans Parish, LA (49), Jefferson Parish, LA (36) and Tangipahoa Parish, LA (8). HMDA,
What we don't know
- Whether Gulf Coast Bank and Trust Company is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.